Best Cheap Auto Insurance in Mastic Beach, NY (2021)

The average Mastic Beach, NY auto insurance rates are $449 per month. The minimum auto insurance in Mastic Beach is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Mastic Beach, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mastic Beach is GEICO
  • The average commute length in Mastic Beach is 37.9 minutes
  • The minimum auto insurance required in Mastic Beach, New York is 25/50/10

Mastic Beach, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Mastic Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mastic Beach, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Mastic Beach to other New York cities, including Buffalo auto insurance rates, Utica auto insurance rates, and Rochester auto insurance rates to see how Mastic Beach, New York auto insurance rates stack up.

Before you buy Mastic Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mastic Beach, New York auto insurance quotes.

Minimum Auto Insurance in Mastic Beach, New York

Mastic Beach, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mastic Beach, New York.

Minimum Required Auto Insurance Coverage in Mastic Beach, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mastic Beach, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mastic Beach, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mastic Beach, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,345 $3,444 $3,461 $10,533 $11,148 $3,456 $3,409
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,678 $3,678 $3,228 $3,228 $10,791 $13,234 $4,066 $4,263
Travelers $4,163 $4,077 $3,796 $3,988 $9,818 $11,631 $4,356 $4,434
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Mastic Beach, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mastic Beach, New York is a challenge. Take a look at the annual teen auto insurance rates in Mastic Beach, New York.

Annual Auto Insurance Rates for Teen Drivers in Mastic Beach, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,533 $11,148
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,791 $13,234
Travelers $9,818 $11,631
USAA $9,224 $10,935

Cheap Mastic Beach, New York Auto Insurance for Seniors

What are senior auto insurance rates in Mastic Beach, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mastic Beach, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,444 $3,461
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,228 $3,228
Travelers $3,796 $3,988
USAA $2,085 $2,091

Cheap Mastic Beach, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mastic Beach, New York compared to the annual auto insurance rates with a clean record in Mastic Beach, New York.

Annual Mastic Beach, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $4,492 $6,567 $5,669
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,482 $5,482 $6,059 $6,059
Travelers $4,879 $6,209 $6,293 $5,749
USAA $3,912 $3,976 $5,682 $3,976

Cheap Mastic Beach, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mastic Beach, New York is not easy. Compare the annual rates for DUI auto insurance in Mastic Beach, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Mastic Beach, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,567
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $6,059
Travelers $6,293
USAA $5,682

Cheap Mastic Beach, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mastic Beach, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mastic Beach, New York

Insurance Company Poor Fair Good
Allstate $7,772 $4,404 $3,738
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $8,147 $5,109 $4,056
Travelers $8,145 $4,959 $4,244
USAA $6,717 $3,426 $3,016

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Cheap Mastic Beach, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mastic Beach, New York can vary. Compare the annual cost of auto insurance by ZIP code in Mastic Beach, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mastic Beach, New York

ZIP Code Average Annual Rates
11951 $5,416

Cheap Mastic Beach, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Mastic Beach, New York auto insurance. Find the cheapest annual Mastic Beach, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mastic Beach, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,230 $5,379
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,556 $5,985
Travelers $5,783 $5,783
USAA $4,342 $4,431

Cheap Mastic Beach, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mastic Beach, New York? Check out the comparison of annual Mastic Beach, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mastic Beach, New York

Insurance Company Low Medium High
Allstate $4,819 $5,273 $5,822
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,419 $5,810 $6,083
Travelers $5,416 $5,708 $6,224
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Mastic Beach, New York

Compare the cheapest auto insurance companies in Mastic Beach, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mastic Beach, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Mastic Beach, New York Auto Insurance Companies

What auto insurance companies in Mastic Beach, New York are the cheapest? Compare the top Mastic Beach, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mastic Beach, New York

Insurance Company Average Annual Rates
Allstate $5,305
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,771
Travelers $5,783
USAA $4,387

What affects auto insurance rates in Mastic Beach, New York?

There are a lot of reasons why auto insurance rates in Mastic Beach, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mastic Beach, New York. Many local factors may affect your Mastic Beach auto insurance rates.

Mastic Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mastic Beach, New York commute length is 37.9 minutes according to City-Data.

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Compare Mastic Beach, New York Auto Insurance Quotes

Before you buy Mastic Beach, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mastic Beach, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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