Best Cheap Auto Insurance in Mc Kinney, KY (2021)

The average Mc Kinney, KY auto insurance rates are $383 per month. The minimum auto insurance in Mc Kinney is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Mc Kinney, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The most expensive auto insurance company in Mc Kinney for teen drivers is Travelers
  • The cheapest auto insurance company in Mc Kinney is State Farm
  • Average auto insurance rates in Mc Kinney, KY for senior drivers are $2,549 per year

Mc Kinney, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Mc Kinney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mc Kinney, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Mc Kinney to other Kentucky cities, including Independence auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Mc Kinney, Kentucky auto insurance rates stack up.

Before you buy Mc Kinney, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mc Kinney, Kentucky auto insurance quotes.

Minimum Auto Insurance in Mc Kinney, Kentucky

Mc Kinney, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mc Kinney, Kentucky.

Minimum Required Auto Insurance Coverage in Mc Kinney, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mc Kinney, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mc Kinney, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mc Kinney, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,087 $2,834 $3,021 $11,798 $13,248 $3,448 $3,637
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,560 $2,769 $2,168 $2,420 $11,126 $12,315 $2,676 $2,784
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,206 $2,091 $1,987 $1,991 $10,930 $12,380 $2,736 $2,790
State Farm $1,938 $1,938 $1,731 $1,731 $5,355 $6,645 $2,160 $2,374
Travelers $2,543 $2,592 $2,484 $2,491 $12,066 $19,320 $2,653 $3,100
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

Cheap Mc Kinney, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mc Kinney, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Mc Kinney, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Mc Kinney, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,798 $13,248
GEICO $7,942 $9,404
Liberty Mutual $11,126 $12,315
Nationwide $7,948 $9,875
Progressive $10,930 $12,380
State Farm $5,355 $6,645
Travelers $12,066 $19,320
USAA $5,707 $5,992

Cheap Mc Kinney, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Mc Kinney, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mc Kinney, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,021
GEICO $4,003 $3,626
Liberty Mutual $2,168 $2,420
Nationwide $3,188 $3,325
Progressive $1,987 $1,991
State Farm $1,731 $1,731
Travelers $2,484 $2,491
USAA $1,884 $1,906

Cheap Mc Kinney, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mc Kinney, Kentucky compared to the annual auto insurance rates with a clean record in Mc Kinney, Kentucky.

Annual Mc Kinney, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,565 $5,979 $6,394 $5,163
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,041 $6,229 $4,841 $4,298
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,834 $5,693 $4,372 $4,657
State Farm $2,736 $3,233 $2,984 $2,984
Travelers $5,147 $5,299 $7,652 $5,526
USAA $2,363 $3,346 $4,020 $2,849

Cheap Mc Kinney, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mc Kinney, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Mc Kinney, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Mc Kinney, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,394
GEICO $7,717
Liberty Mutual $4,841
Nationwide $6,470
Progressive $4,372
State Farm $2,984
Travelers $7,652
USAA $4,020

Cheap Mc Kinney, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mc Kinney, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mc Kinney, Kentucky

Insurance Company Poor Fair Good
Allstate $7,309 $5,057 $4,210
GEICO $7,842 $3,915 $2,550
Liberty Mutual $6,922 $4,270 $3,365
Nationwide $6,028 $4,724 $4,097
Progressive $5,172 $4,524 $4,221
State Farm $4,302 $2,609 $2,041
Travelers $6,601 $5,571 $5,547
USAA $4,670 $2,624 $2,139

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Cheap Mc Kinney, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mc Kinney, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Mc Kinney, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mc Kinney, Kentucky

ZIP Code Average Annual Rates
40448 $4,139

Cheap Mc Kinney, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Mc Kinney, Kentucky auto insurance. Find the cheapest annual Mc Kinney, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mc Kinney, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,724 $4,814
Liberty Mutual $4,852 $4,852
Nationwide $4,949 $4,949
Progressive $4,639 $4,639
State Farm $2,908 $3,060
Travelers $5,906 $5,906
USAA $3,029 $3,260

Cheap Mc Kinney, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mc Kinney, Kentucky? Check out the comparison of annual Mc Kinney, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mc Kinney, Kentucky

Insurance Company Low Medium High
Allstate $5,132 $5,503 $5,940
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,621 $4,823 $5,114
Nationwide $5,017 $4,889 $4,942
Progressive $4,259 $4,573 $5,084
State Farm $2,819 $2,978 $3,154
Travelers $5,637 $5,935 $6,146
USAA $2,998 $3,137 $3,299

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Best By Category: Cheapest Auto Insurance in Mc Kinney, Kentucky

Compare the cheapest auto insurance companies in Mc Kinney, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mc Kinney, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mc Kinney, Kentucky Auto Insurance Companies

What auto insurance companies in Mc Kinney, Kentucky are the cheapest? Compare the top Mc Kinney, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mc Kinney, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,769
Liberty Mutual $4,852
Nationwide $4,949
Progressive $4,639
State Farm $2,984
Travelers $5,906
USAA $3,145

Compare Mc Kinney, Kentucky Auto Insurance Quotes

Before you buy Mc Kinney, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mc Kinney, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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