Best Cheap Auto Insurance in Malcolm, AL (2021)

The average Malcolm, AL auto insurance rates are $316 per month. The minimum auto insurance in Malcolm is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Malcolm, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Malcolm, AL for senior drivers are $2,028 per year
  • The minimum auto insurance required in Malcolm, Alabama is 25/50/25
  • The cheapest auto insurance company in Malcolm is USAA

Malcolm, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Malcolm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Malcolm, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Malcolm to other Alabama cities, including Birmingham auto insurance rates, Tuscaloosa auto insurance rates, and Mobile auto insurance rates to see how Malcolm, Alabama auto insurance rates stack up.

Before you buy Malcolm, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Malcolm, Alabama auto insurance quotes.

Minimum Auto Insurance in Malcolm, Alabama

Malcolm, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Malcolm, Alabama.

Minimum Required Auto Insurance Coverage in Malcolm, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Malcolm, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Malcolm, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malcolm, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,176 $2,086 $1,957 $1,997 $7,273 $7,822 $2,468 $2,536
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,405 $3,684 $2,793 $3,131 $12,243 $13,628 $3,628 $3,867
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,384 $2,246 $1,951 $2,081 $9,578 $10,708 $2,791 $2,972
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,575 $1,602 $1,464 $1,462 $8,180 $12,821 $1,494 $1,742
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Cheap Malcolm, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Malcolm, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Malcolm, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Malcolm, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,273 $7,822
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $12,243 $13,628
Nationwide $4,418 $5,752
Progressive $9,578 $10,708
State Farm $8,362 $10,517
Travelers $8,180 $12,821
USAA $4,020 $4,464

Cheap Malcolm, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Malcolm, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Malcolm, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,957 $1,997
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,793 $3,131
Nationwide $1,577 $1,642
Progressive $1,951 $2,081
State Farm $2,624 $2,624
Travelers $1,464 $1,462
USAA $1,271 $1,252

Cheap Malcolm, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Malcolm, Alabama compared to the annual auto insurance rates with a clean record in Malcolm, Alabama.

Annual Malcolm, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $3,555 $4,168 $3,403
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,549 $6,322 $6,196 $6,123
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,925 $4,916 $4,203 $4,311
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,162 $3,320 $4,834 $3,855
USAA $1,678 $2,102 $3,133 $1,816

Cheap Malcolm, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Malcolm, Alabama is not easy. Compare the annual rates for DUI auto insurance in Malcolm, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Malcolm, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,168
Farmers $4,620
GEICO $3,808
Liberty Mutual $6,196
Nationwide $3,353
Progressive $4,203
State Farm $4,592
Travelers $4,834
USAA $3,133

Cheap Malcolm, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Malcolm, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Malcolm, Alabama

Insurance Company Poor Fair Good
Allstate $4,385 $3,431 $2,803
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $8,313 $5,086 $3,993
Nationwide $3,171 $2,467 $2,229
Progressive $4,911 $4,195 $3,910
State Farm $7,514 $3,809 $2,592
Travelers $4,141 $3,585 $3,651
USAA $2,937 $1,908 $1,703

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Cheap Malcolm, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Malcolm, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Malcolm, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Malcolm, Alabama

ZIP Code Average Annual Rates
36556 $3,879

Cheap Malcolm, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Malcolm, Alabama auto insurance. Find the cheapest annual Malcolm, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Malcolm, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,798 $5,798
Nationwide $2,623 $2,623
Progressive $4,339 $4,339
State Farm $4,528 $4,748
Travelers $3,793 $3,793
USAA $2,082 $2,282

Cheap Malcolm, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Malcolm, Alabama? Check out the comparison of annual Malcolm, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malcolm, Alabama

Insurance Company Low Medium High
Allstate $3,427 $3,532 $3,659
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,518 $5,769 $6,105
Nationwide $2,624 $2,595 $2,649
Progressive $3,899 $4,315 $4,803
State Farm $4,411 $4,630 $4,873
Travelers $3,629 $3,868 $3,881
USAA $2,105 $2,171 $2,271

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Best By Category: Cheapest Auto Insurance in Malcolm, Alabama

Compare the cheapest auto insurance companies in Malcolm, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Malcolm, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Malcolm, Alabama Auto Insurance Companies

What auto insurance companies in Malcolm, Alabama are the cheapest? Compare the top Malcolm, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Malcolm, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,798
Nationwide $2,623
Progressive $4,339
State Farm $4,638
Travelers $3,793
USAA $2,182

Compare Malcolm, Alabama Auto Insurance Quotes

Before you buy Malcolm, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Malcolm, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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