Best Cheap Auto Insurance in Martinsville, IN (2021)

The average Martinsville, IN auto insurance rates are $265 per month. The minimum auto insurance in Martinsville is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Martinsville, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Martinsville, IN for senior drivers are $1,651 per year
  • The cheapest auto insurance company in Martinsville is USAA
  • The average commute length in Martinsville is 26.6 minutes

Martinsville, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Martinsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Martinsville, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Martinsville to other Indiana cities, including Indianapolis auto insurance rates, Fishers auto insurance rates, and Evansville auto insurance rates to see how Martinsville, Indiana auto insurance rates stack up.

Before you buy Martinsville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Martinsville, Indiana auto insurance quotes.

Minimum Auto Insurance in Martinsville, Indiana

Martinsville, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Martinsville, Indiana.

Minimum Required Auto Insurance Coverage in Martinsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Martinsville, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Martinsville, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martinsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,145 $2,185 $1,903 $2,080 $6,805 $8,632 $2,144 $2,326
American Family $2,529 $2,529 $2,276 $2,276 $6,970 $10,108 $2,529 $3,134
Farmers $1,466 $1,447 $1,253 $1,406 $7,896 $8,431 $1,934 $2,090
GEICO $1,723 $1,721 $1,615 $1,682 $5,159 $4,791 $1,979 $1,740
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,675 $1,584 $1,518 $1,527 $9,918 $11,158 $2,103 $2,148
State Farm $1,484 $1,484 $1,327 $1,327 $4,600 $5,878 $1,644 $1,837
Travelers $1,148 $1,167 $1,082 $1,080 $7,223 $11,422 $1,218 $1,398
USAA $1,024 $1,005 $958 $959 $2,911 $3,240 $1,382 $1,470

Cheap Martinsville, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Martinsville, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Martinsville, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Martinsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,805 $8,632
American Family $6,970 $10,108
Farmers $7,896 $8,431
GEICO $5,159 $4,791
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $9,918 $11,158
State Farm $4,600 $5,878
Travelers $7,223 $11,422
USAA $2,911 $3,240

Cheap Martinsville, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Martinsville, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Martinsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,903 $2,080
American Family $2,276 $2,276
Farmers $1,253 $1,406
GEICO $1,615 $1,682
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,518 $1,527
State Farm $1,327 $1,327
Travelers $1,082 $1,080
USAA $958 $959

Cheap Martinsville, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Martinsville, Indiana compared to the annual auto insurance rates with a clean record in Martinsville, Indiana.

Annual Martinsville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,143 $3,818 $3,341
American Family $2,788 $4,434 $5,632 $3,322
Farmers $2,900 $3,381 $3,481 $3,200
GEICO $1,665 $2,634 $3,593 $2,313
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,962 $5,197 $3,536 $4,120
State Farm $2,388 $2,626 $2,388 $2,388
Travelers $2,735 $3,377 $3,825 $2,932
USAA $1,219 $1,742 $2,001 $1,513

Cheap Martinsville, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Martinsville, Indiana is not easy. Compare the annual rates for DUI auto insurance in Martinsville, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Martinsville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,818
American Family $5,632
Farmers $3,481
GEICO $3,593
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,536
State Farm $2,388
Travelers $3,825
USAA $2,001

Cheap Martinsville, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Martinsville, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Martinsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,352 $3,261 $2,969
American Family $5,535 $3,591 $3,006
Farmers $3,778 $3,084 $2,858
GEICO $3,072 $2,551 $2,030
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,357 $3,862 $3,642
State Farm $3,567 $2,127 $1,649
Travelers $3,579 $3,037 $3,036
USAA $2,177 $1,442 $1,237

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Cheap Martinsville, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Martinsville, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Martinsville, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Martinsville, Indiana

ZIP Code Average Annual Rates
46151 $3,101

Cheap Martinsville, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Martinsville, Indiana auto insurance. Find the cheapest annual Martinsville, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Martinsville, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,527 $3,527
American Family $3,996 $4,092
Farmers $3,240 $3,240
GEICO $2,506 $2,596
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $3,954 $3,954
State Farm $2,379 $2,516
Travelers $3,217 $3,217
USAA $1,597 $1,640

Cheap Martinsville, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Martinsville, Indiana? Check out the comparison of annual Martinsville, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martinsville, Indiana

Insurance Company Low Medium High
Allstate $3,335 $3,511 $3,737
American Family $4,022 $4,178 $3,932
Farmers $3,129 $3,235 $3,357
GEICO $2,386 $2,545 $2,723
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,744 $3,895 $4,223
State Farm $2,334 $2,447 $2,562
Travelers $3,152 $3,247 $3,253
USAA $1,560 $1,615 $1,681

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Best By Category: Cheapest Auto Insurance in Martinsville, Indiana

Compare the cheapest auto insurance companies in Martinsville, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Martinsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Martinsville, Indiana Auto Insurance Companies

What auto insurance companies in Martinsville, Indiana are the cheapest? Compare the top Martinsville, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Martinsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,527
American Family $4,044
Farmers $3,240
GEICO $2,551
Liberty Mutual $4,731
Nationwide $2,456
Progressive $3,954
State Farm $2,447
Travelers $3,217
USAA $1,619

What affects auto insurance rates in Martinsville, Indiana?

There are a lot of reasons why auto insurance rates in Martinsville, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Martinsville, Indiana. Many local factors may affect your Martinsville auto insurance rates.

Martinsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Martinsville, Indiana commute length is 26.6 minutes according to City-Data.

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Compare Martinsville, Indiana Auto Insurance Quotes

Before you buy Martinsville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Martinsville, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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