Best Cheap Auto Insurance in Malvern, AL (2021)

The average Malvern, AL auto insurance rates are $288 per month. The minimum auto insurance in Malvern is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Malvern, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Malvern for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Malvern is USAA
  • Average auto insurance rates in Malvern, AL for senior drivers are $1,828 per year

Malvern, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Malvern can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Malvern, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Malvern to other Alabama cities, including Auburn auto insurance rates, Hoover auto insurance rates, and Madison auto insurance rates to see how Malvern, Alabama auto insurance rates stack up.

Before you buy Malvern, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Malvern, Alabama auto insurance quotes.

Minimum Auto Insurance in Malvern, Alabama

Malvern, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Malvern, Alabama.

Minimum Required Auto Insurance Coverage in Malvern, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Malvern, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Malvern, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malvern, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,376 $2,222 $1,952 $2,090 $9,743 $10,854 $2,767 $2,918
State Farm $2,617 $2,617 $2,382 $2,382 $8,086 $10,119 $2,960 $3,412
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Cheap Malvern, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Malvern, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Malvern, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Malvern, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $9,743 $10,854
State Farm $8,086 $10,119
Travelers $7,744 $12,202
USAA $3,648 $4,046

Cheap Malvern, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Malvern, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Malvern, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,952 $2,090
State Farm $2,382 $2,382
Travelers $1,367 $1,366
USAA $1,159 $1,139

Cheap Malvern, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Malvern, Alabama compared to the annual auto insurance rates with a clean record in Malvern, Alabama.

Annual Malvern, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,933 $4,952 $4,258 $4,318
State Farm $3,889 $4,850 $4,274 $4,274
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Cheap Malvern, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Malvern, Alabama is not easy. Compare the annual rates for DUI auto insurance in Malvern, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Malvern, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,257
Nationwide $3,241
Progressive $4,258
State Farm $4,274
Travelers $4,566
USAA $2,835

Cheap Malvern, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Malvern, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Malvern, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,923 $4,226 $3,946
State Farm $7,006 $3,548 $2,411
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

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Cheap Malvern, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Malvern, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Malvern, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Malvern, Alabama

ZIP Code Average Annual Rates
36375 $3,557

Cheap Malvern, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Malvern, Alabama auto insurance. Find the cheapest annual Malvern, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Malvern, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $4,365 $4,365
State Farm $4,216 $4,428
Travelers $3,579 $3,579
USAA $1,890 $2,071

Cheap Malvern, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Malvern, Alabama? Check out the comparison of annual Malvern, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malvern, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,865 $4,339 $4,891
State Farm $4,067 $4,316 $4,582
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

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Best By Category: Cheapest Auto Insurance in Malvern, Alabama

Compare the cheapest auto insurance companies in Malvern, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Malvern, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Malvern, Alabama Auto Insurance Companies

What auto insurance companies in Malvern, Alabama are the cheapest? Compare the top Malvern, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Malvern, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,927
Nationwide $2,548
Progressive $4,365
State Farm $4,322
Travelers $3,579
USAA $1,981

What affects auto insurance rates in Malvern, Alabama?

There are a lot of reasons why auto insurance rates in Malvern, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Malvern, Alabama. Many local factors may affect your Malvern auto insurance rates.

Malvern Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Malvern, Alabama commute length is 25.4 minutes according to City-Data.

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Compare Malvern, Alabama Auto Insurance Quotes

Before you buy Malvern, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Malvern, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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