Best Cheap Auto Insurance in Mcroberts, KY (2021)

The average Mcroberts, KY auto insurance rates are $558 per month. The minimum auto insurance in Mcroberts is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Mcroberts, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in McRoberts is USAA
  • The most expensive auto insurance company in McRoberts for teen drivers is Travelers
  • The average commute length in McRoberts is 30.2 minutes

McRoberts, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in McRoberts can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in McRoberts, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in McRoberts to other Kentucky cities, including Florence auto insurance rates, Nicholasville auto insurance rates, and Bowling Green auto insurance rates to see how McRoberts, Kentucky auto insurance rates stack up.

Before you buy McRoberts, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free McRoberts, Kentucky auto insurance quotes.

Minimum Auto Insurance in McRoberts, Kentucky

McRoberts, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in McRoberts, Kentucky.

Minimum Required Auto Insurance Coverage in McRoberts, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap McRoberts, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in McRoberts, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in McRoberts, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,769 $5,182 $4,080 $4,570 $20,189 $22,294 $4,945 $5,082
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,922 $2,758 $2,641 $2,641 $14,796 $16,794 $3,630 $3,684
State Farm $2,466 $2,466 $2,185 $2,185 $6,617 $8,406 $2,732 $3,011
Travelers $3,715 $3,784 $3,655 $3,655 $18,512 $29,781 $3,886 $4,529
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

Cheap McRoberts, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in McRoberts, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in McRoberts, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in McRoberts, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,189 $22,294
Nationwide $12,492 $15,331
Progressive $14,796 $16,794
State Farm $6,617 $8,406
Travelers $18,512 $29,781
USAA $5,756 $6,065

Cheap McRoberts, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in McRoberts, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in McRoberts, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,080 $4,570
Nationwide $5,035 $5,213
Progressive $2,641 $2,641
State Farm $2,185 $2,185
Travelers $3,655 $3,655
USAA $1,955 $1,999

Cheap McRoberts, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in McRoberts, Kentucky compared to the annual auto insurance rates with a clean record in McRoberts, Kentucky.

Annual McRoberts, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,366 $11,458 $8,866 $7,865
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,140 $7,679 $5,863 $6,252
State Farm $3,478 $4,039 $3,759 $3,759
Travelers $7,763 $7,995 $11,645 $8,355
USAA $2,436 $3,454 $4,127 $2,933

Cheap McRoberts, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in McRoberts, Kentucky is not easy. Compare the annual rates for DUI auto insurance in McRoberts, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in McRoberts, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,866
Nationwide $10,149
Progressive $5,863
State Farm $3,759
Travelers $11,645
USAA $4,127

Cheap McRoberts, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how McRoberts, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in McRoberts, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,790 $7,784 $6,092
Nationwide $9,520 $7,384 $6,351
Progressive $6,952 $6,079 $5,668
State Farm $5,387 $3,295 $2,594
Travelers $10,001 $8,425 $8,393
USAA $4,820 $2,697 $2,196

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Cheap McRoberts, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in McRoberts, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in McRoberts, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in McRoberts, Kentucky

ZIP Code Average Annual Rates
41835 $6,041

Cheap McRoberts, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect McRoberts, Kentucky auto insurance. Find the cheapest annual McRoberts, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in McRoberts, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,889 $8,889
Nationwide $7,752 $7,752
Progressive $6,233 $6,233
State Farm $3,668 $3,850
Travelers $8,940 $8,940
USAA $3,114 $3,361

Cheap McRoberts, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in McRoberts, Kentucky? Check out the comparison of annual McRoberts, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in McRoberts, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,349 $8,815 $9,502
Nationwide $7,743 $7,625 $7,887
Progressive $5,667 $6,114 $6,919
State Farm $3,512 $3,746 $4,018
Travelers $8,510 $8,974 $9,335
USAA $3,078 $3,229 $3,405

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Best By Category: Cheapest Auto Insurance in McRoberts, Kentucky

Compare the cheapest auto insurance companies in McRoberts, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in McRoberts, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest McRoberts, Kentucky Auto Insurance Companies

What auto insurance companies in McRoberts, Kentucky are the cheapest? Compare the top McRoberts, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in McRoberts, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,889
Nationwide $7,752
Progressive $6,233
State Farm $3,759
Travelers $8,940
USAA $3,238

What affects auto insurance rates in McRoberts, Kentucky?

There are a lot of reasons why auto insurance rates in McRoberts, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in McRoberts, Kentucky. Many local factors may affect your McRoberts auto insurance rates.

McRoberts Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average McRoberts, Kentucky commute length is 30.2 minutes according to City-Data.

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Compare McRoberts, Kentucky Auto Insurance Quotes

Before you buy McRoberts, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free McRoberts, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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