Best Cheap Auto Insurance in Manchester, CT (2021)

The average Manchester, CT auto insurance rates are $376 per month. The minimum auto insurance in Manchester is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Manchester, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Manchester, CT for senior drivers are $2,236 per year
  • The average commute length in Manchester is 22.3 minutes
  • The cheapest auto insurance company in Manchester is GEICO

Manchester, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Manchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Manchester, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Manchester to other Connecticut cities, including Waterbury auto insurance rates, Bristol auto insurance rates, and Danbury auto insurance rates to see how Manchester, Connecticut auto insurance rates stack up.

Before you buy Manchester, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Manchester, Connecticut auto insurance quotes.

Minimum Auto Insurance in Manchester, Connecticut

Manchester, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Manchester, Connecticut.

Minimum Required Auto Insurance Coverage in Manchester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Manchester, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Manchester, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,685 $3,637 $3,405 $3,643 $11,071 $13,053 $3,842 $4,013
GEICO $2,076 $2,081 $1,926 $1,942 $4,811 $5,663 $1,999 $1,934
Liberty Mutual $3,410 $3,704 $2,623 $3,230 $17,096 $19,260 $3,454 $3,767
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,638 $2,459 $2,250 $2,342 $10,981 $12,170 $3,013 $3,372
State Farm $1,756 $1,756 $1,616 $1,616 $5,332 $6,704 $1,974 $2,264
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Cheap Manchester, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Manchester, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Manchester, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,071 $13,053
GEICO $4,811 $5,663
Liberty Mutual $17,096 $19,260
Nationwide $6,416 $8,147
Progressive $10,981 $12,170
State Farm $5,332 $6,704
Travelers $14,352 $23,234
USAA $5,529 $5,784

Cheap Manchester, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Manchester, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,405 $3,643
GEICO $1,926 $1,942
Liberty Mutual $2,623 $3,230
Nationwide $2,083 $2,187
Progressive $2,250 $2,342
State Farm $1,616 $1,616
Travelers $1,828 $1,822
USAA $1,646 $1,622

Cheap Manchester, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Manchester, Connecticut compared to the annual auto insurance rates with a clean record in Manchester, Connecticut.

Annual Manchester, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,940 $6,099 $7,196 $4,940
GEICO $1,774 $2,326 $4,938 $2,178
Liberty Mutual $6,190 $7,750 $7,676 $6,656
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $4,184 $6,071 $4,400 $4,958
State Farm $2,678 $2,944 $2,944 $2,944
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,209 $2,774 $4,229 $2,209

Cheap Manchester, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Manchester, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Manchester, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Manchester, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,196
GEICO $4,938
Liberty Mutual $7,676
Nationwide $4,425
Progressive $4,400
State Farm $2,944
Travelers $7,804
USAA $4,229

Cheap Manchester, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Manchester, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Manchester, Connecticut

Insurance Company Poor Fair Good
Allstate $7,392 $5,574 $4,416
GEICO $4,077 $2,461 $1,875
Liberty Mutual $10,028 $6,256 $4,920
Nationwide $4,819 $3,229 $2,857
Progressive $5,338 $4,787 $4,585
State Farm $4,003 $2,564 $2,065
Travelers $6,968 $5,812 $5,647
USAA $3,765 $2,553 $2,248

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Cheap Manchester, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Manchester, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Manchester, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Manchester, Connecticut

ZIP Code Average Annual Rates
6040 $4,556
6042 $4,556

Cheap Manchester, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Manchester, Connecticut auto insurance. Find the cheapest annual Manchester, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Manchester, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,794 $5,794
GEICO $2,761 $2,847
Liberty Mutual $7,068 $7,068
Nationwide $3,635 $3,635
Progressive $4,903 $4,903
State Farm $2,806 $2,948
Travelers $6,143 $6,143
USAA $2,821 $2,889

Cheap Manchester, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Manchester, Connecticut? Check out the comparison of annual Manchester, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Connecticut

Insurance Company Low Medium High
Allstate $5,400 $5,780 $6,201
GEICO $2,569 $2,765 $3,078
Liberty Mutual $6,802 $7,018 $7,385
Nationwide $3,702 $3,663 $3,541
Progressive $4,563 $4,860 $5,286
State Farm $2,696 $2,882 $3,053
Travelers $5,671 $6,098 $6,658
USAA $2,657 $2,858 $3,051

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Best By Category: Cheapest Auto Insurance in Manchester, Connecticut

Compare the cheapest auto insurance companies in Manchester, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Manchester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Manchester, Connecticut Auto Insurance Companies

What auto insurance companies in Manchester, Connecticut are the cheapest? Compare the top Manchester, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Manchester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,794
GEICO $2,804
Liberty Mutual $7,068
Nationwide $3,635
Progressive $4,903
State Farm $2,877
Travelers $6,143
USAA $2,855

What affects auto insurance rates in Manchester, Connecticut?

There are a lot of reasons why auto insurance rates in Manchester, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Manchester, Connecticut. Many local factors may affect your Manchester auto insurance rates.

Manchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Manchester, Connecticut commute length is 22.3 minutes according to City-Data.

Manchester Traffic

How does Manchester, Connecticut rank for traffic? According to Inrix Manchester, Connecticut is the 184th most congested worldwide.

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Compare Manchester, Connecticut Auto Insurance Quotes

Before you buy Manchester, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Manchester, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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