Best Cheap Auto Insurance in Mahtomedi, MN (2021)

The average Mahtomedi, MN auto insurance rates are $376 per month. The minimum auto insurance in Mahtomedi is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Mahtomedi, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Mahtomedi for teen drivers is Liberty Mutual
  • Average auto insurance rates in Mahtomedi, MN for senior drivers are $2,988 per year
  • The average commute length in Mahtomedi is 24.7 minutes

Mahtomedi, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Mahtomedi can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mahtomedi, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Mahtomedi to other Minnesota cities, including Duluth auto insurance rates, Rochester auto insurance rates, and Plymouth auto insurance rates to see how Mahtomedi, Minnesota auto insurance rates stack up.

Before you buy Mahtomedi, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mahtomedi, Minnesota auto insurance quotes.

Minimum Auto Insurance in Mahtomedi, Minnesota

Mahtomedi, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mahtomedi, Minnesota.

Minimum Required Auto Insurance Coverage in Mahtomedi, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mahtomedi, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mahtomedi, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mahtomedi, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,259 $3,169 $3,169 $7,401 $10,478 $3,998 $4,119
American Family $2,258 $2,258 $2,055 $2,055 $6,255 $8,935 $2,258 $2,524
Farmers $1,942 $1,943 $1,864 $1,986 $5,706 $5,817 $2,563 $2,508
GEICO $2,538 $2,513 $2,415 $2,348 $5,549 $7,002 $2,371 $2,486
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $1,925 $1,919 $1,721 $1,815 $5,084 $6,120 $2,280 $2,357
State Farm $1,705 $1,705 $1,544 $1,544 $3,900 $4,780 $1,971 $1,620
USAA $1,815 $1,778 $1,667 $1,643 $4,941 $5,345 $2,349 $2,465

Cheap Mahtomedi, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mahtomedi, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Mahtomedi, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Mahtomedi, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,401 $10,478
American Family $6,255 $8,935
Farmers $5,706 $5,817
GEICO $5,549 $7,002
Liberty Mutual $18,315 $27,293
Nationwide $5,084 $6,120
State Farm $3,900 $4,780
USAA $4,941 $5,345

Cheap Mahtomedi, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Mahtomedi, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mahtomedi, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,055 $2,055
Farmers $1,864 $1,986
GEICO $2,415 $2,348
Liberty Mutual $9,407 $9,407
Nationwide $1,721 $1,815
State Farm $1,544 $1,544
USAA $1,667 $1,643

Cheap Mahtomedi, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mahtomedi, Minnesota compared to the annual auto insurance rates with a clean record in Mahtomedi, Minnesota.

Annual Mahtomedi, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,491 $5,136 $6,157 $4,643
American Family $2,407 $4,317 $4,849 $2,726
Farmers $2,611 $3,268 $3,316 $2,969
GEICO $2,278 $3,594 $5,298 $2,441
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,323 $3,055 $3,495 $2,737
State Farm $2,137 $2,554 $2,346 $2,346
USAA $2,041 $2,614 $3,919 $2,427

Cheap Mahtomedi, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mahtomedi, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Mahtomedi, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Mahtomedi, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,157
American Family $4,849
Farmers $3,316
GEICO $5,298
Liberty Mutual $20,108
Nationwide $3,495
State Farm $2,346
USAA $3,919

Cheap Mahtomedi, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mahtomedi, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mahtomedi, Minnesota

Insurance Company Poor Fair Good
Allstate $7,100 $3,872 $3,598
American Family $4,946 $3,215 $2,563
Farmers $3,775 $2,764 $2,584
GEICO $4,083 $3,342 $2,783
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,450 $2,790 $2,467
State Farm $3,421 $2,092 $1,525
USAA $4,258 $2,126 $1,866

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Cheap Mahtomedi, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mahtomedi, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Mahtomedi, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mahtomedi, Minnesota

ZIP Code Average Annual Rates
55115 $3,450

Cheap Mahtomedi, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Mahtomedi, Minnesota auto insurance. Find the cheapest annual Mahtomedi, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mahtomedi, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,856 $4,856
American Family $3,533 $3,616
Farmers $3,041 $3,041
GEICO $3,356 $3,450
Liberty Mutual $12,870 $13,625
Nationwide $2,903 $2,903
State Farm $2,279 $2,412
USAA $2,715 $2,786

Cheap Mahtomedi, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mahtomedi, Minnesota? Check out the comparison of annual Mahtomedi, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mahtomedi, Minnesota

Insurance Company Low Medium High
Allstate $4,774 $4,852 $4,942
American Family $3,550 $3,670 $3,505
Farmers $2,919 $3,056 $3,148
GEICO $3,271 $3,402 $3,536
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,717 $2,925 $3,066
State Farm $2,232 $2,358 $2,448
USAA $2,662 $2,748 $2,841

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Best By Category: Cheapest Auto Insurance in Mahtomedi, Minnesota

Compare the cheapest auto insurance companies in Mahtomedi, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mahtomedi, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Mahtomedi, Minnesota Auto Insurance Companies

What auto insurance companies in Mahtomedi, Minnesota are the cheapest? Compare the top Mahtomedi, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mahtomedi, Minnesota

Insurance Company Average Annual Rates
Allstate $4,856
American Family $3,575
Farmers $3,041
GEICO $3,403
Liberty Mutual $13,248
Nationwide $2,903
State Farm $2,346
USAA $2,750

What affects auto insurance rates in Mahtomedi, Minnesota?

There are a lot of reasons why auto insurance rates in Mahtomedi, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mahtomedi, Minnesota. Many local factors may affect your Mahtomedi auto insurance rates.

Mahtomedi Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mahtomedi, Minnesota commute length is 24.7 minutes according to City-Data.

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Compare Mahtomedi, Minnesota Auto Insurance Quotes

Before you buy Mahtomedi, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mahtomedi, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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