Best Cheap Auto Insurance in Martha, KY (2021)

The average Martha, KY auto insurance rates are $530 per month. The minimum auto insurance in Martha is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Martha, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Martha for teen drivers is Travelers
  • The cheapest auto insurance company in Martha is USAA
  • Average auto insurance rates in Martha, KY for senior drivers are $3,445 per year

Martha, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Martha can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Martha, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Martha to other Kentucky cities, including Independence auto insurance rates, Florence auto insurance rates, and Elizabeth auto insurance rates to see how Martha, Kentucky auto insurance rates stack up.

Before you buy Martha, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Martha, Kentucky auto insurance quotes.

Minimum Auto Insurance in Martha, Kentucky

Martha, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Martha, Kentucky.

Minimum Required Auto Insurance Coverage in Martha, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Martha, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Martha, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martha, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,327 $24,772 $5,851 $6,118
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $3,997 $4,359 $3,418 $3,851 $15,697 $17,404 $4,145 $4,274
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $2,744 $2,606 $2,457 $2,475 $13,298 $15,042 $3,405 $3,463
State Farm $2,273 $2,273 $2,001 $2,001 $5,804 $7,246 $2,524 $2,755
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap Martha, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Martha, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Martha, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Martha, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,327 $24,772
GEICO $7,451 $8,824
Liberty Mutual $15,697 $17,404
Nationwide $12,513 $15,335
Progressive $13,298 $15,042
State Farm $5,804 $7,246
Travelers $19,996 $32,496
USAA $4,861 $5,119

Cheap Martha, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Martha, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Martha, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $3,873 $3,508
Liberty Mutual $3,418 $3,851
Nationwide $5,076 $5,251
Progressive $2,457 $2,475
State Farm $2,001 $2,001
Travelers $3,851 $3,859
USAA $1,649 $1,680

Cheap Martha, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Martha, Kentucky compared to the annual auto insurance rates with a clean record in Martha, Kentucky.

Annual Martha, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,702 $9,286
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $5,950 $9,178 $7,114 $6,330
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $4,696 $6,973 $5,361 $5,715
State Farm $3,113 $3,606 $3,360 $3,360
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,057 $2,908 $3,474 $2,473

Cheap Martha, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Martha, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Martha, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Martha, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,702
GEICO $7,418
Liberty Mutual $7,114
Nationwide $10,201
Progressive $5,361
State Farm $3,360
Travelers $12,529
USAA $3,474

Cheap Martha, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Martha, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Martha, Kentucky

Insurance Company Poor Fair Good
Allstate $13,324 $9,121 $7,515
GEICO $7,493 $3,742 $2,438
Liberty Mutual $10,274 $6,244 $4,911
Nationwide $9,567 $7,412 $6,376
Progressive $6,375 $5,537 $5,147
State Farm $4,837 $2,939 $2,303
Travelers $10,741 $9,067 $9,038
USAA $4,060 $2,272 $1,851

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Martha, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Martha, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Martha, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Martha, Kentucky

ZIP Code Average Annual Rates
41159 $5,826

Cheap Martha, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Martha, Kentucky auto insurance. Find the cheapest annual Martha, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Martha, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,987 $9,987
GEICO $4,514 $4,601
Liberty Mutual $7,143 $7,143
Nationwide $7,785 $7,785
Progressive $5,686 $5,686
State Farm $3,275 $3,444
Travelers $9,615 $9,615
USAA $2,626 $2,829

Cheap Martha, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Martha, Kentucky? Check out the comparison of annual Martha, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martha, Kentucky

Insurance Company Low Medium High
Allstate $8,770 $9,923 $11,267
GEICO $4,251 $4,551 $4,871
Liberty Mutual $6,651 $7,078 $7,700
Nationwide $7,752 $7,650 $7,952
Progressive $5,237 $5,598 $6,224
State Farm $3,194 $3,354 $3,531
Travelers $9,076 $9,643 $10,127
USAA $2,605 $2,721 $2,858

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Martha, Kentucky

Compare the cheapest auto insurance companies in Martha, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Martha, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Martha, Kentucky Auto Insurance Companies

What auto insurance companies in Martha, Kentucky are the cheapest? Compare the top Martha, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Martha, Kentucky

Insurance Company Average Annual Rates
Allstate $9,987
GEICO $4,557
Liberty Mutual $7,143
Nationwide $7,785
Progressive $5,686
State Farm $3,360
Travelers $9,615
USAA $2,728

Compare Martha, Kentucky Auto Insurance Quotes

Before you buy Martha, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Martha, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption