Best Cheap Auto Insurance in Manchester, ME (2021)

The average Manchester, ME auto insurance rates are $220 per month. The minimum auto insurance in Manchester is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Manchester, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Manchester, Maine is 50/100/25
  • The most expensive auto insurance company in Manchester for teen drivers is Progressive
  • The cheapest auto insurance company in Manchester is USAA

Manchester, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Manchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manchester, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Manchester to other Maine cities, including Westbrook auto insurance rates, South Portland auto insurance rates, and Saco auto insurance rates to see how Manchester, Maine auto insurance rates stack up.

Before you buy Manchester, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manchester, Maine auto insurance quotes.

Minimum Auto Insurance in Manchester, Maine

Manchester, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manchester, Maine.

Minimum Required Auto Insurance Coverage in Manchester, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Manchester, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manchester, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,833 $1,882 $1,651 $1,788 $4,682 $6,264 $1,987 $2,218
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,863 $1,827 $1,863 $1,827 $7,792 $8,753 $2,168 $2,446
State Farm $1,343 $1,343 $1,270 $1,270 $4,316 $5,390 $1,502 $1,641
Travelers $1,124 $1,166 $1,021 $1,044 $4,557 $6,174 $1,116 $1,286
USAA $888 $873 $884 $862 $2,929 $3,229 $1,127 $1,179

Cheap Manchester, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manchester, Maine is a challenge. Take a look at the annual teen auto insurance rates in Manchester, Maine.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,682 $6,264
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,390 $9,557
Progressive $7,792 $8,753
State Farm $4,316 $5,390
Travelers $4,557 $6,174
USAA $2,929 $3,229

Cheap Manchester, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Manchester, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,651 $1,788
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,871 $2,871
Progressive $1,863 $1,827
State Farm $1,270 $1,270
Travelers $1,021 $1,044
USAA $884 $862

Cheap Manchester, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manchester, Maine compared to the annual auto insurance rates with a clean record in Manchester, Maine.

Annual Manchester, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,266 $3,091 $3,228 $2,568
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,858 $4,833 $3,183 $3,396
State Farm $2,050 $2,470 $2,260 $2,260
Travelers $1,822 $2,024 $2,539 $2,359
USAA $1,134 $1,496 $2,108 $1,248

Cheap Manchester, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manchester, Maine is not easy. Compare the annual rates for DUI auto insurance in Manchester, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Manchester, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,228
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,500
Progressive $3,183
State Farm $2,260
Travelers $2,539
USAA $2,108

Cheap Manchester, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manchester, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manchester, Maine

Insurance Company Poor Fair Good
Allstate $3,505 $2,672 $2,189
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,030 $3,459 $3,213
State Farm $3,291 $1,966 $1,522
Travelers $2,571 $2,108 $1,879
USAA $1,959 $1,352 $1,178

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Cheap Manchester, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manchester, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Manchester, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manchester, Maine

ZIP Code Average Annual Rates
4351 $2,277

Cheap Manchester, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Manchester, Maine auto insurance. Find the cheapest annual Manchester, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manchester, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,788 $2,788
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,282 $4,461
Progressive $3,567 $3,567
State Farm $2,186 $2,334
Travelers $2,186 $2,186
USAA $1,454 $1,538

Cheap Manchester, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manchester, Maine? Check out the comparison of annual Manchester, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Maine

Insurance Company Low Medium High
Allstate $2,752 $2,753 $2,860
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,488 $3,495 $3,718
State Farm $2,198 $2,235 $2,347
Travelers $2,151 $2,156 $2,251
USAA $1,463 $1,476 $1,549

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Best By Category: Cheapest Auto Insurance in Manchester, Maine

Compare the cheapest auto insurance companies in Manchester, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manchester, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Manchester, Maine Auto Insurance Companies

What auto insurance companies in Manchester, Maine are the cheapest? Compare the top Manchester, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manchester, Maine

Insurance Company Average Annual Rates
Allstate $2,788
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,371
Progressive $3,567
State Farm $2,260
Travelers $2,186
USAA $1,496

What affects auto insurance rates in Manchester, Maine?

There are a lot of reasons why auto insurance rates in Manchester, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manchester, Maine. Many local factors may affect your Manchester auto insurance rates.

Manchester Traffic

How does Manchester, Maine rank for traffic? According to Inrix Manchester, Maine is the 184th most congested worldwide.

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Compare Manchester, Maine Auto Insurance Quotes

Before you buy Manchester, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manchester, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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