Best Cheap Auto Insurance in Mcmechen, WV (2021)

The average Mcmechen, WV auto insurance rates are $312 per month. The minimum auto insurance in Mcmechen is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Mcmechen, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in McMechen, WV for senior drivers are $2,099 per year
  • The most expensive auto insurance company in McMechen for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in McMechen is State Farm

McMechen, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in McMechen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in McMechen, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in McMechen to other West Virginia cities, including Wheeling auto insurance rates, Parkersburg auto insurance rates, and Huntington auto insurance rates to see how McMechen, West Virginia auto insurance rates stack up.

Before you buy McMechen, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free McMechen, West Virginia auto insurance quotes.

Minimum Auto Insurance in McMechen, West Virginia

McMechen, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in McMechen, West Virginia.

Minimum Required Auto Insurance Coverage in McMechen, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap McMechen, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in McMechen, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in McMechen, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,691 $2,505 $2,410 $2,416 $9,483 $9,894 $2,976 $2,982
GEICO $2,361 $2,327 $2,243 $2,174 $5,849 $7,051 $2,267 $2,363
Liberty Mutual $3,755 $4,081 $3,021 $3,686 $14,205 $16,043 $3,871 $4,255
Nationwide $1,997 $2,027 $1,819 $1,906 $5,159 $6,526 $2,252 $2,410
Progressive $1,955 $1,883 $1,810 $1,807 $8,386 $9,426 $2,338 $2,408
State Farm $1,582 $1,582 $1,431 $1,431 $3,587 $4,631 $1,866 $1,473
USAA $1,729 $1,706 $1,606 $1,621 $5,703 $6,313 $2,236 $2,405

Cheap McMechen, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in McMechen, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in McMechen, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in McMechen, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,483 $9,894
GEICO $5,849 $7,051
Liberty Mutual $14,205 $16,043
Nationwide $5,159 $6,526
Progressive $8,386 $9,426
State Farm $3,587 $4,631
USAA $5,703 $6,313

Cheap McMechen, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in McMechen, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in McMechen, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,416
GEICO $2,243 $2,174
Liberty Mutual $3,021 $3,686
Nationwide $1,819 $1,906
Progressive $1,810 $1,807
State Farm $1,431 $1,431
USAA $1,606 $1,621

Cheap McMechen, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in McMechen, West Virginia compared to the annual auto insurance rates with a clean record in McMechen, West Virginia.

Annual McMechen, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,748 $4,426 $5,263 $4,243
GEICO $2,066 $3,316 $5,718 $2,217
Liberty Mutual $5,418 $6,851 $7,575 $6,615
Nationwide $2,409 $3,216 $3,745 $2,679
Progressive $3,193 $4,265 $3,808 $3,740
State Farm $2,014 $2,381 $2,198 $2,198
USAA $2,293 $2,709 $3,862 $2,796

Cheap McMechen, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in McMechen, West Virginia is not easy. Compare the annual rates for DUI auto insurance in McMechen, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in McMechen, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,263
GEICO $5,718
Liberty Mutual $7,575
Nationwide $3,745
Progressive $3,808
State Farm $2,198
USAA $3,862

Cheap McMechen, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how McMechen, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in McMechen, West Virginia

Insurance Company Poor Fair Good
Allstate $5,363 $4,257 $3,639
GEICO $4,014 $3,265 $2,709
Liberty Mutual $9,456 $5,816 $4,571
Nationwide $3,429 $2,896 $2,712
Progressive $4,197 $3,658 $3,400
State Farm $3,157 $1,924 $1,512
USAA $4,300 $2,470 $1,975

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Cheap McMechen, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in McMechen, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in McMechen, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in McMechen, West Virginia

ZIP Code Average Annual Rates
26040 $3,713

Cheap McMechen, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect McMechen, West Virginia auto insurance. Find the cheapest annual McMechen, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in McMechen, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,420 $4,420
GEICO $3,293 $3,366
Liberty Mutual $6,615 $6,615
Nationwide $3,012 $3,012
Progressive $3,752 $3,752
State Farm $2,138 $2,257
USAA $2,881 $2,949

Cheap McMechen, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in McMechen, West Virginia? Check out the comparison of annual McMechen, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in McMechen, West Virginia

Insurance Company Low Medium High
Allstate $4,269 $4,413 $4,577
GEICO $3,111 $3,339 $3,538
Liberty Mutual $6,261 $6,599 $6,984
Nationwide $2,927 $3,002 $3,108
Progressive $3,592 $3,709 $3,954
State Farm $2,051 $2,191 $2,350
USAA $2,813 $2,910 $3,022

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Best By Category: Cheapest Auto Insurance in McMechen, West Virginia

Compare the cheapest auto insurance companies in McMechen, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in McMechen, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest McMechen, West Virginia Auto Insurance Companies

What auto insurance companies in McMechen, West Virginia are the cheapest? Compare the top McMechen, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in McMechen, West Virginia

Insurance Company Average Annual Rates
Allstate $4,420
GEICO $3,329
Liberty Mutual $6,615
Nationwide $3,012
Progressive $3,752
State Farm $2,198
USAA $2,915

What affects auto insurance rates in McMechen, West Virginia?

There are a lot of reasons why auto insurance rates in McMechen, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in McMechen, West Virginia. Many local factors may affect your McMechen auto insurance rates.

McMechen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average McMechen, West Virginia commute length is 20.4 minutes according to City-Data.

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Compare McMechen, West Virginia Auto Insurance Quotes

Before you buy McMechen, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free McMechen, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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