Best Cheap Auto Insurance in Maple Grove, MN (2021)

The average Maple Grove, MN auto insurance rates are $380 per month. The minimum auto insurance in Maple Grove is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Maple Grove, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Maple Grove for teen drivers is Liberty Mutual
  • The average commute length in Maple Grove is 25.9 minutes
  • The cheapest auto insurance company in Maple Grove is State Farm

Maple Grove, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Maple Grove can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maple Grove, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Maple Grove to other Minnesota cities, including St. Paul auto insurance rates, Maple Grove auto insurance rates, and Woodbury auto insurance rates to see how Maple Grove, Minnesota auto insurance rates stack up.

Before you buy Maple Grove, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maple Grove, Minnesota auto insurance quotes.

Minimum Auto Insurance in Maple Grove, Minnesota

Maple Grove, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maple Grove, Minnesota.

Minimum Required Auto Insurance Coverage in Maple Grove, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Maple Grove, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maple Grove, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maple Grove, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,169 $3,169 $3,064 $3,064 $7,227 $10,372 $3,862 $4,029
American Family $2,279 $2,279 $2,074 $2,074 $6,325 $9,023 $2,279 $2,546
Farmers $1,998 $2,001 $1,919 $2,048 $5,978 $6,123 $2,644 $2,595
GEICO $2,394 $2,370 $2,276 $2,213 $5,295 $6,680 $2,238 $2,350
Liberty Mutual $9,656 $9,656 $9,565 $9,565 $18,619 $27,744 $9,656 $13,289
Nationwide $2,136 $2,130 $1,906 $2,012 $5,694 $6,862 $2,536 $2,623
State Farm $1,631 $1,631 $1,478 $1,478 $3,724 $4,544 $1,883 $1,553
USAA $1,823 $1,782 $1,677 $1,647 $5,006 $5,407 $2,357 $2,467

Cheap Maple Grove, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maple Grove, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Maple Grove, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Maple Grove, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,227 $10,372
American Family $6,325 $9,023
Farmers $5,978 $6,123
GEICO $5,295 $6,680
Liberty Mutual $18,619 $27,744
Nationwide $5,694 $6,862
State Farm $3,724 $4,544
USAA $5,006 $5,407

Cheap Maple Grove, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Maple Grove, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maple Grove, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,064 $3,064
American Family $2,074 $2,074
Farmers $1,919 $2,048
GEICO $2,276 $2,213
Liberty Mutual $9,565 $9,565
Nationwide $1,906 $2,012
State Farm $1,478 $1,478
USAA $1,677 $1,647

Cheap Maple Grove, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maple Grove, Minnesota compared to the annual auto insurance rates with a clean record in Maple Grove, Minnesota.

Annual Maple Grove, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $5,009 $6,065 $4,510
American Family $2,432 $4,354 $4,899 $2,754
Farmers $2,716 $3,396 $3,455 $3,087
GEICO $2,162 $3,408 $5,021 $2,316
Liberty Mutual $9,629 $13,412 $20,456 $10,379
Nationwide $2,585 $3,408 $3,906 $3,050
State Farm $2,041 $2,440 $2,240 $2,240
USAA $2,056 $2,637 $3,947 $2,444

Cheap Maple Grove, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maple Grove, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Maple Grove, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Maple Grove, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,065
American Family $4,899
Farmers $3,455
GEICO $5,021
Liberty Mutual $20,456
Nationwide $3,906
State Farm $2,240
USAA $3,947

Cheap Maple Grove, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maple Grove, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maple Grove, Minnesota

Insurance Company Poor Fair Good
Allstate $6,930 $3,784 $3,519
American Family $5,000 $3,245 $2,584
Farmers $3,915 $2,880 $2,695
GEICO $3,871 $3,170 $2,639
Liberty Mutual $18,761 $12,146 $9,500
Nationwide $3,851 $3,111 $2,750
State Farm $3,267 $1,998 $1,457
USAA $4,284 $2,143 $1,885

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Cheap Maple Grove, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maple Grove, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Maple Grove, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maple Grove, Minnesota

ZIP Code Average Annual Rates
55311 $3,468
55369 $3,510

Cheap Maple Grove, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Maple Grove, Minnesota auto insurance. Find the cheapest annual Maple Grove, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maple Grove, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,568 $3,652
Farmers $3,163 $3,163
GEICO $3,182 $3,272
Liberty Mutual $13,085 $13,852
Nationwide $3,237 $3,237
State Farm $2,177 $2,304
USAA $2,735 $2,807

Cheap Maple Grove, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maple Grove, Minnesota? Check out the comparison of annual Maple Grove, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maple Grove, Minnesota

Insurance Company Low Medium High
Allstate $4,669 $4,742 $4,823
American Family $3,585 $3,706 $3,538
Farmers $3,029 $3,181 $3,280
GEICO $3,113 $3,229 $3,339
Liberty Mutual $13,076 $13,484 $13,847
Nationwide $3,036 $3,266 $3,409
State Farm $2,135 $2,251 $2,335
USAA $2,683 $2,769 $2,861

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Best By Category: Cheapest Auto Insurance in Maple Grove, Minnesota

Compare the cheapest auto insurance companies in Maple Grove, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maple Grove, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Maple Grove, Minnesota Auto Insurance Companies

What auto insurance companies in Maple Grove, Minnesota are the cheapest? Compare the top Maple Grove, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maple Grove, Minnesota

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,610
Farmers $3,163
GEICO $3,227
Liberty Mutual $13,469
Nationwide $3,237
State Farm $2,240
USAA $2,771

What affects auto insurance rates in Maple Grove, Minnesota?

There are a lot of reasons why auto insurance rates in Maple Grove, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maple Grove, Minnesota. Many local factors may affect your Maple Grove auto insurance rates.

Maple Grove Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maple Grove, Minnesota commute length is 25.9 minutes according to City-Data.

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Compare Maple Grove, Minnesota Auto Insurance Quotes

Before you buy Maple Grove, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maple Grove, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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