Best Cheap Auto Insurance in Mechanic Falls, ME (2021)

The average Mechanic Falls, ME auto insurance rates are $222 per month. The minimum auto insurance in Mechanic Falls is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Mechanic Falls, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Mechanic Falls, Maine is 50/100/25
  • The average commute length in Mechanic Falls is 21.5 minutes
  • The most expensive auto insurance company in Mechanic Falls for teen drivers is Progressive

Mechanic Falls, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Mechanic Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mechanic Falls, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Mechanic Falls to other Maine cities, including Saco auto insurance rates, Westbrook auto insurance rates, and Lewiston auto insurance rates to see how Mechanic Falls, Maine auto insurance rates stack up.

Before you buy Mechanic Falls, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mechanic Falls, Maine auto insurance quotes.

Minimum Auto Insurance in Mechanic Falls, Maine

Mechanic Falls, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mechanic Falls, Maine.

Minimum Required Auto Insurance Coverage in Mechanic Falls, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mechanic Falls, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mechanic Falls, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mechanic Falls, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,884 $1,656 $1,792 $4,680 $6,262 $1,988 $2,216
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,916 $1,878 $1,916 $1,878 $8,022 $9,013 $2,231 $2,520
State Farm $1,434 $1,434 $1,357 $1,357 $4,622 $5,769 $1,603 $1,754
Travelers $1,125 $1,163 $1,019 $1,043 $4,563 $6,156 $1,113 $1,277
USAA $890 $877 $886 $865 $2,945 $3,247 $1,132 $1,188

Cheap Mechanic Falls, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mechanic Falls, Maine is a challenge. Take a look at the annual teen auto insurance rates in Mechanic Falls, Maine.

Annual Auto Insurance Rates for Teen Drivers in Mechanic Falls, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,680 $6,262
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,390 $9,557
Progressive $8,022 $9,013
State Farm $4,622 $5,769
Travelers $4,563 $6,156
USAA $2,945 $3,247

Cheap Mechanic Falls, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Mechanic Falls, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mechanic Falls, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,656 $1,792
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,871 $2,871
Progressive $1,916 $1,878
State Farm $1,357 $1,357
Travelers $1,019 $1,043
USAA $886 $865

Cheap Mechanic Falls, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mechanic Falls, Maine compared to the annual auto insurance rates with a clean record in Mechanic Falls, Maine.

Annual Mechanic Falls, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $3,090 $3,229 $2,569
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,941 $4,975 $3,276 $3,496
State Farm $2,190 $2,642 $2,416 $2,416
Travelers $1,819 $2,021 $2,534 $2,356
USAA $1,141 $1,505 $2,114 $1,255

Cheap Mechanic Falls, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mechanic Falls, Maine is not easy. Compare the annual rates for DUI auto insurance in Mechanic Falls, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Mechanic Falls, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,229
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,500
Progressive $3,276
State Farm $2,416
Travelers $2,534
USAA $2,114

Cheap Mechanic Falls, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mechanic Falls, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mechanic Falls, Maine

Insurance Company Poor Fair Good
Allstate $3,509 $2,672 $2,187
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,148 $3,560 $3,307
State Farm $3,519 $2,102 $1,627
Travelers $2,569 $2,104 $1,874
USAA $1,972 $1,358 $1,182

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Cheap Mechanic Falls, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mechanic Falls, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Mechanic Falls, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mechanic Falls, Maine

ZIP Code Average Annual Rates
4256 $2,304

Cheap Mechanic Falls, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Mechanic Falls, Maine auto insurance. Find the cheapest annual Mechanic Falls, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mechanic Falls, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,789 $2,789
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,282 $4,461
Progressive $3,672 $3,672
State Farm $2,337 $2,495
Travelers $2,182 $2,182
USAA $1,462 $1,546

Cheap Mechanic Falls, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mechanic Falls, Maine? Check out the comparison of annual Mechanic Falls, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mechanic Falls, Maine

Insurance Company Low Medium High
Allstate $2,748 $2,749 $2,871
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,593 $3,601 $3,821
State Farm $2,351 $2,390 $2,507
Travelers $2,145 $2,149 $2,253
USAA $1,474 $1,485 $1,552

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Best By Category: Cheapest Auto Insurance in Mechanic Falls, Maine

Compare the cheapest auto insurance companies in Mechanic Falls, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mechanic Falls, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Mechanic Falls, Maine Auto Insurance Companies

What auto insurance companies in Mechanic Falls, Maine are the cheapest? Compare the top Mechanic Falls, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mechanic Falls, Maine

Insurance Company Average Annual Rates
Allstate $2,789
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,371
Progressive $3,672
State Farm $2,416
Travelers $2,182
USAA $1,504

What affects auto insurance rates in Mechanic Falls, Maine?

There are a lot of reasons why auto insurance rates in Mechanic Falls, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mechanic Falls, Maine. Many local factors may affect your Mechanic Falls auto insurance rates.

Mechanic Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mechanic Falls, Maine commute length is 21.5 minutes according to City-Data.

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Compare Mechanic Falls, Maine Auto Insurance Quotes

Before you buy Mechanic Falls, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mechanic Falls, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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