Best Cheap Auto Insurance in Magnolia, TX (2021)

The average Magnolia, TX auto insurance rates are $355 per month. The minimum auto insurance in Magnolia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Magnolia, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Magnolia for teen drivers is Progressive
  • The minimum auto insurance required in Magnolia, Texas is 30/60/25
  • The cheapest auto insurance company in Magnolia is USAA

Magnolia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Magnolia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Magnolia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Magnolia to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates to see how Magnolia, Texas auto insurance rates stack up.

Before you buy Magnolia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Magnolia, Texas auto insurance quotes.

Minimum Auto Insurance in Magnolia, Texas

Magnolia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Magnolia, Texas.

Minimum Required Auto Insurance Coverage in Magnolia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Magnolia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Magnolia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Magnolia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,437 $3,456 $3,390 $3,390 $9,262 $11,148 $4,246 $4,407
American Family $3,318 $3,750 $3,207 $3,728 $9,749 $12,635 $4,963 $5,656
GEICO $2,708 $2,942 $2,634 $3,019 $6,075 $6,296 $2,938 $2,920
Nationwide $2,548 $2,587 $2,248 $2,378 $7,412 $9,505 $3,012 $3,258
Progressive $2,651 $2,520 $2,361 $2,403 $11,320 $12,649 $3,155 $3,210
State Farm $2,199 $2,199 $1,961 $1,961 $5,353 $6,835 $2,397 $2,467
USAA $1,643 $1,646 $1,575 $1,557 $4,697 $5,095 $2,191 $2,334

Cheap Magnolia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Magnolia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Magnolia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Magnolia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,148
American Family $9,749 $12,635
GEICO $6,075 $6,296
Nationwide $7,412 $9,505
Progressive $11,320 $12,649
State Farm $5,353 $6,835
USAA $4,697 $5,095

Cheap Magnolia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Magnolia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Magnolia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,390 $3,390
American Family $3,207 $3,728
GEICO $2,634 $3,019
Nationwide $2,248 $2,378
Progressive $2,361 $2,403
State Farm $1,961 $1,961
USAA $1,575 $1,557

Cheap Magnolia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Magnolia, Texas compared to the annual auto insurance rates with a clean record in Magnolia, Texas.

Annual Magnolia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $6,432 $6,727 $4,105
American Family $5,318 $6,870 $5,995 $5,318
GEICO $3,129 $4,171 $3,439 $4,028
Nationwide $3,570 $3,570 $5,300 $4,034
Progressive $4,383 $5,688 $5,123 $4,939
State Farm $2,809 $3,234 $3,835 $2,809
USAA $1,925 $2,856 $3,378 $2,210

Cheap Magnolia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Magnolia, Texas is not easy. Compare the annual rates for DUI auto insurance in Magnolia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Magnolia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,727
American Family $5,995
GEICO $3,439
Nationwide $5,300
Progressive $5,123
State Farm $3,835
USAA $3,378

Cheap Magnolia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Magnolia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Magnolia, Texas

Insurance Company Poor Fair Good
Allstate $6,778 $4,979 $4,269
American Family $7,905 $5,201 $4,521
GEICO $5,713 $3,222 $2,140
Nationwide $4,938 $3,972 $3,446
Progressive $5,658 $4,899 $4,543
State Farm $4,493 $2,795 $2,226
USAA $3,793 $2,206 $1,778

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Cheap Magnolia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Magnolia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Magnolia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Magnolia, Texas

ZIP Code Average Annual Rates
77354 $6,267
77355 $6,537

Cheap Magnolia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Magnolia, Texas auto insurance. Find the cheapest annual Magnolia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Magnolia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,209 $5,475
American Family $5,876 $5,876
GEICO $3,625 $3,758
Nationwide $4,118 $4,118
Progressive $5,034 $5,034
State Farm $3,171 $3,171
USAA $2,560 $2,625

Cheap Magnolia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Magnolia, Texas? Check out the comparison of annual Magnolia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Magnolia, Texas

Insurance Company Low Medium High
Allstate $5,217 $5,295 $5,514
American Family $5,387 $5,608 $6,633
GEICO $3,483 $3,643 $3,948
Nationwide $4,440 $3,943 $3,973
Progressive $4,806 $5,012 $5,283
State Farm $3,003 $3,165 $3,346
USAA $2,497 $2,581 $2,699

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Best By Category: Cheapest Auto Insurance in Magnolia, Texas

Compare the cheapest auto insurance companies in Magnolia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Magnolia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Magnolia, Texas Auto Insurance Companies

What auto insurance companies in Magnolia, Texas are the cheapest? Compare the top Magnolia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Magnolia, Texas

Insurance Company Average Annual Rates
Allstate $5,342
American Family $5,876
GEICO $3,692
Nationwide $4,118
Progressive $5,034
State Farm $3,171
USAA $2,592

What affects auto insurance rates in Magnolia, Texas?

There are a lot of reasons why auto insurance rates in Magnolia, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Magnolia, Texas. Many local factors may affect your Magnolia auto insurance rates.

Magnolia Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Magnolia, Texas auto theft statistics, there have been 1 auto thefts in the city.

Magnolia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Magnolia, Texas commute length is 30.6 minutes according to City-Data.

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Compare Magnolia, Texas Auto Insurance Quotes

Before you buy Magnolia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Magnolia, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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