Best Cheap Auto Insurance in Mason, TX (2021)

The average Mason, TX auto insurance rates are $322 per month. The minimum auto insurance in Mason is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mason, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mason for teen drivers is Progressive
  • The average commute length in Mason is 18.5 minutes
  • Average auto insurance rates in Mason, TX for senior drivers are $2,354 per year

Mason, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mason can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mason, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mason to other Texas cities, including Laredo auto insurance rates, Plano auto insurance rates, and Corpus Christi auto insurance rates to see how Mason, Texas auto insurance rates stack up.

Before you buy Mason, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mason, Texas auto insurance quotes.

Minimum Auto Insurance in Mason, Texas

Mason, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mason, Texas.

Minimum Required Auto Insurance Coverage in Mason, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mason, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mason, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mason, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,699 $3,763 $3,659 $3,659 $9,403 $11,464 $4,611 $4,857
American Family $2,953 $3,275 $2,703 $3,088 $7,513 $9,874 $4,187 $4,772
GEICO $2,318 $2,495 $2,227 $2,515 $5,008 $5,210 $2,505 $2,504
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,740 $2,603 $2,432 $2,484 $11,349 $12,637 $3,242 $3,271
State Farm $1,899 $1,899 $1,677 $1,677 $4,340 $5,493 $2,050 $2,116
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Cheap Mason, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mason, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mason, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mason, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,403 $11,464
American Family $7,513 $9,874
GEICO $5,008 $5,210
Nationwide $6,162 $7,918
Progressive $11,349 $12,637
State Farm $4,340 $5,493
USAA $4,118 $4,497

Cheap Mason, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mason, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mason, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,659
American Family $2,703 $3,088
GEICO $2,227 $2,515
Nationwide $1,957 $2,074
Progressive $2,432 $2,484
State Farm $1,677 $1,677
USAA $1,408 $1,400

Cheap Mason, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mason, Texas compared to the annual auto insurance rates with a clean record in Mason, Texas.

Annual Mason, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,477 $6,680 $6,924 $4,477
American Family $4,370 $5,568 $4,874 $4,370
GEICO $2,631 $3,460 $2,910 $3,390
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,438 $5,741 $5,192 $5,007
State Farm $2,370 $2,691 $3,144 $2,370
USAA $1,726 $2,539 $2,992 $1,980

Cheap Mason, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mason, Texas is not easy. Compare the annual rates for DUI auto insurance in Mason, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mason, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,924
American Family $4,874
GEICO $2,910
Nationwide $4,489
Progressive $5,192
State Farm $3,144
USAA $2,992

Cheap Mason, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mason, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mason, Texas

Insurance Company Poor Fair Good
Allstate $7,199 $5,245 $4,474
American Family $6,640 $4,142 $3,605
GEICO $4,774 $2,708 $1,810
Nationwide $4,195 $3,365 $2,927
Progressive $5,748 $4,952 $4,583
State Farm $3,748 $2,329 $1,854
USAA $3,399 $1,957 $1,572

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Cheap Mason, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mason, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mason, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mason, Texas

ZIP Code Average Annual Rates
76856 $5,733

Cheap Mason, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mason, Texas auto insurance. Find the cheapest annual Mason, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mason, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,513 $5,766
American Family $4,796 $4,796
GEICO $3,038 $3,157
Nationwide $3,496 $3,496
Progressive $5,095 $5,095
State Farm $2,644 $2,644
USAA $2,280 $2,339

Cheap Mason, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mason, Texas? Check out the comparison of annual Mason, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mason, Texas

Insurance Company Low Medium High
Allstate $5,546 $5,605 $5,767
American Family $4,508 $4,643 $5,235
GEICO $2,935 $3,057 $3,300
Nationwide $3,769 $3,346 $3,372
Progressive $4,803 $5,068 $5,412
State Farm $2,514 $2,635 $2,781
USAA $2,237 $2,301 $2,391

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Best By Category: Cheapest Auto Insurance in Mason, Texas

Compare the cheapest auto insurance companies in Mason, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mason, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mason, Texas Auto Insurance Companies

What auto insurance companies in Mason, Texas are the cheapest? Compare the top Mason, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mason, Texas

Insurance Company Average Annual Rates
Allstate $5,639
American Family $4,796
GEICO $3,098
Nationwide $3,496
Progressive $5,095
State Farm $2,644
USAA $2,309

What affects auto insurance rates in Mason, Texas?

There are a lot of reasons why auto insurance rates in Mason, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mason, Texas. Many local factors may affect your Mason auto insurance rates.

Mason Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mason, Texas commute length is 18.5 minutes according to City-Data.

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Compare Mason, Texas Auto Insurance Quotes

Before you buy Mason, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mason, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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