Best Cheap Auto Insurance in Manitou, KY (2021)

The average Manitou, KY auto insurance rates are $342 per month. The minimum auto insurance in Manitou is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Manitou, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Manitou, KY for senior drivers are $2,324 per year
  • The average commute length in Manitou is 17.4 minutes
  • The most expensive auto insurance company in Manitou for teen drivers is Travelers

Manitou, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Manitou can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitou, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Manitou to other Kentucky cities, including George auto insurance rates, Richmond auto insurance rates, and Florence auto insurance rates to see how Manitou, Kentucky auto insurance rates stack up.

Before you buy Manitou, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitou, Kentucky auto insurance quotes.

Minimum Auto Insurance in Manitou, Kentucky

Manitou, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitou, Kentucky.

Minimum Required Auto Insurance Coverage in Manitou, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Manitou, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manitou, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitou, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $3,116 $2,794 $2,985 $10,940 $12,294 $3,522 $3,749
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,598 $2,820 $2,206 $2,465 $10,235 $11,331 $2,731 $2,866
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,937 $1,854 $1,726 $1,741 $9,086 $10,274 $2,401 $2,466
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,151 $2,190 $2,109 $2,113 $10,163 $16,237 $2,247 $2,603
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap Manitou, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manitou, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Manitou, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Manitou, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,940 $12,294
GEICO $6,831 $8,150
Liberty Mutual $10,235 $11,331
Nationwide $6,037 $7,550
Progressive $9,086 $10,274
State Farm $5,542 $6,928
Travelers $10,163 $16,237
USAA $4,780 $5,058

Cheap Manitou, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Manitou, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manitou, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,985
GEICO $3,608 $3,267
Liberty Mutual $2,206 $2,465
Nationwide $2,519 $2,640
Progressive $1,726 $1,741
State Farm $1,831 $1,831
Travelers $2,109 $2,113
USAA $1,650 $1,692

Cheap Manitou, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitou, Kentucky compared to the annual auto insurance rates with a clean record in Manitou, Kentucky.

Annual Manitou, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,467 $5,743 $6,063 $4,988
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,896 $5,956 $4,643 $4,132
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,261 $4,797 $3,721 $3,964
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,340 $4,466 $6,444 $4,656
USAA $2,052 $2,905 $3,456 $2,468

Cheap Manitou, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manitou, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Manitou, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Manitou, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
GEICO $6,862
Liberty Mutual $4,643
Nationwide $4,997
Progressive $3,721
State Farm $3,140
Travelers $6,444
USAA $3,456

Cheap Manitou, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manitou, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manitou, Kentucky

Insurance Company Poor Fair Good
Allstate $7,031 $4,851 $4,064
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,662 $4,079 $3,229
Nationwide $4,672 $3,666 $3,197
Progressive $4,413 $3,830 $3,564
State Farm $4,536 $2,742 $2,142
Travelers $5,553 $4,698 $4,679
USAA $4,057 $2,263 $1,841

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Cheap Manitou, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manitou, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Manitou, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manitou, Kentucky

ZIP Code Average Annual Rates
42436 $3,647

Cheap Manitou, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Manitou, Kentucky auto insurance. Find the cheapest annual Manitou, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manitou, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,315 $5,315
GEICO $4,191 $4,270
Liberty Mutual $4,657 $4,657
Nationwide $3,845 $3,845
Progressive $3,936 $3,936
State Farm $3,060 $3,220
Travelers $4,977 $4,977
USAA $2,618 $2,822

Cheap Manitou, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manitou, Kentucky? Check out the comparison of annual Manitou, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitou, Kentucky

Insurance Company Low Medium High
Allstate $4,994 $5,297 $5,655
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,466 $4,631 $4,873
Nationwide $3,908 $3,801 $3,826
Progressive $3,670 $3,896 $4,241
State Farm $2,981 $3,134 $3,305
Travelers $4,742 $5,002 $5,186
USAA $2,605 $2,714 $2,841

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Best By Category: Cheapest Auto Insurance in Manitou, Kentucky

Compare the cheapest auto insurance companies in Manitou, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manitou, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Manitou, Kentucky Auto Insurance Companies

What auto insurance companies in Manitou, Kentucky are the cheapest? Compare the top Manitou, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manitou, Kentucky

Insurance Company Average Annual Rates
Allstate $5,315
GEICO $4,231
Liberty Mutual $4,657
Nationwide $3,845
Progressive $3,936
State Farm $3,140
Travelers $4,977
USAA $2,720

What affects auto insurance rates in Manitou, Kentucky?

There are a lot of reasons why auto insurance rates in Manitou, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitou, Kentucky. Many local factors may affect your Manitou auto insurance rates.

Manitou Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitou, Kentucky commute length is 17.4 minutes according to City-Data.

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Compare Manitou, Kentucky Auto Insurance Quotes

Before you buy Manitou, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitou, Kentucky auto insurance quotes.

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