Best Cheap Auto Insurance in Margate, FL (2021)

The average Margate, FL auto insurance rates are $513 per month. The minimum auto insurance in Margate is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Margate, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Margate for teen drivers is Allstate
  • The average commute length in Margate is 27.6 minutes
  • The minimum auto insurance required in Margate, Florida is 10/20/10

Margate, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Margate can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Margate, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Margate to other Florida cities, including Port St. Lucie auto insurance rates, St. Petersburg auto insurance rates, and Jacksonville auto insurance rates to see how Margate, Florida auto insurance rates stack up.

Before you buy Margate, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Margate, Florida auto insurance quotes.

Minimum Auto Insurance in Margate, Florida

Margate, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Margate, Florida.

Minimum Required Auto Insurance Coverage in Margate, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Margate, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Margate, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Margate, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,277 $5,900 $5,446 $5,468 $20,942 $22,462 $6,022 $6,016
GEICO $3,771 $3,785 $3,529 $3,529 $6,809 $8,556 $4,159 $4,215
Liberty Mutual $4,669 $4,669 $4,274 $4,274 $9,910 $15,291 $4,669 $6,346
Nationwide $4,052 $3,988 $3,612 $3,733 $9,814 $12,047 $4,462 $4,627
Progressive $4,717 $4,436 $4,001 $4,287 $13,276 $14,314 $5,707 $5,347
State Farm $3,415 $3,415 $3,090 $3,090 $9,394 $11,799 $3,813 $3,986
USAA $2,082 $2,044 $1,958 $1,935 $7,279 $8,399 $2,601 $2,801

Cheap Margate, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Margate, Florida is a challenge. Take a look at the annual teen auto insurance rates in Margate, Florida.

Annual Auto Insurance Rates for Teen Drivers in Margate, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,942 $22,462
GEICO $6,809 $8,556
Liberty Mutual $9,910 $15,291
Nationwide $9,814 $12,047
Progressive $13,276 $14,314
State Farm $9,394 $11,799
USAA $7,279 $8,399

Cheap Margate, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Margate, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Margate, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,446 $5,468
GEICO $3,529 $3,529
Liberty Mutual $4,274 $4,274
Nationwide $3,612 $3,733
Progressive $4,001 $4,287
State Farm $3,090 $3,090
USAA $1,958 $1,935

Cheap Margate, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Margate, Florida compared to the annual auto insurance rates with a clean record in Margate, Florida.

Annual Margate, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,476 $10,208 $11,199 $9,384
GEICO $3,313 $4,258 $6,382 $5,224
Liberty Mutual $4,858 $6,328 $9,209 $6,657
Nationwide $4,922 $5,420 $7,344 $5,482
Progressive $5,487 $8,213 $6,903 $7,439
State Farm $4,783 $5,717 $5,250 $5,250
USAA $2,836 $3,516 $5,220 $2,977

Cheap Margate, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Margate, Florida is not easy. Compare the annual rates for DUI auto insurance in Margate, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Margate, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,199
GEICO $6,382
Liberty Mutual $9,209
Nationwide $7,344
Progressive $6,903
State Farm $5,250
USAA $5,220

Cheap Margate, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Margate, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Margate, Florida

Insurance Company Poor Fair Good
Allstate $13,896 $8,645 $6,910
GEICO $7,024 $4,215 $3,143
Liberty Mutual $8,724 $6,392 $5,173
Nationwide $7,286 $5,308 $4,781
Progressive $9,162 $6,492 $5,378
State Farm $7,251 $4,689 $3,811
USAA $5,909 $2,900 $2,103

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Cheap Margate, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Margate, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Margate, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Margate, Florida

ZIP Code Average Annual Rates
33068 $4,706

Cheap Margate, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Margate, Florida auto insurance. Find the cheapest annual Margate, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Margate, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,535 $10,098
GEICO $4,771 $4,818
Liberty Mutual $6,543 $6,983
Nationwide $5,792 $5,792
Progressive $7,011 $7,011
State Farm $5,051 $5,449
USAA $3,596 $3,679

Cheap Margate, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Margate, Florida? Check out the comparison of annual Margate, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Margate, Florida

Insurance Company Low Medium High
Allstate $7,334 $10,374 $11,742
GEICO $3,873 $4,971 $5,538
Liberty Mutual $6,118 $6,871 $7,300
Nationwide $4,463 $6,042 $6,871
Progressive $5,884 $7,172 $7,976
State Farm $4,496 $5,375 $5,880
USAA $3,048 $3,791 $4,072

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Best By Category: Cheapest Auto Insurance in Margate, Florida

Compare the cheapest auto insurance companies in Margate, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Margate, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Margate, Florida Auto Insurance Companies

What auto insurance companies in Margate, Florida are the cheapest? Compare the top Margate, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Margate, Florida

Insurance Company Average Annual Rates
Allstate $9,817
GEICO $4,794
Liberty Mutual $6,763
Nationwide $5,792
Progressive $7,011
State Farm $5,250
USAA $3,637

What affects auto insurance rates in Margate, Florida?

There are a lot of reasons why auto insurance rates in Margate, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Margate, Florida. Many local factors may affect your Margate auto insurance rates.

Margate Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Margate, Florida auto theft statistics, there have been 101 auto thefts in the city.

Margate Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Margate, Florida commute length is 27.6 minutes according to City-Data.

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Compare Margate, Florida Auto Insurance Quotes

Before you buy Margate, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Margate, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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