Best Cheap Auto Insurance in Means, KY (2021)

The average Means, KY auto insurance rates are $428 per month. The minimum auto insurance in Means is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Means, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Means, KY for senior drivers are $2,825 per year
  • The cheapest auto insurance company in Means is USAA
  • The minimum auto insurance required in Means, Kentucky is 25/50/25

Means, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Means can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Means, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Means to other Kentucky cities, including Owensboro auto insurance rates, Covington auto insurance rates, and George auto insurance rates to see how Means, Kentucky auto insurance rates stack up.

Before you buy Means, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Means, Kentucky auto insurance quotes.

Minimum Auto Insurance in Means, Kentucky

Means, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Means, Kentucky.

Minimum Required Auto Insurance Coverage in Means, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Means, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Means, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Means, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,029 $2,808 $2,987 $11,822 $13,282 $3,363 $3,534
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,997 $3,240 $2,557 $2,843 $13,222 $14,578 $3,124 $3,230
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,171 $2,066 $1,945 $1,956 $10,507 $11,893 $2,693 $2,753
State Farm $1,907 $1,907 $1,714 $1,714 $5,437 $6,753 $2,129 $2,343
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

Cheap Means, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Means, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Means, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Means, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,822 $13,282
GEICO $7,170 $8,568
Liberty Mutual $13,222 $14,578
Nationwide $12,445 $15,350
Progressive $10,507 $11,893
State Farm $5,437 $6,753
Travelers $15,522 $25,211
USAA $4,982 $5,239

Cheap Means, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Means, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Means, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,987
GEICO $3,742 $3,389
Liberty Mutual $2,557 $2,843
Nationwide $5,015 $5,208
Progressive $1,945 $1,956
State Farm $1,714 $1,714
Travelers $2,977 $2,976
USAA $1,676 $1,700

Cheap Means, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Means, Kentucky compared to the annual auto insurance rates with a clean record in Means, Kentucky.

Annual Means, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,939 $6,380 $5,123
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,747 $7,364 $5,716 $5,069
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $3,720 $5,505 $4,245 $4,523
State Farm $2,729 $3,247 $2,988 $2,988
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,090 $2,954 $3,534 $2,517

Cheap Means, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Means, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Means, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Means, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,380
GEICO $7,199
Liberty Mutual $5,716
Nationwide $10,137
Progressive $4,245
State Farm $2,988
Travelers $9,692
USAA $3,534

Cheap Means, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Means, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Means, Kentucky

Insurance Company Poor Fair Good
Allstate $7,263 $5,027 $4,175
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,195 $5,030 $3,946
Nationwide $9,500 $7,372 $6,351
Progressive $5,031 $4,382 $4,081
State Farm $4,308 $2,612 $2,044
Travelers $8,281 $7,017 $6,998
USAA $4,119 $2,315 $1,888

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Cheap Means, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Means, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Means, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Means, Kentucky

ZIP Code Average Annual Rates
40346 $4,684

Cheap Means, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Means, Kentucky auto insurance. Find the cheapest annual Means, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Means, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,488 $5,488
GEICO $4,371 $4,456
Liberty Mutual $5,724 $5,724
Nationwide $7,741 $7,741
Progressive $4,498 $4,498
State Farm $2,911 $3,065
Travelers $7,432 $7,432
USAA $2,671 $2,877

Cheap Means, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Means, Kentucky? Check out the comparison of annual Means, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Means, Kentucky

Insurance Company Low Medium High
Allstate $5,093 $5,467 $5,905
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,451 $5,687 $6,035
Nationwide $7,713 $7,608 $7,902
Progressive $4,164 $4,441 $4,889
State Farm $2,808 $2,983 $3,173
Travelers $6,981 $7,454 $7,860
USAA $2,643 $2,767 $2,912

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Best By Category: Cheapest Auto Insurance in Means, Kentucky

Compare the cheapest auto insurance companies in Means, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Means, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Means, Kentucky Auto Insurance Companies

What auto insurance companies in Means, Kentucky are the cheapest? Compare the top Means, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Means, Kentucky

Insurance Company Average Annual Rates
Allstate $5,488
GEICO $4,413
Liberty Mutual $5,724
Nationwide $7,741
Progressive $4,498
State Farm $2,988
Travelers $7,432
USAA $2,774

Compare Means, Kentucky Auto Insurance Quotes

Before you buy Means, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Means, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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