Best Cheap Auto Insurance in Martin, KY (2021)

The average Martin, KY auto insurance rates are $574 per month. The minimum auto insurance in Martin is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Martin, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Martin for teen drivers is Travelers
  • The cheapest auto insurance company in Martin is USAA
  • The average commute length in Martin is 23.8 minutes

Martin, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Martin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Martin, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Martin to other Kentucky cities, including Richmond auto insurance rates, Florence auto insurance rates, and Owensboro auto insurance rates to see how Martin, Kentucky auto insurance rates stack up.

Before you buy Martin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Martin, Kentucky auto insurance quotes.

Minimum Auto Insurance in Martin, Kentucky

Martin, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Martin, Kentucky.

Minimum Required Auto Insurance Coverage in Martin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Martin, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Martin, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,399 $5,313 $4,972 $5,274 $19,903 $22,054 $5,831 $6,080
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,635 $5,055 $3,981 $4,486 $18,322 $20,289 $4,783 $4,896
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,517 $3,311 $3,189 $3,185 $18,062 $20,498 $4,370 $4,414
State Farm $2,456 $2,456 $2,176 $2,176 $6,595 $8,372 $2,720 $3,001
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

Cheap Martin, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Martin, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Martin, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Martin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,903 $22,054
GEICO $8,902 $10,417
Liberty Mutual $18,322 $20,289
Nationwide $12,492 $15,331
Progressive $18,062 $20,498
State Farm $6,595 $8,372
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheap Martin, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Martin, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Martin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,972 $5,274
GEICO $4,595 $4,158
Liberty Mutual $3,981 $4,486
Nationwide $5,035 $5,213
Progressive $3,189 $3,185
State Farm $2,176 $2,176
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheap Martin, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Martin, Kentucky compared to the annual auto insurance rates with a clean record in Martin, Kentucky.

Annual Martin, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,750 $10,094 $10,816 $8,753
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,906 $10,689 $8,271 $7,357
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,234 $9,348 $7,109 $7,583
State Farm $3,464 $4,023 $3,744 $3,744
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheap Martin, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Martin, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Martin, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Martin, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,816
GEICO $8,597
Liberty Mutual $8,271
Nationwide $10,149
Progressive $7,109
State Farm $3,744
Travelers $12,875
USAA $3,962

Cheap Martin, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Martin, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Martin, Kentucky

Insurance Company Poor Fair Good
Allstate $12,610 $8,477 $6,972
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,956 $7,262 $5,699
Nationwide $9,520 $7,384 $6,351
Progressive $8,435 $7,384 $6,887
State Farm $5,366 $3,282 $2,584
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Martin, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Martin, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Martin, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Martin, Kentucky

ZIP Code Average Annual Rates
41649 $6,290

Cheap Martin, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Martin, Kentucky auto insurance. Find the cheapest annual Martin, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Martin, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,353 $9,353
GEICO $5,341 $5,438
Liberty Mutual $8,306 $8,306
Nationwide $7,752 $7,752
Progressive $7,568 $7,568
State Farm $3,654 $3,834
Travelers $9,873 $9,873
USAA $2,991 $3,229

Cheap Martin, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Martin, Kentucky? Check out the comparison of annual Martin, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martin, Kentucky

Insurance Company Low Medium High
Allstate $8,126 $9,274 $10,660
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,688 $8,224 $9,005
Nationwide $7,743 $7,625 $7,887
Progressive $6,815 $7,404 $8,486
State Farm $3,504 $3,731 $3,997
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Martin, Kentucky

Compare the cheapest auto insurance companies in Martin, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Martin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Martin, Kentucky Auto Insurance Companies

What auto insurance companies in Martin, Kentucky are the cheapest? Compare the top Martin, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Martin, Kentucky

Insurance Company Average Annual Rates
Allstate $9,353
GEICO $5,390
Liberty Mutual $8,306
Nationwide $7,752
Progressive $7,568
State Farm $3,744
Travelers $9,873
USAA $3,110

What affects auto insurance rates in Martin, Kentucky?

There are a lot of reasons why auto insurance rates in Martin, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Martin, Kentucky. Many local factors may affect your Martin auto insurance rates.

Martin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Martin, Kentucky commute length is 23.8 minutes according to City-Data.

Martin Traffic

How does Martin, Kentucky rank for traffic? According to Inrix Martin, Kentucky is the 405th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Martin, Kentucky Auto Insurance Quotes

Before you buy Martin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Martin, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption