Best Cheap Auto Insurance in Mead, CO (2021)

The average Mead, CO auto insurance rates are $298 per month. The minimum auto insurance in Mead is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Mead, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Mead is 32.3 minutes
  • The minimum auto insurance required in Mead, Colorado is 25/50/15
  • Average auto insurance rates in Mead, CO for senior drivers are $2,100 per year

Mead, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Mead can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mead, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Mead to other Colorado cities, including Centennial auto insurance rates, Fort Collins auto insurance rates, and Colorado Springs auto insurance rates to see how Mead, Colorado auto insurance rates stack up.

Before you buy Mead, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mead, Colorado auto insurance quotes.

Minimum Auto Insurance in Mead, Colorado

Mead, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mead, Colorado.

Minimum Required Auto Insurance Coverage in Mead, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mead, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mead, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mead, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,979 $2,777 $2,710 $2,734 $10,667 $11,193 $3,232 $3,226
American Family $2,398 $2,398 $2,168 $2,168 $5,790 $7,798 $2,398 $2,927
Farmers $2,863 $2,830 $2,587 $2,791 $11,138 $11,236 $3,160 $3,192
GEICO $1,719 $1,903 $1,886 $2,187 $5,556 $5,844 $1,561 $1,563
Liberty Mutual $1,649 $1,574 $1,413 $1,557 $5,224 $5,691 $1,663 $1,662
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,162 $2,018 $1,921 $1,906 $7,644 $8,526 $2,424 $2,349
State Farm $1,894 $1,894 $1,720 $1,720 $5,630 $7,097 $2,126 $2,523
USAA $2,006 $1,988 $1,931 $1,917 $5,147 $5,873 $2,568 $2,770

Cheap Mead, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mead, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Mead, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Mead, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,667 $11,193
American Family $5,790 $7,798
Farmers $11,138 $11,236
GEICO $5,556 $5,844
Liberty Mutual $5,224 $5,691
Nationwide $6,181 $7,890
Progressive $7,644 $8,526
State Farm $5,630 $7,097
USAA $5,147 $5,873

Cheap Mead, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Mead, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mead, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,710 $2,734
American Family $2,168 $2,168
Farmers $2,587 $2,791
GEICO $1,886 $2,187
Liberty Mutual $1,413 $1,557
Nationwide $2,185 $2,305
Progressive $1,921 $1,906
State Farm $1,720 $1,720
USAA $1,931 $1,917

Cheap Mead, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mead, Colorado compared to the annual auto insurance rates with a clean record in Mead, Colorado.

Annual Mead, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,188 $4,844 $5,960 $4,767
American Family $2,593 $3,685 $4,804 $2,939
Farmers $4,193 $5,407 $5,333 $4,965
GEICO $1,931 $3,051 $3,633 $2,496
Liberty Mutual $2,248 $2,625 $2,706 $2,638
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,126 $4,425 $3,295 $3,628
State Farm $2,815 $3,335 $3,075 $3,075
USAA $2,205 $2,702 $4,713 $2,480

Cheap Mead, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mead, Colorado is not easy. Compare the annual rates for DUI auto insurance in Mead, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Mead, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,960
American Family $4,804
Farmers $5,333
GEICO $3,633
Liberty Mutual $2,706
Nationwide $4,877
Progressive $3,295
State Farm $3,075
USAA $4,713

Cheap Mead, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mead, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mead, Colorado

Insurance Company Poor Fair Good
Allstate $6,299 $4,856 $3,664
American Family $4,535 $3,250 $2,732
Farmers $5,754 $4,702 $4,467
GEICO $3,337 $2,778 $2,219
Liberty Mutual $3,635 $2,243 $1,784
Nationwide $4,426 $3,509 $3,057
Progressive $4,100 $3,517 $3,239
State Farm $4,265 $2,745 $2,216
USAA $4,449 $2,563 $2,063

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Cheap Mead, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mead, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Mead, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mead, Colorado

ZIP Code Average Annual Rates
80542 $3,305

Cheap Mead, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Mead, Colorado auto insurance. Find the cheapest annual Mead, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mead, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,940 $4,940
American Family $3,430 $3,581
Farmers $4,974 $4,974
GEICO $2,724 $2,831
Liberty Mutual $2,554 $2,554
Nationwide $3,664 $3,664
Progressive $3,619 $3,619
State Farm $2,999 $3,151
USAA $2,940 $3,110

Cheap Mead, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mead, Colorado? Check out the comparison of annual Mead, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mead, Colorado

Insurance Company Low Medium High
Allstate $4,606 $4,920 $5,294
American Family $3,306 $3,579 $3,632
Farmers $4,383 $4,908 $5,632
GEICO $2,421 $2,711 $3,201
Liberty Mutual $2,386 $2,543 $2,733
Nationwide $3,642 $3,667 $3,682
Progressive $3,290 $3,632 $3,934
State Farm $2,847 $3,077 $3,302
USAA $2,867 $3,025 $3,183

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Best By Category: Cheapest Auto Insurance in Mead, Colorado

Compare the cheapest auto insurance companies in Mead, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mead, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Mead, Colorado Auto Insurance Companies

What auto insurance companies in Mead, Colorado are the cheapest? Compare the top Mead, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mead, Colorado

Insurance Company Average Annual Rates
Allstate $4,940
American Family $3,505
Farmers $4,974
GEICO $2,778
Liberty Mutual $2,554
Nationwide $3,664
Progressive $3,619
State Farm $3,075
USAA $3,025

What affects auto insurance rates in Mead, Colorado?

There are a lot of reasons why auto insurance rates in Mead, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mead, Colorado. Many local factors may affect your Mead auto insurance rates.

Mead Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mead, Colorado commute length is 32.3 minutes according to City-Data.

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Compare Mead, Colorado Auto Insurance Quotes

Before you buy Mead, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mead, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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