Best Cheap Auto Insurance in Mary Esther, FL (2021)

The average Mary Esther, FL auto insurance rates are $304 per month. The minimum auto insurance in Mary Esther is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Mary Esther, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mary Esther for teen drivers is Allstate
  • The minimum auto insurance required in Mary Esther, Florida is 10/20/10
  • The average commute length in Mary Esther is 21.0 minutes

Mary Esther, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Mary Esther can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mary Esther, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Mary Esther to other Florida cities, including Tampa auto insurance rates, Tallahassee auto insurance rates, and St. Petersburg auto insurance rates to see how Mary Esther, Florida auto insurance rates stack up.

Before you buy Mary Esther, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mary Esther, Florida auto insurance quotes.

Minimum Auto Insurance in Mary Esther, Florida

Mary Esther, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mary Esther, Florida.

Minimum Required Auto Insurance Coverage in Mary Esther, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mary Esther, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mary Esther, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mary Esther, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,526 $3,184 $3,256 $12,788 $13,919 $3,746 $3,832
GEICO $2,514 $2,526 $2,353 $2,353 $4,542 $5,757 $2,776 $2,830
Liberty Mutual $2,968 $2,968 $2,725 $2,725 $6,197 $9,506 $2,968 $3,993
Nationwide $2,342 $2,326 $2,092 $2,172 $5,550 $6,890 $2,579 $2,704
Progressive $2,833 $2,694 $2,459 $2,625 $7,909 $8,703 $3,412 $3,342
State Farm $1,624 $1,624 $1,472 $1,472 $4,615 $5,910 $1,791 $1,936
USAA $1,169 $1,153 $1,084 $1,083 $3,837 $4,491 $1,464 $1,589

Cheap Mary Esther, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mary Esther, Florida is a challenge. Take a look at the annual teen auto insurance rates in Mary Esther, Florida.

Annual Auto Insurance Rates for Teen Drivers in Mary Esther, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,788 $13,919
GEICO $4,542 $5,757
Liberty Mutual $6,197 $9,506
Nationwide $5,550 $6,890
Progressive $7,909 $8,703
State Farm $4,615 $5,910
USAA $3,837 $4,491

Cheap Mary Esther, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Mary Esther, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mary Esther, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,184 $3,256
GEICO $2,353 $2,353
Liberty Mutual $2,725 $2,725
Nationwide $2,092 $2,172
Progressive $2,459 $2,625
State Farm $1,472 $1,472
USAA $1,084 $1,083

Cheap Mary Esther, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mary Esther, Florida compared to the annual auto insurance rates with a clean record in Mary Esther, Florida.

Annual Mary Esther, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,162 $6,155 $6,896 $5,740
GEICO $2,233 $2,854 $4,249 $3,488
Liberty Mutual $3,151 $4,009 $5,670 $4,196
Nationwide $2,871 $3,129 $4,156 $3,171
Progressive $3,371 $4,951 $4,167 $4,500
State Farm $2,347 $2,764 $2,556 $2,556
USAA $1,571 $1,918 $2,802 $1,643

Cheap Mary Esther, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mary Esther, Florida is not easy. Compare the annual rates for DUI auto insurance in Mary Esther, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Mary Esther, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,249
Liberty Mutual $5,670
Nationwide $4,156
Progressive $4,167
State Farm $2,556
USAA $2,802

Cheap Mary Esther, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mary Esther, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mary Esther, Florida

Insurance Company Poor Fair Good
Allstate $8,290 $5,318 $4,358
GEICO $4,677 $2,825 $2,117
Liberty Mutual $5,464 $4,027 $3,278
Nationwide $4,156 $3,063 $2,777
Progressive $5,535 $3,924 $3,282
State Farm $3,449 $2,305 $1,913
USAA $3,217 $1,579 $1,155

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Cheap Mary Esther, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mary Esther, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Mary Esther, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mary Esther, Florida

ZIP Code Average Annual Rates
32569 $2,835

Cheap Mary Esther, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Mary Esther, Florida auto insurance. Find the cheapest annual Mary Esther, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mary Esther, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,815 $6,161
GEICO $3,190 $3,222
Liberty Mutual $4,121 $4,391
Nationwide $3,332 $3,332
Progressive $4,247 $4,247
State Farm $2,473 $2,638
USAA $1,961 $2,006

Cheap Mary Esther, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mary Esther, Florida? Check out the comparison of annual Mary Esther, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mary Esther, Florida

Insurance Company Low Medium High
Allstate $4,875 $6,240 $6,850
GEICO $2,726 $3,307 $3,586
Liberty Mutual $3,941 $4,315 $4,512
Nationwide $2,709 $3,451 $3,836
Progressive $3,709 $4,328 $4,705
State Farm $2,202 $2,610 $2,856
USAA $1,754 $2,043 $2,154

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Best By Category: Cheapest Auto Insurance in Mary Esther, Florida

Compare the cheapest auto insurance companies in Mary Esther, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mary Esther, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mary Esther, Florida Auto Insurance Companies

What auto insurance companies in Mary Esther, Florida are the cheapest? Compare the top Mary Esther, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mary Esther, Florida

Insurance Company Average Annual Rates
Allstate $5,988
GEICO $3,206
Liberty Mutual $4,256
Nationwide $3,332
Progressive $4,247
State Farm $2,556
USAA $1,984

What affects auto insurance rates in Mary Esther, Florida?

There are a lot of reasons why auto insurance rates in Mary Esther, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mary Esther, Florida. Many local factors may affect your Mary Esther auto insurance rates.

Mary Esther Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mary Esther, Florida commute length is 21.0 minutes according to City-Data.

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Compare Mary Esther, Florida Auto Insurance Quotes

Before you buy Mary Esther, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mary Esther, Florida auto insurance quotes.

Free Auto Insurance Comparison

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