Best Cheap Auto Insurance in Mansfield, IL (2021)

The average Mansfield, IL auto insurance rates are $239 per month. The minimum auto insurance in Mansfield is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Mansfield, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mansfield is State Farm
  • The minimum auto insurance required in Mansfield, Illinois is 25/50/20
  • Average auto insurance rates in Mansfield, IL for senior drivers are $1,642 per year

Mansfield, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Mansfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mansfield, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Mansfield to other Illinois cities, including Joliet auto insurance rates, Elgin auto insurance rates, and Champaign auto insurance rates to see how Mansfield, Illinois auto insurance rates stack up.

Before you buy Mansfield, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mansfield, Illinois auto insurance quotes.

Minimum Auto Insurance in Mansfield, Illinois

Mansfield, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mansfield, Illinois.

Minimum Required Auto Insurance Coverage in Mansfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Mansfield, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mansfield, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mansfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,151 $2,152 $1,909 $2,017 $9,142 $9,529 $2,458 $2,575
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,358 $1,466 $1,129 $1,261 $4,409 $4,906 $1,421 $1,504
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,775 $1,680 $1,462 $1,527 $6,462 $7,255 $2,122 $2,309
State Farm $1,267 $1,267 $1,128 $1,128 $3,561 $4,526 $1,431 $1,638
Travelers $1,313 $1,384 $1,197 $1,274 $3,694 $4,614 $1,389 $1,462
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Cheap Mansfield, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mansfield, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Mansfield, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Mansfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,142 $9,529
GEICO $4,375 $4,641
Liberty Mutual $4,409 $4,906
Nationwide $4,370 $5,607
Progressive $6,462 $7,255
State Farm $3,561 $4,526
Travelers $3,694 $4,614
USAA $5,299 $5,845

Cheap Mansfield, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Mansfield, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mansfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $1,909 $2,017
GEICO $1,364 $1,612
Liberty Mutual $1,129 $1,261
Nationwide $1,440 $1,526
Progressive $1,462 $1,527
State Farm $1,128 $1,128
Travelers $1,197 $1,274
USAA $1,530 $1,509

Cheap Mansfield, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mansfield, Illinois compared to the annual auto insurance rates with a clean record in Mansfield, Illinois.

Annual Mansfield, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,371 $4,342 $4,234 $4,019
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,820 $2,574 $2,268 $2,065
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,535 $3,758 $2,803 $3,200
State Farm $1,826 $2,160 $1,993 $1,993
Travelers $1,632 $2,128 $2,366 $2,039
USAA $1,965 $2,823 $3,867 $2,370

Cheap Mansfield, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mansfield, Illinois is not easy. Compare the annual rates for DUI auto insurance in Mansfield, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Mansfield, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,234
GEICO $3,141
Liberty Mutual $2,268
Nationwide $3,077
Progressive $2,803
State Farm $1,993
Travelers $2,366
USAA $3,867

Cheap Mansfield, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mansfield, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mansfield, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,540 $3,810 $3,625
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,089 $1,924 $1,533
Nationwide $2,998 $2,421 $2,122
Progressive $3,501 $2,972 $2,748
State Farm $2,898 $1,735 $1,346
Travelers $2,492 $2,002 $1,629
USAA $3,672 $2,521 $2,077

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Cheap Mansfield, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mansfield, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Mansfield, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mansfield, Illinois

ZIP Code Average Annual Rates
61854 $2,824

Cheap Mansfield, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Mansfield, Illinois auto insurance. Find the cheapest annual Mansfield, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mansfield, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $3,992 $3,992
GEICO $2,263 $2,351
Liberty Mutual $2,182 $2,182
Nationwide $2,514 $2,514
Progressive $3,074 $3,074
State Farm $1,943 $2,044
Travelers $1,962 $2,120
USAA $2,679 $2,834

Cheap Mansfield, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mansfield, Illinois? Check out the comparison of annual Mansfield, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mansfield, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $3,802 $3,900 $4,273
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,061 $2,177 $2,307
Nationwide $2,515 $2,530 $2,496
Progressive $2,853 $3,067 $3,302
State Farm $1,888 $1,996 $2,095
Travelers $1,920 $2,039 $2,164
USAA $2,572 $2,754 $2,944

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Best By Category: Cheapest Auto Insurance in Mansfield, Illinois

Compare the cheapest auto insurance companies in Mansfield, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mansfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Mansfield, Illinois Auto Insurance Companies

What auto insurance companies in Mansfield, Illinois are the cheapest? Compare the top Mansfield, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mansfield, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $3,992
GEICO $2,307
Liberty Mutual $2,182
Nationwide $2,514
Progressive $3,074
State Farm $1,993
Travelers $2,041
USAA $2,756

What affects auto insurance rates in Mansfield, Illinois?

There are a lot of reasons why auto insurance rates in Mansfield, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mansfield, Illinois. Many local factors may affect your Mansfield auto insurance rates.

Mansfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mansfield, Illinois commute length is 25.8 minutes according to City-Data.

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Compare Mansfield, Illinois Auto Insurance Quotes

Before you buy Mansfield, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mansfield, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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