Best Cheap Auto Insurance in Malta, ID (2021)

The average Malta, ID auto insurance rates are $235 per month. The minimum auto insurance in Malta is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Malta, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Malta for teen drivers is American Family
  • The average commute length in Malta is 9.3 minutes
  • Average auto insurance rates in Malta, ID for senior drivers are $1,499 per year

Malta, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Malta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Malta, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Malta to other Idaho cities, including Meridian auto insurance rates, Caldwell auto insurance rates, and Coeur d’Alene auto insurance rates to see how Malta, Idaho auto insurance rates stack up.

Before you buy Malta, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Malta, Idaho auto insurance quotes.

Minimum Auto Insurance in Malta, Idaho

Malta, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Malta, Idaho.

Minimum Required Auto Insurance Coverage in Malta, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Malta, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Malta, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malta, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,321 $2,309 $2,018 $2,091 $8,442 $9,754 $2,596 $2,748
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,308 $1,410 $1,060 $1,184 $4,175 $4,644 $1,386 $1,464
Nationwide $1,840 $1,882 $1,661 $1,762 $4,551 $5,602 $2,158 $2,324
State Farm $1,102 $1,102 $994 $994 $3,289 $4,146 $1,243 $1,434
Travelers $1,366 $1,388 $1,370 $1,364 $6,680 $10,572 $1,448 $1,667
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

Cheap Malta, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Malta, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Malta, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Malta, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,442 $9,754
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,175 $4,644
Nationwide $4,551 $5,602
State Farm $3,289 $4,146
Travelers $6,680 $10,572
USAA $3,348 $3,751

Cheap Malta, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Malta, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Malta, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,091
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,060 $1,184
Nationwide $1,661 $1,762
State Farm $994 $994
Travelers $1,370 $1,364
USAA $1,003 $989

Cheap Malta, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Malta, Idaho compared to the annual auto insurance rates with a clean record in Malta, Idaho.

Annual Malta, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,333 $4,184 $4,673 $3,949
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,729 $2,163 $2,230 $2,193
Nationwide $2,083 $2,700 $3,768 $2,339
State Farm $1,631 $1,945 $1,788 $1,788
Travelers $1,998 $2,838 $4,918 $3,175
USAA $1,254 $1,786 $2,422 $1,518

Cheap Malta, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Malta, Idaho is not easy. Compare the annual rates for DUI auto insurance in Malta, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Malta, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,673
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,230
Nationwide $3,768
State Farm $1,788
Travelers $4,918
USAA $2,422

Cheap Malta, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Malta, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Malta, Idaho

Insurance Company Poor Fair Good
Allstate $5,325 $3,619 $3,161
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $2,960 $1,826 $1,451
Nationwide $3,248 $2,623 $2,297
State Farm $2,511 $1,588 $1,265
Travelers $3,703 $3,112 $2,880
USAA $2,546 $1,488 $1,201

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Cheap Malta, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Malta, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Malta, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Malta, Idaho

ZIP Code Average Annual Rates
83342 $2,822

Cheap Malta, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Malta, Idaho auto insurance. Find the cheapest annual Malta, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Malta, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,035 $4,035
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,079 $2,079
Nationwide $2,722 $2,722
State Farm $1,745 $1,831
Travelers $3,232 $3,232
USAA $1,724 $1,766

Cheap Malta, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Malta, Idaho? Check out the comparison of annual Malta, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malta, Idaho

Insurance Company Low Medium High
Allstate $3,887 $4,027 $4,190
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $1,962 $2,076 $2,199
Nationwide $2,679 $2,861 $2,628
State Farm $1,686 $1,791 $1,886
Travelers $3,174 $3,279 $3,243
USAA $1,692 $1,742 $1,801

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Best By Category: Cheapest Auto Insurance in Malta, Idaho

Compare the cheapest auto insurance companies in Malta, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Malta, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Malta, Idaho Auto Insurance Companies

What auto insurance companies in Malta, Idaho are the cheapest? Compare the top Malta, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Malta, Idaho

Insurance Company Average Annual Rates
Allstate $4,035
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,079
Nationwide $2,722
State Farm $1,788
Travelers $3,232
USAA $1,745

What affects auto insurance rates in Malta, Idaho?

There are a lot of reasons why auto insurance rates in Malta, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Malta, Idaho. Many local factors may affect your Malta auto insurance rates.

Malta Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Malta, Idaho auto theft statistics, there have been 0 auto thefts in the city.

Malta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Malta, Idaho commute length is 9.3 minutes according to City-Data.

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Compare Malta, Idaho Auto Insurance Quotes

Before you buy Malta, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Malta, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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