Best Cheap Auto Insurance in Marlette, MI (2021)

The average Marlette, MI auto insurance rates are $841 per month. The minimum auto insurance in Marlette is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Marlette, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Marlette, Michigan is 20/40/10
  • Average auto insurance rates in Marlette, MI for senior drivers are $6,677 per year
  • The most expensive auto insurance company in Marlette for teen drivers is Allstate

Marlette, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Marlette can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Marlette, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Marlette to other Michigan cities, including Livonia auto insurance rates, Flint auto insurance rates, and Warren auto insurance rates to see how Marlette, Michigan auto insurance rates stack up.

Before you buy Marlette, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Marlette, Michigan auto insurance quotes.

Minimum Auto Insurance in Marlette, Michigan

Marlette, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Marlette, Michigan.

Minimum Required Auto Insurance Coverage in Marlette, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Marlette, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Marlette, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Marlette, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,679 $4,679 $4,367 $4,367 $10,137 $10,137 $5,246 $5,246
GEICO $4,091 $4,091 $4,167 $4,167 $11,025 $11,025 $3,897 $3,897
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,184 $2,956 $2,812 $3,140 $11,681 $12,447 $3,710 $3,424
State Farm $7,174 $7,174 $6,618 $6,618 $24,515 $24,515 $8,396 $8,396
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

Cheap Marlette, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Marlette, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Marlette, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Marlette, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,137 $10,137
GEICO $11,025 $11,025
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,681 $12,447
State Farm $24,515 $24,515
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheap Marlette, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Marlette, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Marlette, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,367 $4,367
GEICO $4,167 $4,167
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,812 $3,140
State Farm $6,618 $6,618
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheap Marlette, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Marlette, Michigan compared to the annual auto insurance rates with a clean record in Marlette, Michigan.

Annual Marlette, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,145 $6,531 $6,458 $6,295
GEICO $2,061 $4,320 $13,025 $3,774
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,586 $6,038 $5,431 $5,622
State Farm $7,572 $8,999 $18,991 $11,140
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheap Marlette, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Marlette, Michigan is not easy. Compare the annual rates for DUI auto insurance in Marlette, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Marlette, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,458
GEICO $13,025
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,431
State Farm $18,991
Travelers $12,473
USAA $4,685

Cheap Marlette, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Marlette, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Marlette, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,137 $5,302 $4,884
GEICO $7,451 $5,477 $4,456
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,255 $5,263 $4,740
State Farm $18,939 $9,582 $6,506
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

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Cheap Marlette, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Marlette, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Marlette, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Marlette, Michigan

ZIP Code Average Annual Rates
48453 $7,111

Cheap Marlette, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Marlette, Michigan auto insurance. Find the cheapest annual Marlette, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Marlette, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,107 $6,107
GEICO $5,661 $5,929
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,419 $5,419
State Farm $11,356 $11,995
Travelers $7,961 $8,053
USAA $3,523 $3,606

Cheap Marlette, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Marlette, Michigan? Check out the comparison of annual Marlette, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Marlette, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,947 $6,092 $6,283
GEICO $5,374 $5,739 $6,272
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,225 $5,428 $5,604
State Farm $11,089 $11,748 $12,190
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

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Best By Category: Cheapest Auto Insurance in Marlette, Michigan

Compare the cheapest auto insurance companies in Marlette, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Marlette, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Marlette, Michigan Auto Insurance Companies

What auto insurance companies in Marlette, Michigan are the cheapest? Compare the top Marlette, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Marlette, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,107
GEICO $5,795
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,419
State Farm $11,676
Travelers $8,007
USAA $3,565

What affects auto insurance rates in Marlette, Michigan?

There are a lot of reasons why auto insurance rates in Marlette, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Marlette, Michigan. Many local factors may affect your Marlette auto insurance rates.

Marlette Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Marlette, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Marlette Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Marlette, Michigan commute length is 22.4 minutes according to City-Data.

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Compare Marlette, Michigan Auto Insurance Quotes

Before you buy Marlette, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Marlette, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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