Best Cheap Auto Insurance in Manchester, MI (2021)

The average Manchester, MI auto insurance rates are $779 per month. The minimum auto insurance in Manchester is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Manchester, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Manchester for teen drivers is Allstate
  • The average commute length in Manchester is 29.8 minutes
  • Average auto insurance rates in Manchester, MI for senior drivers are $6,180 per year

Manchester, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Manchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manchester, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Manchester to other Michigan cities, including Ann Arbor auto insurance rates, Lansing auto insurance rates, and Detroit auto insurance rates to see how Manchester, Michigan auto insurance rates stack up.

Before you buy Manchester, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manchester, Michigan auto insurance quotes.

Minimum Auto Insurance in Manchester, Michigan

Manchester, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manchester, Michigan.

Minimum Required Auto Insurance Coverage in Manchester, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Manchester, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manchester, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,117 $16,117 $14,947 $14,947 $40,458 $40,458 $16,989 $16,989
Farmers $4,292 $4,292 $4,010 $4,010 $9,362 $9,362 $4,821 $4,821
GEICO $4,361 $4,361 $4,482 $4,482 $12,394 $12,394 $4,167 $4,167
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $3,637 $3,637 $3,251 $3,251 $9,316 $9,316 $3,973 $3,973
Progressive $3,052 $2,833 $2,701 $3,012 $11,377 $12,151 $3,555 $3,288
State Farm $6,346 $6,346 $5,866 $5,866 $21,941 $21,941 $7,441 $7,441
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,418 $2,297 $2,274 $2,151 $5,941 $5,670 $2,951 $2,841

Cheap Manchester, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manchester, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Manchester, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,458 $40,458
Farmers $9,362 $9,362
GEICO $12,394 $12,394
Liberty Mutual $31,726 $31,726
Nationwide $9,316 $9,316
Progressive $11,377 $12,151
State Farm $21,941 $21,941
Travelers $16,180 $16,180
USAA $5,941 $5,670

Cheap Manchester, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Manchester, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,947 $14,947
Farmers $4,010 $4,010
GEICO $4,482 $4,482
Liberty Mutual $13,369 $13,369
Nationwide $3,251 $3,251
Progressive $2,701 $3,012
State Farm $5,866 $5,866
Travelers $4,626 $4,626
USAA $2,274 $2,151

Cheap Manchester, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manchester, Michigan compared to the annual auto insurance rates with a clean record in Manchester, Michigan.

Annual Manchester, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,762 $14,378 $48,294 $15,076
Farmers $4,727 $6,012 $5,942 $5,803
GEICO $2,184 $4,720 $14,403 $4,097
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $4,326 $5,753 $5,235 $4,862
Progressive $4,449 $5,848 $5,249 $5,440
State Farm $6,673 $7,969 $17,040 $9,913
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,673 $3,329 $4,357 $2,912

Cheap Manchester, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manchester, Michigan is not easy. Compare the annual rates for DUI auto insurance in Manchester, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Manchester, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $48,294
Farmers $5,942
GEICO $14,403
Liberty Mutual $28,276
Nationwide $5,235
Progressive $5,249
State Farm $17,040
Travelers $12,473
USAA $4,357

Cheap Manchester, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manchester, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manchester, Michigan

Insurance Company Poor Fair Good
Allstate $33,505 $18,583 $14,294
Farmers $7,470 $4,889 $4,504
GEICO $8,172 $6,002 $4,879
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $6,305 $4,764 $4,063
Progressive $6,041 $5,098 $4,600
State Farm $16,851 $8,538 $5,806
Travelers $8,206 $7,958 $7,858
USAA $4,952 $2,833 $2,168

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Cheap Manchester, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manchester, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Manchester, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manchester, Michigan

ZIP Code Average Annual Rates
48158 $6,625

Cheap Manchester, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Manchester, Michigan auto insurance. Find the cheapest annual Manchester, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manchester, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,128 $22,128
Farmers $5,621 $5,621
GEICO $6,209 $6,493
Liberty Mutual $17,405 $18,644
Nationwide $5,044 $5,044
Progressive $5,246 $5,246
State Farm $10,122 $10,675
Travelers $7,961 $8,053
USAA $3,280 $3,355

Cheap Manchester, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manchester, Michigan? Check out the comparison of annual Manchester, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Michigan

Insurance Company Low Medium High
Allstate $21,474 $22,185 $22,723
Farmers $5,496 $5,610 $5,757
GEICO $5,962 $6,298 $6,793
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $5,245 $4,969 $4,919
Progressive $5,087 $5,253 $5,399
State Farm $9,903 $10,460 $10,833
Travelers $7,920 $8,016 $8,086
USAA $3,222 $3,325 $3,406

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Best By Category: Cheapest Auto Insurance in Manchester, Michigan

Compare the cheapest auto insurance companies in Manchester, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manchester, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Manchester, Michigan Auto Insurance Companies

What auto insurance companies in Manchester, Michigan are the cheapest? Compare the top Manchester, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manchester, Michigan

Insurance Company Average Annual Rates
Allstate $22,128
Farmers $5,621
GEICO $6,351
Liberty Mutual $18,025
Nationwide $5,044
Progressive $5,246
State Farm $10,399
Travelers $8,007
USAA $3,318

What affects auto insurance rates in Manchester, Michigan?

There are a lot of reasons why auto insurance rates in Manchester, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manchester, Michigan. Many local factors may affect your Manchester auto insurance rates.

Manchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manchester, Michigan commute length is 29.8 minutes according to City-Data.

Manchester Traffic

How does Manchester, Michigan rank for traffic? According to Inrix Manchester, Michigan is the 184th most congested worldwide.

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Compare Manchester, Michigan Auto Insurance Quotes

Before you buy Manchester, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manchester, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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