Best Cheap Auto Insurance in Manitou Springs, CO (2021)

The average Manitou Springs, CO auto insurance rates are $338 per month. The minimum auto insurance in Manitou Springs is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Manitou Springs, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Manitou Springs is 23.0 minutes
  • Average auto insurance rates in Manitou Springs, CO for senior drivers are $2,383 per year
  • The most expensive auto insurance company in Manitou Springs for teen drivers is Farmers

Manitou Springs, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Manitou Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitou Springs, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Manitou Springs to other Colorado cities, including Denver auto insurance rates, Lakewood auto insurance rates, and Pueblo auto insurance rates to see how Manitou Springs, Colorado auto insurance rates stack up.

Before you buy Manitou Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitou Springs, Colorado auto insurance quotes.

Minimum Auto Insurance in Manitou Springs, Colorado

Manitou Springs, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitou Springs, Colorado.

Minimum Required Auto Insurance Coverage in Manitou Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Manitou Springs, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manitou Springs, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitou Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,566 $3,335 $3,218 $3,251 $12,376 $13,000 $3,915 $3,934
American Family $2,584 $2,584 $2,330 $2,330 $6,276 $8,436 $2,584 $3,165
Farmers $3,533 $3,498 $3,196 $3,450 $13,542 $13,648 $3,882 $3,915
GEICO $2,228 $2,441 $2,375 $2,715 $7,052 $7,447 $2,036 $2,064
Liberty Mutual $1,660 $1,586 $1,406 $1,550 $5,343 $5,845 $1,682 $1,702
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,479 $2,316 $2,180 $2,170 $8,614 $9,606 $2,786 $2,701
State Farm $2,181 $2,181 $1,982 $1,982 $6,456 $8,147 $2,446 $2,896
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

Cheap Manitou Springs, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manitou Springs, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Manitou Springs, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Manitou Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,376 $13,000
American Family $6,276 $8,436
Farmers $13,542 $13,648
GEICO $7,052 $7,447
Liberty Mutual $5,343 $5,845
Nationwide $6,371 $8,136
Progressive $8,614 $9,606
State Farm $6,456 $8,147
USAA $5,532 $6,321

Cheap Manitou Springs, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Manitou Springs, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manitou Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,218 $3,251
American Family $2,330 $2,330
Farmers $3,196 $3,450
GEICO $2,375 $2,715
Liberty Mutual $1,406 $1,550
Nationwide $2,250 $2,374
Progressive $2,180 $2,170
State Farm $1,982 $1,982
USAA $2,075 $2,065

Cheap Manitou Springs, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitou Springs, Colorado compared to the annual auto insurance rates with a clean record in Manitou Springs, Colorado.

Annual Manitou Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,960 $5,708 $7,001 $5,627
American Family $2,799 $3,969 $5,201 $3,175
Farmers $5,136 $6,610 $6,518 $6,068
GEICO $2,487 $3,894 $4,548 $3,250
Liberty Mutual $2,286 $2,666 $2,754 $2,681
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,547 $5,005 $3,742 $4,132
State Farm $3,237 $3,831 $3,534 $3,534
USAA $2,374 $2,908 $5,081 $2,674

Cheap Manitou Springs, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manitou Springs, Colorado is not easy. Compare the annual rates for DUI auto insurance in Manitou Springs, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Manitou Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,001
American Family $5,201
Farmers $6,518
GEICO $4,548
Liberty Mutual $2,754
Nationwide $5,028
Progressive $3,742
State Farm $3,534
USAA $5,081

Cheap Manitou Springs, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manitou Springs, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manitou Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,443 $5,719 $4,311
American Family $4,918 $3,502 $2,938
Farmers $7,052 $5,742 $5,455
GEICO $4,267 $3,545 $2,823
Liberty Mutual $3,696 $2,280 $1,815
Nationwide $4,562 $3,616 $3,149
Progressive $4,665 $3,990 $3,665
State Farm $4,898 $3,156 $2,548
USAA $4,804 $2,758 $2,216

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Cheap Manitou Springs, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manitou Springs, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Manitou Springs, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manitou Springs, Colorado

ZIP Code Average Annual Rates
80829 $3,760

Cheap Manitou Springs, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Manitou Springs, Colorado auto insurance. Find the cheapest annual Manitou Springs, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manitou Springs, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,824 $5,824
American Family $3,704 $3,868
Farmers $6,083 $6,083
GEICO $3,469 $3,620
Liberty Mutual $2,597 $2,597
Nationwide $3,776 $3,776
Progressive $4,107 $4,107
State Farm $3,446 $3,622
USAA $3,167 $3,352

Cheap Manitou Springs, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manitou Springs, Colorado? Check out the comparison of annual Manitou Springs, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitou Springs, Colorado

Insurance Company Low Medium High
Allstate $5,494 $5,802 $6,177
American Family $3,585 $3,864 $3,908
Farmers $5,332 $5,997 $6,919
GEICO $3,157 $3,473 $4,004
Liberty Mutual $2,441 $2,588 $2,762
Nationwide $3,753 $3,778 $3,796
Progressive $3,750 $4,121 $4,448
State Farm $3,261 $3,535 $3,805
USAA $3,097 $3,260 $3,422

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Best By Category: Cheapest Auto Insurance in Manitou Springs, Colorado

Compare the cheapest auto insurance companies in Manitou Springs, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manitou Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Manitou Springs, Colorado Auto Insurance Companies

What auto insurance companies in Manitou Springs, Colorado are the cheapest? Compare the top Manitou Springs, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manitou Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,824
American Family $3,786
Farmers $6,083
GEICO $3,545
Liberty Mutual $2,597
Nationwide $3,776
Progressive $4,107
State Farm $3,534
USAA $3,259

What affects auto insurance rates in Manitou Springs, Colorado?

There are a lot of reasons why auto insurance rates in Manitou Springs, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitou Springs, Colorado. Many local factors may affect your Manitou Springs auto insurance rates.

Manitou Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitou Springs, Colorado commute length is 23.0 minutes according to City-Data.

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Compare Manitou Springs, Colorado Auto Insurance Quotes

Before you buy Manitou Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitou Springs, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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