Best Cheap Auto Insurance in Malabar, FL (2021)

The average Malabar, FL auto insurance rates are $345 per month. The minimum auto insurance in Malabar is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Malabar, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Malabar, FL for senior drivers are $2,510 per year
  • The minimum auto insurance required in Malabar, Florida is 10/20/10
  • The cheapest auto insurance company in Malabar is USAA

Malabar, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Malabar can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Malabar, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Malabar to other Florida cities, including Cape Coral auto insurance rates, Jacksonville auto insurance rates, and Fort Lauderdale auto insurance rates to see how Malabar, Florida auto insurance rates stack up.

Before you buy Malabar, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Malabar, Florida auto insurance quotes.

Minimum Auto Insurance in Malabar, Florida

Malabar, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Malabar, Florida.

Minimum Required Auto Insurance Coverage in Malabar, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Malabar, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Malabar, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malabar, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,157 $3,963 $3,615 $3,664 $14,150 $15,318 $4,120 $4,168
GEICO $2,651 $2,664 $2,485 $2,485 $4,746 $5,988 $2,922 $2,973
Liberty Mutual $3,079 $3,079 $2,829 $2,829 $6,404 $9,815 $3,079 $4,142
Nationwide $2,441 $2,413 $2,187 $2,261 $5,773 $7,101 $2,683 $2,792
Progressive $3,627 $3,410 $3,110 $3,329 $10,170 $11,053 $4,355 $4,129
State Farm $1,908 $1,908 $1,739 $1,739 $5,562 $7,080 $2,120 $2,262
USAA $1,533 $1,507 $1,445 $1,429 $5,203 $5,996 $1,902 $2,044

Cheap Malabar, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Malabar, Florida is a challenge. Take a look at the annual teen auto insurance rates in Malabar, Florida.

Annual Auto Insurance Rates for Teen Drivers in Malabar, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,150 $15,318
GEICO $4,746 $5,988
Liberty Mutual $6,404 $9,815
Nationwide $5,773 $7,101
Progressive $10,170 $11,053
State Farm $5,562 $7,080
USAA $5,203 $5,996

Cheap Malabar, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Malabar, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Malabar, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,615 $3,664
GEICO $2,485 $2,485
Liberty Mutual $2,829 $2,829
Nationwide $2,187 $2,261
Progressive $3,110 $3,329
State Farm $1,739 $1,739
USAA $1,445 $1,429

Cheap Malabar, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Malabar, Florida compared to the annual auto insurance rates with a clean record in Malabar, Florida.

Annual Malabar, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,739 $6,872 $7,606 $6,361
GEICO $2,354 $2,999 $4,447 $3,657
Liberty Mutual $3,196 $4,130 $5,961 $4,340
Nationwide $2,961 $3,242 $4,341 $3,281
Progressive $4,265 $6,299 $5,311 $5,716
State Farm $2,778 $3,302 $3,040 $3,040
USAA $2,066 $2,547 $3,752 $2,165

Cheap Malabar, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Malabar, Florida is not easy. Compare the annual rates for DUI auto insurance in Malabar, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Malabar, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,606
GEICO $4,447
Liberty Mutual $5,961
Nationwide $4,341
Progressive $5,311
State Farm $3,040
USAA $3,752

Cheap Malabar, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Malabar, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Malabar, Florida

Insurance Company Poor Fair Good
Allstate $9,314 $5,869 $4,751
GEICO $4,889 $2,969 $2,235
Liberty Mutual $5,651 $4,171 $3,399
Nationwide $4,308 $3,180 $2,881
Progressive $7,040 $4,996 $4,157
State Farm $4,165 $2,724 $2,231
USAA $4,259 $2,105 $1,534

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Cheap Malabar, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Malabar, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Malabar, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Malabar, Florida

ZIP Code Average Annual Rates
32950 $3,185

Cheap Malabar, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Malabar, Florida auto insurance. Find the cheapest annual Malabar, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Malabar, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,455 $6,834
GEICO $3,348 $3,381
Liberty Mutual $4,268 $4,546
Nationwide $3,456 $3,456
Progressive $5,398 $5,398
State Farm $2,936 $3,144
USAA $2,602 $2,663

Cheap Malabar, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Malabar, Florida? Check out the comparison of annual Malabar, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malabar, Florida

Insurance Company Low Medium High
Allstate $5,131 $6,988 $7,814
GEICO $2,714 $3,489 $3,890
Liberty Mutual $4,030 $4,474 $4,717
Nationwide $2,690 $3,601 $4,078
Progressive $4,459 $5,531 $6,204
State Farm $2,563 $3,118 $3,439
USAA $2,207 $2,742 $2,948

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Best By Category: Cheapest Auto Insurance in Malabar, Florida

Compare the cheapest auto insurance companies in Malabar, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Malabar, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Malabar, Florida Auto Insurance Companies

What auto insurance companies in Malabar, Florida are the cheapest? Compare the top Malabar, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Malabar, Florida

Insurance Company Average Annual Rates
Allstate $6,644
GEICO $3,364
Liberty Mutual $4,407
Nationwide $3,456
Progressive $5,398
State Farm $3,040
USAA $2,632

What affects auto insurance rates in Malabar, Florida?

There are a lot of reasons why auto insurance rates in Malabar, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Malabar, Florida. Many local factors may affect your Malabar auto insurance rates.

Malabar Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Malabar, Florida commute length is 22.1 minutes according to City-Data.

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Compare Malabar, Florida Auto Insurance Quotes

Before you buy Malabar, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Malabar, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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