Best Cheap Auto Insurance in Manitou Beach-Devils Lake, MI (2021)

The average Manitou Beach-Devils Lake, MI auto insurance rates are $734 per month. The minimum auto insurance in Manitou Beach-Devils Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Manitou Beach-Devils Lake, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Manitou Beach-Devils Lake, Michigan is 20/40/10
  • The most expensive auto insurance company in Manitou Beach-Devils Lake for teen drivers is Allstate
  • Average auto insurance rates in Manitou Beach-Devils Lake, MI for senior drivers are $5,879 per year

Manitou Beach-Devils Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Manitou Beach-Devils Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manitou Beach-Devils Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Manitou Beach-Devils Lake to other Michigan cities, including Flint auto insurance rates, Livonia auto insurance rates, and Grand Rapids auto insurance rates to see how Manitou Beach-Devils Lake, Michigan auto insurance rates stack up.

Before you buy Manitou Beach-Devils Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manitou Beach-Devils Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Manitou Beach-Devils Lake, Michigan

Manitou Beach-Devils Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manitou Beach-Devils Lake, Michigan.

Minimum Required Auto Insurance Coverage in Manitou Beach-Devils Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manitou Beach-Devils Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitou Beach-Devils Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,951 $15,951 $14,843 $14,843 $39,155 $39,155 $16,797 $16,797
Farmers $3,774 $3,774 $3,521 $3,521 $8,469 $8,469 $4,244 $4,244
GEICO $3,993 $3,993 $4,067 $4,067 $10,918 $10,918 $3,809 $3,809
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,729 $2,545 $2,417 $2,688 $9,849 $10,499 $3,171 $2,942
State Farm $6,705 $6,705 $6,197 $6,197 $23,129 $23,129 $7,858 $7,858
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manitou Beach-Devils Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Manitou Beach-Devils Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Manitou Beach-Devils Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,155 $39,155
Farmers $8,469 $8,469
GEICO $10,918 $10,918
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $9,849 $10,499
State Farm $23,129 $23,129
Travelers $13,395 $13,395
USAA $5,635 $5,330

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Manitou Beach-Devils Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manitou Beach-Devils Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,843 $14,843
Farmers $3,521 $3,521
GEICO $4,067 $4,067
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,417 $2,688
State Farm $6,197 $6,197
Travelers $3,858 $3,858
USAA $2,212 $2,086

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manitou Beach-Devils Lake, Michigan compared to the annual auto insurance rates with a clean record in Manitou Beach-Devils Lake, Michigan.

Annual Manitou Beach-Devils Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,549 $14,133 $47,302 $14,763
Farmers $4,205 $5,355 $5,284 $5,164
GEICO $2,020 $4,245 $12,813 $3,710
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,913 $5,119 $4,613 $4,775
State Farm $7,059 $8,420 $17,947 $10,462
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,560 $3,186 $4,159 $2,786

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manitou Beach-Devils Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Manitou Beach-Devils Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Manitou Beach-Devils Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,302
Farmers $5,284
GEICO $12,813
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,613
State Farm $17,947
Travelers $10,331
USAA $4,159

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manitou Beach-Devils Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manitou Beach-Devils Lake, Michigan

Insurance Company Poor Fair Good
Allstate $32,938 $18,226 $13,896
Farmers $6,570 $4,384 $4,053
GEICO $7,324 $5,385 $4,381
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,307 $4,472 $4,036
State Farm $17,789 $9,007 $6,120
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,718 $2,075

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manitou Beach-Devils Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Manitou Beach-Devils Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manitou Beach-Devils Lake, Michigan

ZIP Code Average Annual Rates
49253 $6,125

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Manitou Beach-Devils Lake, Michigan auto insurance. Find the cheapest annual Manitou Beach-Devils Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manitou Beach-Devils Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,687 $21,687
Farmers $5,002 $5,002
GEICO $5,566 $5,828
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,605 $4,605
State Farm $10,677 $11,268
Travelers $6,611 $6,686
USAA $3,137 $3,209

Cheap Manitou Beach-Devils Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manitou Beach-Devils Lake, Michigan? Check out the comparison of annual Manitou Beach-Devils Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitou Beach-Devils Lake, Michigan

Insurance Company Low Medium High
Allstate $21,034 $21,744 $22,282
Farmers $4,886 $4,992 $5,128
GEICO $5,316 $5,645 $6,129
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,452 $4,612 $4,751
State Farm $10,434 $11,038 $11,444
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,180 $3,261

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Manitou Beach-Devils Lake, Michigan

Compare the cheapest auto insurance companies in Manitou Beach-Devils Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manitou Beach-Devils Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Manitou Beach-Devils Lake, Michigan Auto Insurance Companies

What auto insurance companies in Manitou Beach-Devils Lake, Michigan are the cheapest? Compare the top Manitou Beach-Devils Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manitou Beach-Devils Lake, Michigan

Insurance Company Average Annual Rates
Allstate $21,687
Farmers $5,002
GEICO $5,697
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,605
State Farm $10,972
Travelers $6,649
USAA $3,173

What affects auto insurance rates in Manitou Beach-Devils Lake, Michigan?

There are a lot of reasons why auto insurance rates in Manitou Beach-Devils Lake, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manitou Beach-Devils Lake, Michigan. Many local factors may affect your Manitou Beach-Devils Lake auto insurance rates.

Manitou Beach-Devils Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manitou Beach-Devils Lake, Michigan commute length is 39.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Manitou Beach-Devils Lake, Michigan Auto Insurance Quotes

Before you buy Manitou Beach-Devils Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manitou Beach-Devils Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption