Best Cheap Auto Insurance in Mason, MI (2021)

The average Mason, MI auto insurance rates are $697 per month. The minimum auto insurance in Mason is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Mason, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Mason is 22.4 minutes
  • The most expensive auto insurance company in Mason for teen drivers is Allstate
  • Average auto insurance rates in Mason, MI for senior drivers are $5,500 per year

Mason, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Mason can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mason, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Mason to other Michigan cities, including Flint auto insurance rates, Troy auto insurance rates, and Dearborn auto insurance rates to see how Mason, Michigan auto insurance rates stack up.

Before you buy Mason, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mason, Michigan auto insurance quotes.

Minimum Auto Insurance in Mason, Michigan

Mason, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mason, Michigan.

Minimum Required Auto Insurance Coverage in Mason, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mason, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mason, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mason, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,060 $14,060 $12,986 $12,986 $36,104 $36,104 $14,838 $14,838
Farmers $3,736 $3,736 $3,480 $3,480 $8,491 $8,491 $4,203 $4,203
GEICO $3,402 $3,402 $3,491 $3,491 $9,831 $9,831 $3,259 $3,259
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,379 $3,379 $3,019 $3,019 $8,756 $8,756 $3,696 $3,696
Progressive $2,572 $2,403 $2,282 $2,530 $9,328 $9,968 $2,985 $2,782
State Farm $6,258 $6,258 $5,799 $5,799 $21,875 $21,875 $7,348 $7,348
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,460 $2,328 $2,315 $2,184 $5,997 $5,693 $2,990 $2,865

Cheap Mason, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mason, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Mason, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Mason, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,104 $36,104
Farmers $8,491 $8,491
GEICO $9,831 $9,831
Liberty Mutual $28,951 $28,951
Nationwide $8,756 $8,756
Progressive $9,328 $9,968
State Farm $21,875 $21,875
Travelers $13,395 $13,395
USAA $5,997 $5,693

Cheap Mason, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Mason, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mason, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,986 $12,986
Farmers $3,480 $3,480
GEICO $3,491 $3,491
Liberty Mutual $12,215 $12,215
Nationwide $3,019 $3,019
Progressive $2,282 $2,530
State Farm $5,799 $5,799
Travelers $3,858 $3,858
USAA $2,315 $2,184

Cheap Mason, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mason, Michigan compared to the annual auto insurance rates with a clean record in Mason, Michigan.

Annual Mason, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,551 $12,704 $42,401 $13,333
Farmers $4,184 $5,331 $5,257 $5,138
GEICO $1,742 $3,724 $11,276 $3,240
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,054 $5,362 $4,889 $4,547
Progressive $3,713 $4,839 $4,356 $4,516
State Farm $6,566 $7,872 $17,011 $9,830
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,702 $3,368 $4,403 $2,943

Cheap Mason, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mason, Michigan is not easy. Compare the annual rates for DUI auto insurance in Mason, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Mason, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,401
Farmers $5,257
GEICO $11,276
Liberty Mutual $25,819
Nationwide $4,889
Progressive $4,356
State Farm $17,011
Travelers $10,331
USAA $4,403

Cheap Mason, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mason, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mason, Michigan

Insurance Company Poor Fair Good
Allstate $29,379 $16,361 $12,751
Farmers $6,512 $4,373 $4,047
GEICO $6,416 $4,723 $3,848
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $5,865 $4,459 $3,814
Progressive $5,009 $4,232 $3,827
State Farm $16,722 $8,474 $5,763
Travelers $6,813 $6,608 $6,525
USAA $5,006 $2,867 $2,188

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Cheap Mason, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mason, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Mason, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mason, Michigan

ZIP Code Average Annual Rates
48854 $5,913

Cheap Mason, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Mason, Michigan auto insurance. Find the cheapest annual Mason, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mason, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,497 $19,497
Farmers $4,977 $4,977
GEICO $4,885 $5,107
Liberty Mutual $15,895 $17,024
Nationwide $4,713 $4,713
Progressive $4,356 $4,356
State Farm $10,047 $10,593
Travelers $6,611 $6,686
USAA $3,316 $3,392

Cheap Mason, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mason, Michigan? Check out the comparison of annual Mason, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mason, Michigan

Insurance Company Low Medium High
Allstate $18,868 $19,553 $20,070
Farmers $4,854 $4,966 $5,112
GEICO $4,682 $4,953 $5,352
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $4,893 $4,643 $4,602
Progressive $4,230 $4,361 $4,477
State Farm $9,828 $10,380 $10,751
Travelers $6,575 $6,656 $6,715
USAA $3,255 $3,362 $3,444

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Best By Category: Cheapest Auto Insurance in Mason, Michigan

Compare the cheapest auto insurance companies in Mason, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mason, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Mason, Michigan Auto Insurance Companies

What auto insurance companies in Mason, Michigan are the cheapest? Compare the top Mason, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mason, Michigan

Insurance Company Average Annual Rates
Allstate $19,497
Farmers $4,977
GEICO $4,996
Liberty Mutual $16,459
Nationwide $4,713
Progressive $4,356
State Farm $10,320
Travelers $6,649
USAA $3,354

What affects auto insurance rates in Mason, Michigan?

There are a lot of reasons why auto insurance rates in Mason, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mason, Michigan. Many local factors may affect your Mason auto insurance rates.

Mason Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Mason, Michigan auto theft statistics, there have been 4 auto thefts in the city.

Mason Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mason, Michigan commute length is 22.4 minutes according to City-Data.

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Compare Mason, Michigan Auto Insurance Quotes

Before you buy Mason, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mason, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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