Best Cheap Auto Insurance in Massac, KY (2021)

The average Massac, KY auto insurance rates are $349 per month. The minimum auto insurance in Massac is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Massac, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Massac, KY for senior drivers are $2,325 per year
  • The minimum auto insurance required in Massac, Kentucky is 25/50/25
  • The cheapest auto insurance company in Massac is USAA

Massac, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Massac can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Massac, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Massac to other Kentucky cities, including Hopkinsville auto insurance rates, Florence auto insurance rates, and Owensboro auto insurance rates to see how Massac, Kentucky auto insurance rates stack up.

Before you buy Massac, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Massac, Kentucky auto insurance quotes.

Minimum Auto Insurance in Massac, Kentucky

Massac, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Massac, Kentucky.

Minimum Required Auto Insurance Coverage in Massac, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Massac, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Massac, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Massac, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,051 $3,034 $2,739 $2,924 $10,927 $12,285 $3,419 $3,631
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,587 $2,803 $2,192 $2,449 $10,683 $11,826 $2,714 $2,838
Nationwide $3,102 $3,111 $2,798 $2,933 $6,835 $8,556 $3,500 $3,684
Progressive $2,093 $1,996 $1,873 $1,888 $10,021 $11,309 $2,593 $2,648
State Farm $1,794 $1,794 $1,602 $1,602 $5,276 $6,676 $1,999 $2,232
Travelers $2,234 $2,275 $2,189 $2,195 $10,653 $17,087 $2,333 $2,701
USAA $1,795 $1,799 $1,621 $1,649 $4,778 $5,035 $2,267 $2,484

Cheap Massac, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Massac, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Massac, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Massac, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,927 $12,285
GEICO $6,717 $7,953
Liberty Mutual $10,683 $11,826
Nationwide $6,835 $8,556
Progressive $10,021 $11,309
State Farm $5,276 $6,676
Travelers $10,653 $17,087
USAA $4,778 $5,035

Cheap Massac, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Massac, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Massac, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,739 $2,924
GEICO $3,439 $3,114
Liberty Mutual $2,192 $2,449
Nationwide $2,798 $2,933
Progressive $1,873 $1,888
State Farm $1,602 $1,602
Travelers $2,189 $2,195
USAA $1,621 $1,649

Cheap Massac, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Massac, Kentucky compared to the annual auto insurance rates with a clean record in Massac, Kentucky.

Annual Massac, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,389 $5,677 $6,018 $4,922
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,976 $6,100 $4,749 $4,221
Nationwide $3,421 $4,439 $5,628 $3,772
Progressive $3,562 $5,260 $4,062 $4,326
State Farm $2,629 $3,115 $2,872 $2,872
Travelers $4,543 $4,674 $6,745 $4,870
USAA $2,019 $2,855 $3,410 $2,431

Cheap Massac, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Massac, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Massac, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Massac, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,018
GEICO $6,595
Liberty Mutual $4,749
Nationwide $5,628
Progressive $4,062
State Farm $2,872
Travelers $6,745
USAA $3,410

Cheap Massac, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Massac, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Massac, Kentucky

Insurance Company Poor Fair Good
Allstate $6,941 $4,799 $4,014
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,801 $4,180 $3,303
Nationwide $5,246 $4,115 $3,584
Progressive $4,813 $4,191 $3,904
State Farm $4,144 $2,509 $1,962
Travelers $5,810 $4,917 $4,898
USAA $3,978 $2,235 $1,823

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Cheap Massac, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Massac, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Massac, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Massac, Kentucky

ZIP Code Average Annual Rates
42001 $3,757

Cheap Massac, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Massac, Kentucky auto insurance. Find the cheapest annual Massac, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Massac, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,251 $5,251
GEICO $4,032 $4,109
Liberty Mutual $4,761 $4,761
Nationwide $4,315 $4,315
Progressive $4,303 $4,303
State Farm $2,802 $2,942
Travelers $5,208 $5,208
USAA $2,579 $2,778

Cheap Massac, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Massac, Kentucky? Check out the comparison of annual Massac, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Massac, Kentucky

Insurance Company Low Medium High
Allstate $4,936 $5,233 $5,585
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,556 $4,735 $4,994
Nationwide $4,380 $4,266 $4,300
Progressive $3,984 $4,258 $4,666
State Farm $2,700 $2,867 $3,048
Travelers $4,950 $5,233 $5,441
USAA $2,555 $2,672 $2,809

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Best By Category: Cheapest Auto Insurance in Massac, Kentucky

Compare the cheapest auto insurance companies in Massac, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Massac, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Massac, Kentucky Auto Insurance Companies

What auto insurance companies in Massac, Kentucky are the cheapest? Compare the top Massac, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Massac, Kentucky

Insurance Company Average Annual Rates
Allstate $5,251
GEICO $4,071
Liberty Mutual $4,761
Nationwide $4,315
Progressive $4,303
State Farm $2,872
Travelers $5,208
USAA $2,679

What affects auto insurance rates in Massac, Kentucky?

There are a lot of reasons why auto insurance rates in Massac, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Massac, Kentucky. Many local factors may affect your Massac auto insurance rates.

Massac Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Massac, Kentucky commute length is 14.8 minutes according to City-Data.

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Compare Massac, Kentucky Auto Insurance Quotes

Before you buy Massac, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Massac, Kentucky auto insurance quotes.

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