Best Cheap Auto Insurance in Manchester, NH (2021)

The average Manchester, NH auto insurance rates are $317 per month. The minimum auto insurance in Manchester is at least 25/50/25 in coverage to comply with New Hampshire auto insurance laws. To find the best cheap auto insurance in Manchester, New Hampshire, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Manchester for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Manchester, New Hampshire is 25/50/25
  • The average commute length in Manchester is 23.8 minutes

Manchester, New Hampshire auto insurance requirements are 25/50/25 according to New Hampshire auto insurance laws. Finding cheap auto insurance in Manchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manchester, New Hampshire, including driving record, credit, commute time, and more.

Compare auto insurance in Manchester to other New Hampshire cities, including Nashua auto insurance rates, Portsmouth auto insurance rates, and Lebanon auto insurance rates to see how Manchester, New Hampshire auto insurance rates stack up.

Before you buy Manchester, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manchester, New Hampshire auto insurance quotes.

Minimum Auto Insurance in Manchester, New Hampshire

Manchester, New Hampshire auto insurance laws require that you have at least the New Hampshire minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manchester, New Hampshire.

Minimum Required Auto Insurance Coverage in Manchester, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Manchester, New Hampshire Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manchester, New Hampshire are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,122 $2,253 $2,291 $2,517 $4,410 $5,537 $2,226 $2,362
GEICO $1,217 $1,201 $1,083 $1,083 $3,014 $4,192 $1,269 $1,924
Liberty Mutual $5,907 $6,384 $4,798 $5,409 $22,072 $24,512 $6,219 $6,575
Nationwide $2,078 $2,103 $1,867 $1,959 $5,978 $7,599 $2,410 $2,590
Progressive $1,545 $1,399 $1,343 $1,358 $7,302 $8,066 $1,821 $1,820
State Farm $1,727 $1,727 $1,576 $1,576 $5,348 $6,661 $1,937 $2,208
USAA $1,172 $1,148 $1,095 $1,097 $5,003 $5,521 $1,471 $1,613

Cheap Manchester, New Hampshire Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manchester, New Hampshire is a challenge. Take a look at the annual teen auto insurance rates in Manchester, New Hampshire.

Annual Auto Insurance Rates for Teen Drivers in Manchester, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,410 $5,537
GEICO $3,014 $4,192
Liberty Mutual $22,072 $24,512
Nationwide $5,978 $7,599
Progressive $7,302 $8,066
State Farm $5,348 $6,661
USAA $5,003 $5,521

Cheap Manchester, New Hampshire Auto Insurance for Seniors

What are senior auto insurance rates in Manchester, New Hampshire? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manchester, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,517
GEICO $1,083 $1,083
Liberty Mutual $4,798 $5,409
Nationwide $1,867 $1,959
Progressive $1,343 $1,358
State Farm $1,576 $1,576
USAA $1,095 $1,097

Cheap Manchester, New Hampshire Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manchester, New Hampshire compared to the annual auto insurance rates with a clean record in Manchester, New Hampshire.

Annual Manchester, New Hampshire Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,456 $3,365 $3,169 $2,869
GEICO $1,691 $1,859 $2,249 $1,691
Liberty Mutual $6,414 $11,647 $11,914 $10,963
Nationwide $2,538 $3,563 $4,369 $2,822
Progressive $2,641 $3,672 $2,914 $3,101
State Farm $2,664 $2,823 $3,228 $2,664
USAA $1,740 $2,346 $2,949 $2,025

Cheap Manchester, New Hampshire Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manchester, New Hampshire is not easy. Compare the annual rates for DUI auto insurance in Manchester, New Hampshire to find the best deal.

Annual Auto Insurance Rates After a DUI in Manchester, New Hampshire

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,169
GEICO $2,249
Liberty Mutual $11,914
Nationwide $4,369
Progressive $2,914
State Farm $3,228
USAA $2,949

Cheap Manchester, New Hampshire Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manchester, New Hampshire annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manchester, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,650 $2,698 $2,546
GEICO $2,221 $1,817 $1,580
Liberty Mutual $14,674 $8,998 $7,031
Nationwide $3,872 $3,174 $2,923
Progressive $3,414 $3,007 $2,824
State Farm $4,057 $2,500 $1,978
USAA $3,067 $2,023 $1,705

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Cheap Manchester, New Hampshire Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manchester, New Hampshire can vary. Compare the annual cost of auto insurance by ZIP code in Manchester, New Hampshire to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manchester, New Hampshire

ZIP Code Average Annual Rates
3101 $3,836
3102 $3,826
3103 $3,762
3104 $3,846
3109 $3,721

Cheap Manchester, New Hampshire Auto Insurance Rates By Commute

Commute length and annual mileage affect Manchester, New Hampshire auto insurance. Find the cheapest annual Manchester, New Hampshire auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manchester, New Hampshire

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,924 $3,005
GEICO $1,856 $1,889
Liberty Mutual $10,234 $10,234
Nationwide $3,323 $3,323
Progressive $3,082 $3,082
State Farm $2,777 $2,913
USAA $2,242 $2,288

Cheap Manchester, New Hampshire Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manchester, New Hampshire? Check out the comparison of annual Manchester, New Hampshire auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, New Hampshire

Insurance Company Low Medium High
Allstate $2,869 $2,961 $3,064
GEICO $1,778 $1,861 $1,979
Liberty Mutual $9,778 $10,199 $10,726
Nationwide $3,536 $3,279 $3,153
Progressive $2,934 $3,082 $3,230
State Farm $2,698 $2,850 $2,987
USAA $2,167 $2,262 $2,367

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Best By Category: Cheapest Auto Insurance in Manchester, New Hampshire

Compare the cheapest auto insurance companies in Manchester, New Hampshire in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manchester, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Manchester, New Hampshire Auto Insurance Companies

What auto insurance companies in Manchester, New Hampshire are the cheapest? Compare the top Manchester, New Hampshire auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manchester, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,965
GEICO $1,873
Liberty Mutual $10,234
Nationwide $3,323
Progressive $3,082
State Farm $2,845
USAA $2,265

What affects auto insurance rates in Manchester, New Hampshire?

There are a lot of reasons why auto insurance rates in Manchester, New Hampshire are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manchester, New Hampshire. Many local factors may affect your Manchester auto insurance rates.

Manchester Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Manchester, New Hampshire auto theft statistics, there have been 163 auto thefts in the city.

Manchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manchester, New Hampshire commute length is 23.8 minutes according to City-Data.

Manchester Traffic

How does Manchester, New Hampshire rank for traffic? According to Inrix Manchester, New Hampshire is the 184th most congested worldwide.

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Compare Manchester, New Hampshire Auto Insurance Quotes

Before you buy Manchester, New Hampshire auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manchester, New Hampshire auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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