Best Cheap Auto Insurance in Marion, KY (2021)

The average Marion, KY auto insurance rates are $361 per month. The minimum auto insurance in Marion is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Marion, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Marion is USAA
  • Average auto insurance rates in Marion, KY for senior drivers are $2,431 per year
  • The most expensive auto insurance company in Marion for teen drivers is Travelers

Marion, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Marion can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Marion, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Marion to other Kentucky cities, including Independence auto insurance rates, Covington auto insurance rates, and Elizabeth auto insurance rates to see how Marion, Kentucky auto insurance rates stack up.

Before you buy Marion, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Marion, Kentucky auto insurance quotes.

Minimum Auto Insurance in Marion, Kentucky

Marion, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Marion, Kentucky.

Minimum Required Auto Insurance Coverage in Marion, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Marion, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Marion, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Marion, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,234 $3,227 $2,890 $3,088 $11,347 $12,746 $3,653 $3,893
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,609 $2,831 $2,232 $2,490 $10,076 $11,125 $2,734 $2,851
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,170 $2,094 $1,915 $1,942 $9,800 $11,085 $2,697 $2,787
State Farm $2,668 $2,668 $2,386 $2,386 $8,076 $10,150 $2,973 $3,367
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

Cheap Marion, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Marion, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Marion, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Marion, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,347 $12,746
GEICO $6,831 $8,150
Liberty Mutual $10,076 $11,125
Nationwide $6,037 $7,550
Progressive $9,800 $11,085
State Farm $8,076 $10,150
Travelers $10,570 $16,956
USAA $4,587 $4,842

Cheap Marion, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Marion, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Marion, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,890 $3,088
GEICO $3,608 $3,267
Liberty Mutual $2,232 $2,490
Nationwide $2,519 $2,640
Progressive $1,915 $1,942
State Farm $2,386 $2,386
Travelers $2,177 $2,183
USAA $1,568 $1,603

Cheap Marion, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Marion, Kentucky compared to the annual auto insurance rates with a clean record in Marion, Kentucky.

Annual Marion, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,627 $5,955 $6,287 $5,170
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,864 $5,906 $4,604 $4,100
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,575 $5,231 $4,084 $4,356
State Farm $3,953 $4,715 $4,334 $4,334
Travelers $4,512 $4,642 $6,696 $4,837
USAA $1,953 $2,763 $3,296 $2,350

Cheap Marion, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Marion, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Marion, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Marion, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,287
GEICO $6,862
Liberty Mutual $4,604
Nationwide $4,997
Progressive $4,084
State Farm $4,334
Travelers $6,696
USAA $3,296

Cheap Marion, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Marion, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Marion, Kentucky

Insurance Company Poor Fair Good
Allstate $7,291 $5,027 $4,210
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,608 $4,045 $3,202
Nationwide $4,672 $3,666 $3,197
Progressive $4,863 $4,187 $3,884
State Farm $6,259 $3,786 $2,958
Travelers $5,771 $4,882 $4,863
USAA $3,856 $2,158 $1,758

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Cheap Marion, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Marion, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Marion, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Marion, Kentucky

ZIP Code Average Annual Rates
42064 $3,851

Cheap Marion, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Marion, Kentucky auto insurance. Find the cheapest annual Marion, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Marion, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,510 $5,510
GEICO $4,191 $4,270
Liberty Mutual $4,618 $4,618
Nationwide $3,845 $3,845
Progressive $4,311 $4,311
State Farm $4,235 $4,433
Travelers $5,172 $5,172
USAA $2,494 $2,687

Cheap Marion, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Marion, Kentucky? Check out the comparison of annual Marion, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Marion, Kentucky

Insurance Company Low Medium High
Allstate $5,186 $5,491 $5,851
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,427 $4,592 $4,837
Nationwide $3,908 $3,801 $3,826
Progressive $4,065 $4,275 $4,593
State Farm $4,140 $4,329 $4,533
Travelers $4,915 $5,196 $5,405
USAA $2,479 $2,585 $2,708

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Best By Category: Cheapest Auto Insurance in Marion, Kentucky

Compare the cheapest auto insurance companies in Marion, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Marion, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Marion, Kentucky Auto Insurance Companies

What auto insurance companies in Marion, Kentucky are the cheapest? Compare the top Marion, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Marion, Kentucky

Insurance Company Average Annual Rates
Allstate $5,510
GEICO $4,231
Liberty Mutual $4,618
Nationwide $3,845
Progressive $4,311
State Farm $4,334
Travelers $5,172
USAA $2,591

What affects auto insurance rates in Marion, Kentucky?

There are a lot of reasons why auto insurance rates in Marion, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Marion, Kentucky. Many local factors may affect your Marion auto insurance rates.

Marion Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Marion, Kentucky commute length is 22.7 minutes according to City-Data.

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Compare Marion, Kentucky Auto Insurance Quotes

Before you buy Marion, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Marion, Kentucky auto insurance quotes.

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