Best Cheap Auto Insurance in Mclean, TX (2021)

The average Mclean, TX auto insurance rates are $334 per month. The minimum auto insurance in Mclean is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mclean, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in McLean, Texas is 30/60/25
  • The average commute length in McLean is 28.7 minutes
  • The cheapest auto insurance company in McLean is USAA

McLean, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in McLean can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in McLean, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in McLean to other Texas cities, including Plano auto insurance rates, Corpus Christi auto insurance rates, and Dallas auto insurance rates to see how McLean, Texas auto insurance rates stack up.

Before you buy McLean, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free McLean, Texas auto insurance quotes.

Minimum Auto Insurance in McLean, Texas

McLean, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in McLean, Texas.

Minimum Required Auto Insurance Coverage in McLean, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap McLean, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in McLean, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in McLean, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $3,787 $4,139 $3,215 $3,627 $8,075 $10,746 $5,088 $5,783
GEICO $2,553 $2,689 $2,335 $2,532 $5,282 $5,604 $2,767 $2,844
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,560 $2,443 $2,265 $2,315 $10,385 $11,580 $3,034 $3,080
State Farm $1,910 $1,910 $1,686 $1,686 $4,368 $5,533 $2,062 $2,134
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap McLean, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in McLean, Texas is a challenge. Take a look at the annual teen auto insurance rates in McLean, Texas.

Annual Auto Insurance Rates for Teen Drivers in McLean, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $8,075 $10,746
GEICO $5,282 $5,604
Nationwide $6,871 $8,867
Progressive $10,385 $11,580
State Farm $4,368 $5,533
USAA $4,047 $4,518

Cheap McLean, Texas Auto Insurance for Seniors

What are senior auto insurance rates in McLean, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in McLean, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $3,215 $3,627
GEICO $2,335 $2,532
Nationwide $2,179 $2,317
Progressive $2,265 $2,315
State Farm $1,686 $1,686
USAA $1,497 $1,531

Cheap McLean, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in McLean, Texas compared to the annual auto insurance rates with a clean record in McLean, Texas.

Annual McLean, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $5,111 $6,391 $5,618 $5,111
GEICO $2,823 $3,637 $3,181 $3,661
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $4,106 $5,286 $4,805 $4,633
State Farm $2,387 $2,708 $3,161 $2,387
USAA $1,833 $2,638 $3,094 $2,103

Cheap McLean, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in McLean, Texas is not easy. Compare the annual rates for DUI auto insurance in McLean, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in McLean, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,788
American Family $5,618
GEICO $3,181
Nationwide $5,037
Progressive $4,805
State Farm $3,161
USAA $3,094

Cheap McLean, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how McLean, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in McLean, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $7,923 $4,690 $4,060
GEICO $5,135 $2,905 $1,937
Nationwide $4,700 $3,754 $3,264
Progressive $5,326 $4,572 $4,225
State Farm $3,774 $2,344 $1,865
USAA $3,624 $2,022 $1,606

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Cheap McLean, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in McLean, Texas can vary. Compare the annual cost of auto insurance by ZIP code in McLean, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in McLean, Texas

ZIP Code Average Annual Rates
79057 $5,749

Cheap McLean, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect McLean, Texas auto insurance. Find the cheapest annual McLean, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in McLean, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,382 $5,632
American Family $5,557 $5,557
GEICO $3,254 $3,397
Nationwide $3,906 $3,906
Progressive $4,708 $4,708
State Farm $2,661 $2,661
USAA $2,385 $2,449

Cheap McLean, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in McLean, Texas? Check out the comparison of annual McLean, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in McLean, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $5,312 $5,431 $5,930
GEICO $3,231 $3,306 $3,440
Nationwide $4,229 $3,737 $3,753
Progressive $4,466 $4,685 $4,972
State Farm $2,547 $2,655 $2,781
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in McLean, Texas

Compare the cheapest auto insurance companies in McLean, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in McLean, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest McLean, Texas Auto Insurance Companies

What auto insurance companies in McLean, Texas are the cheapest? Compare the top McLean, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in McLean, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $5,557
GEICO $3,326
Nationwide $3,906
Progressive $4,708
State Farm $2,661
USAA $2,417

What affects auto insurance rates in McLean, Texas?

There are a lot of reasons why auto insurance rates in McLean, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in McLean, Texas. Many local factors may affect your McLean auto insurance rates.

McLean Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average McLean, Texas commute length is 28.7 minutes according to City-Data.

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Compare McLean, Texas Auto Insurance Quotes

Before you buy McLean, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free McLean, Texas auto insurance quotes.

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