Best Cheap Auto Insurance in Mason, KY (2021)

The average Mason, KY auto insurance rates are $436 per month. The minimum auto insurance in Mason is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Mason, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mason for teen drivers is Progressive
  • The cheapest auto insurance company in Mason is USAA
  • Average auto insurance rates in Mason, KY for senior drivers are $2,799 per year

Mason, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Mason can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mason, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Mason to other Kentucky cities, including Owensboro auto insurance rates, Independence auto insurance rates, and Covington auto insurance rates to see how Mason, Kentucky auto insurance rates stack up.

Before you buy Mason, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mason, Kentucky auto insurance quotes.

Minimum Auto Insurance in Mason, Kentucky

Mason, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mason, Kentucky.

Minimum Required Auto Insurance Coverage in Mason, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mason, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mason, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mason, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,143 $3,101 $2,847 $3,035 $11,897 $13,372 $3,463 $3,653
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,729 $2,955 $2,325 $2,592 $11,454 $12,650 $2,853 $2,964
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $2,402 $2,446 $2,355 $2,359 $11,456 $18,342 $2,508 $2,914
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

Cheap Mason, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mason, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Mason, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Mason, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,897 $13,372
GEICO $7,170 $8,568
Liberty Mutual $11,454 $12,650
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $5,871 $7,342
Travelers $11,456 $18,342
USAA $5,081 $5,363

Cheap Mason, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Mason, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mason, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,847 $3,035
GEICO $3,742 $3,389
Liberty Mutual $2,325 $2,592
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,937 $1,937
Travelers $2,355 $2,359
USAA $1,728 $1,763

Cheap Mason, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mason, Kentucky compared to the annual auto insurance rates with a clean record in Mason, Kentucky.

Annual Mason, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,022 $6,443 $5,198
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,219 $6,499 $5,054 $4,489
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $4,878 $5,020 $7,256 $5,237
USAA $2,156 $3,051 $3,641 $2,595

Cheap Mason, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mason, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Mason, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Mason, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,443
GEICO $7,199
Liberty Mutual $5,054
Nationwide $6,064
Progressive $9,734
State Farm $3,328
Travelers $7,256
USAA $3,641

Cheap Mason, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mason, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mason, Kentucky

Insurance Company Poor Fair Good
Allstate $7,357 $5,094 $4,241
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,242 $4,448 $3,506
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,818 $2,904 $2,263
Travelers $6,253 $5,281 $5,260
USAA $4,267 $2,379 $1,935

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Cheap Mason, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mason, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Mason, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mason, Kentucky

ZIP Code Average Annual Rates
41054 $4,821

Cheap Mason, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Mason, Kentucky auto insurance. Find the cheapest annual Mason, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mason, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,564 $5,564
GEICO $4,371 $4,456
Liberty Mutual $5,065 $5,065
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $3,243 $3,413
Travelers $5,598 $5,598
USAA $2,755 $2,967

Cheap Mason, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mason, Kentucky? Check out the comparison of annual Mason, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mason, Kentucky

Insurance Company Low Medium High
Allstate $5,183 $5,543 $5,967
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,835 $5,034 $5,327
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $3,178 $3,326 $3,480
Travelers $5,331 $5,623 $5,839
USAA $2,742 $2,855 $2,985

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Best By Category: Cheapest Auto Insurance in Mason, Kentucky

Compare the cheapest auto insurance companies in Mason, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mason, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mason, Kentucky Auto Insurance Companies

What auto insurance companies in Mason, Kentucky are the cheapest? Compare the top Mason, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mason, Kentucky

Insurance Company Average Annual Rates
Allstate $5,564
GEICO $4,413
Liberty Mutual $5,065
Nationwide $4,647
Progressive $10,347
State Farm $3,328
Travelers $5,598
USAA $2,861

What affects auto insurance rates in Mason, Kentucky?

There are a lot of reasons why auto insurance rates in Mason, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mason, Kentucky. Many local factors may affect your Mason auto insurance rates.

Mason Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mason, Kentucky commute length is 18.6 minutes according to City-Data.

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Compare Mason, Kentucky Auto Insurance Quotes

Before you buy Mason, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mason, Kentucky auto insurance quotes.

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