Best Cheap Auto Insurance in Maplewood, MO (2021)

The average Maplewood, MO auto insurance rates are $323 per month. The minimum auto insurance in Maplewood is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Maplewood, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Maplewood for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Maplewood is USAA
  • The minimum auto insurance required in Maplewood, Missouri is 25/50/25

Maplewood, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Maplewood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maplewood, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Maplewood to other Missouri cities, including O’Fallon auto insurance rates, St. Charles auto insurance rates, and Springfield auto insurance rates to see how Maplewood, Missouri auto insurance rates stack up.

Before you buy Maplewood, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maplewood, Missouri auto insurance quotes.

Minimum Auto Insurance in Maplewood, Missouri

Maplewood, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maplewood, Missouri.

Minimum Required Auto Insurance Coverage in Maplewood, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Maplewood, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maplewood, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maplewood, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,531 $2,531 $2,256 $2,256 $7,035 $9,139 $2,531 $2,951
Farmers $2,693 $2,681 $2,396 $2,543 $11,388 $11,800 $3,061 $3,183
GEICO $2,065 $2,317 $1,621 $2,116 $6,624 $6,931 $1,880 $1,855
Liberty Mutual $3,308 $3,584 $2,723 $3,060 $11,955 $13,279 $3,472 $3,685
Nationwide $1,848 $1,883 $1,656 $1,750 $4,799 $6,135 $2,121 $2,291
Progressive $2,327 $2,128 $1,918 $1,968 $8,150 $9,123 $2,830 $2,890
State Farm $1,804 $1,804 $1,642 $1,642 $5,632 $7,064 $2,042 $2,350
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Maplewood, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maplewood, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Maplewood, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Maplewood, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $7,035 $9,139
Farmers $11,388 $11,800
GEICO $6,624 $6,931
Liberty Mutual $11,955 $13,279
Nationwide $4,799 $6,135
Progressive $8,150 $9,123
State Farm $5,632 $7,064
USAA $5,002 $6,115

Cheap Maplewood, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Maplewood, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maplewood, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,256 $2,256
Farmers $2,396 $2,543
GEICO $1,621 $2,116
Liberty Mutual $2,723 $3,060
Nationwide $1,656 $1,750
Progressive $1,918 $1,968
State Farm $1,642 $1,642
USAA $1,491 $1,518

Cheap Maplewood, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maplewood, Missouri compared to the annual auto insurance rates with a clean record in Maplewood, Missouri.

Annual Maplewood, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,916 $4,180 $5,183 $3,338
Farmers $4,285 $5,362 $5,240 $4,986
GEICO $2,437 $3,216 $4,399 $2,652
Liberty Mutual $4,072 $5,891 $6,048 $6,522
Nationwide $2,191 $2,835 $3,811 $2,405
Progressive $3,358 $4,589 $3,751 $3,969
State Farm $2,727 $3,268 $2,998 $2,998
USAA $2,179 $2,649 $3,694 $2,385

Cheap Maplewood, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maplewood, Missouri is not easy. Compare the annual rates for DUI auto insurance in Maplewood, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Maplewood, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,799
American Family $5,183
Farmers $5,240
GEICO $4,399
Liberty Mutual $6,048
Nationwide $3,811
Progressive $3,751
State Farm $2,998
USAA $3,694

Cheap Maplewood, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maplewood, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maplewood, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $5,105 $3,587 $3,020
Farmers $5,654 $4,741 $4,510
GEICO $4,389 $2,856 $2,283
Liberty Mutual $8,071 $4,945 $3,884
Nationwide $3,313 $2,741 $2,377
Progressive $4,504 $3,765 $3,480
State Farm $4,241 $2,643 $2,108
USAA $4,567 $2,109 $1,505

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Cheap Maplewood, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maplewood, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Maplewood, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maplewood, Missouri

ZIP Code Average Annual Rates
63143 $3,191

Cheap Maplewood, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Maplewood, Missouri auto insurance. Find the cheapest annual Maplewood, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maplewood, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,866 $3,942
Farmers $4,968 $4,968
GEICO $3,118 $3,234
Liberty Mutual $5,633 $5,633
Nationwide $2,810 $2,810
Progressive $3,916 $3,916
State Farm $2,922 $3,073
USAA $2,630 $2,824

Cheap Maplewood, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maplewood, Missouri? Check out the comparison of annual Maplewood, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maplewood, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,779 $4,026 $3,906
Farmers $4,636 $4,921 $5,347
GEICO $2,920 $3,212 $3,396
Liberty Mutual $5,281 $5,666 $5,952
Nationwide $2,629 $2,838 $2,964
Progressive $3,490 $3,931 $4,328
State Farm $2,779 $3,013 $3,200
USAA $2,627 $2,720 $2,834

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Best By Category: Cheapest Auto Insurance in Maplewood, Missouri

Compare the cheapest auto insurance companies in Maplewood, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maplewood, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Maplewood, Missouri Auto Insurance Companies

What auto insurance companies in Maplewood, Missouri are the cheapest? Compare the top Maplewood, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maplewood, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,904
Farmers $4,968
GEICO $3,176
Liberty Mutual $5,633
Nationwide $2,810
Progressive $3,916
State Farm $2,998
USAA $2,727

What affects auto insurance rates in Maplewood, Missouri?

There are a lot of reasons why auto insurance rates in Maplewood, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maplewood, Missouri. Many local factors may affect your Maplewood auto insurance rates.

Maplewood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maplewood, Missouri commute length is 22.3 minutes according to City-Data.

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Compare Maplewood, Missouri Auto Insurance Quotes

Before you buy Maplewood, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maplewood, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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