Best Cheap Auto Insurance in Malvern, IA (2021)

The average Malvern, IA auto insurance rates are $263 per month. The minimum auto insurance in Malvern is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Malvern, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Malvern is 26.5 minutes
  • The cheapest auto insurance company in Malvern is USAA
  • The minimum auto insurance required in Malvern, Iowa is 20/40/15

Malvern, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Malvern can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Malvern, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Malvern to other Iowa cities, including Ankeny auto insurance rates, West Des Moines auto insurance rates, and Des Moines auto insurance rates to see how Malvern, Iowa auto insurance rates stack up.

Before you buy Malvern, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Malvern, Iowa auto insurance quotes.

Minimum Auto Insurance in Malvern, Iowa

Malvern, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Malvern, Iowa.

Minimum Required Auto Insurance Coverage in Malvern, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Malvern, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Malvern, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malvern, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $2,055 $2,119 $1,823 $1,960 $4,591 $6,000 $2,311 $2,528
Progressive $2,113 $2,054 $1,742 $1,799 $4,850 $5,494 $2,546 $2,746
State Farm $1,635 $1,635 $1,423 $1,423 $4,253 $5,412 $1,834 $2,082
Travelers $2,526 $2,581 $2,435 $2,443 $10,748 $16,987 $2,623 $3,141
USAA $1,424 $1,446 $1,298 $1,332 $3,830 $4,082 $1,719 $1,905

Cheap Malvern, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Malvern, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Malvern, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Malvern, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $5,561 $7,845
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,591 $6,000
Progressive $4,850 $5,494
State Farm $4,253 $5,412
Travelers $10,748 $16,987
USAA $3,830 $4,082

Cheap Malvern, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Malvern, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Malvern, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $1,882 $1,882
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,823 $1,960
Progressive $1,742 $1,799
State Farm $1,423 $1,423
Travelers $2,435 $2,443
USAA $1,298 $1,332

Cheap Malvern, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Malvern, Iowa compared to the annual auto insurance rates with a clean record in Malvern, Iowa.

Annual Malvern, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $2,091 $3,042 $4,183 $2,378
Progressive $2,354 $3,815 $2,551 $2,952
State Farm $2,291 $2,634 $2,462 $2,462
Travelers $3,977 $5,277 $7,047 $5,441
USAA $1,627 $2,180 $2,842 $1,868

Cheap Malvern, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Malvern, Iowa is not easy. Compare the annual rates for DUI auto insurance in Malvern, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Malvern, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $4,471
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $4,183
Progressive $2,551
State Farm $2,462
Travelers $7,047
USAA $2,842

Cheap Malvern, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Malvern, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Malvern, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,155 $3,051 $2,560
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,566 $2,770 $2,434
Progressive $3,474 $2,777 $2,503
State Farm $3,508 $2,169 $1,710
Travelers $6,129 $5,215 $4,962
USAA $2,808 $1,920 $1,660

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Cheap Malvern, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Malvern, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Malvern, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Malvern, Iowa

ZIP Code Average Annual Rates
51551 $2,663

Cheap Malvern, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Malvern, Iowa auto insurance. Find the cheapest annual Malvern, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Malvern, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,217 $3,293
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,923 $2,923
Progressive $2,918 $2,918
State Farm $2,404 $2,521
Travelers $5,436 $5,436
USAA $2,051 $2,207

Cheap Malvern, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Malvern, Iowa? Check out the comparison of annual Malvern, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malvern, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,283 $3,436 $3,048
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $3,055 $2,905 $2,810
Progressive $2,763 $2,926 $3,065
State Farm $2,358 $2,474 $2,555
Travelers $5,163 $5,515 $5,629
USAA $2,035 $2,135 $2,218

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Best By Category: Cheapest Auto Insurance in Malvern, Iowa

Compare the cheapest auto insurance companies in Malvern, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Malvern, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Malvern, Iowa Auto Insurance Companies

What auto insurance companies in Malvern, Iowa are the cheapest? Compare the top Malvern, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Malvern, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,255
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,923
Progressive $2,918
State Farm $2,462
Travelers $5,436
USAA $2,129

What affects auto insurance rates in Malvern, Iowa?

There are a lot of reasons why auto insurance rates in Malvern, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Malvern, Iowa. Many local factors may affect your Malvern auto insurance rates.

Malvern Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Malvern, Iowa commute length is 26.5 minutes according to City-Data.

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Compare Malvern, Iowa Auto Insurance Quotes

Before you buy Malvern, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Malvern, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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