Best Cheap Auto Insurance in Magnolia Springs, AL (2021)

The average Magnolia Springs, AL auto insurance rates are $294 per month. The minimum auto insurance in Magnolia Springs is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Magnolia Springs, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Magnolia Springs is USAA
  • The minimum auto insurance required in Magnolia Springs, Alabama is 25/50/25
  • The most expensive auto insurance company in Magnolia Springs for teen drivers is Liberty Mutual

Magnolia Springs, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Magnolia Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Magnolia Springs, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Magnolia Springs to other Alabama cities, including Tuscaloosa auto insurance rates, Dothan auto insurance rates, and Birmingham auto insurance rates to see how Magnolia Springs, Alabama auto insurance rates stack up.

Before you buy Magnolia Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Magnolia Springs, Alabama auto insurance quotes.

Minimum Auto Insurance in Magnolia Springs, Alabama

Magnolia Springs, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Magnolia Springs, Alabama.

Minimum Required Auto Insurance Coverage in Magnolia Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Magnolia Springs, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Magnolia Springs, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Magnolia Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,370 $2,355 $2,116 $2,249 $9,222 $9,501 $2,688 $2,789
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,026 $3,268 $2,482 $2,777 $11,136 $12,384 $3,218 $3,422
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,428 $2,280 $1,995 $2,126 $9,833 $10,978 $2,836 $3,004
State Farm $2,557 $2,557 $2,325 $2,325 $7,910 $9,880 $2,892 $3,348
Travelers $1,402 $1,422 $1,323 $1,316 $7,554 $11,844 $1,328 $1,510
USAA $1,203 $1,220 $1,130 $1,109 $3,571 $3,954 $1,561 $1,684

Cheap Magnolia Springs, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Magnolia Springs, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Magnolia Springs, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Magnolia Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $9,222 $9,501
GEICO $5,246 $5,134
Liberty Mutual $11,136 $12,384
Nationwide $4,274 $5,478
Progressive $9,833 $10,978
State Farm $7,910 $9,880
Travelers $7,554 $11,844
USAA $3,571 $3,954

Cheap Magnolia Springs, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Magnolia Springs, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Magnolia Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $2,116 $2,249
GEICO $1,893 $1,961
Liberty Mutual $2,482 $2,777
Nationwide $1,486 $1,534
Progressive $1,995 $2,126
State Farm $2,325 $2,325
Travelers $1,323 $1,316
USAA $1,130 $1,109

Cheap Magnolia Springs, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Magnolia Springs, Alabama compared to the annual auto insurance rates with a clean record in Magnolia Springs, Alabama.

Annual Magnolia Springs, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,503 $4,532 $4,421 $4,189
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,090 $5,695 $5,565 $5,507
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,999 $5,023 $4,325 $4,393
State Farm $3,800 $4,742 $4,177 $4,177
Travelers $2,882 $3,024 $4,434 $3,510
USAA $1,487 $1,866 $2,755 $1,608

Cheap Magnolia Springs, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Magnolia Springs, Alabama is not easy. Compare the annual rates for DUI auto insurance in Magnolia Springs, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Magnolia Springs, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,671
Farmers $4,421
GEICO $3,740
Liberty Mutual $5,565
Nationwide $3,145
Progressive $4,325
State Farm $4,177
Travelers $4,434
USAA $2,755

Cheap Magnolia Springs, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Magnolia Springs, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Magnolia Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,661 $4,016 $3,807
GEICO $3,530 $2,518 $2,278
Liberty Mutual $7,459 $4,584 $3,600
Nationwide $2,987 $2,338 $2,118
Progressive $5,011 $4,291 $4,003
State Farm $6,846 $3,468 $2,358
Travelers $3,774 $3,275 $3,338
USAA $2,577 $1,694 $1,516

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Cheap Magnolia Springs, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Magnolia Springs, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Magnolia Springs, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Magnolia Springs, Alabama

ZIP Code Average Annual Rates
36555 $3,640

Cheap Magnolia Springs, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Magnolia Springs, Alabama auto insurance. Find the cheapest annual Magnolia Springs, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Magnolia Springs, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,086 $3,086
Farmers $4,161 $4,161
GEICO $2,727 $2,823
Liberty Mutual $5,214 $5,214
Nationwide $2,481 $2,481
Progressive $4,435 $4,435
State Farm $4,123 $4,326
Travelers $3,462 $3,462
USAA $1,841 $2,017

Cheap Magnolia Springs, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Magnolia Springs, Alabama? Check out the comparison of annual Magnolia Springs, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Magnolia Springs, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,922 $4,104 $4,458
GEICO $2,550 $2,763 $3,013
Liberty Mutual $4,967 $5,189 $5,486
Nationwide $2,452 $2,462 $2,528
Progressive $3,945 $4,412 $4,948
State Farm $3,988 $4,218 $4,466
Travelers $3,292 $3,531 $3,564
USAA $1,850 $1,917 $2,020

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Best By Category: Cheapest Auto Insurance in Magnolia Springs, Alabama

Compare the cheapest auto insurance companies in Magnolia Springs, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Magnolia Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Magnolia Springs, Alabama Auto Insurance Companies

What auto insurance companies in Magnolia Springs, Alabama are the cheapest? Compare the top Magnolia Springs, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Magnolia Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $4,161
GEICO $2,775
Liberty Mutual $5,214
Nationwide $2,481
Progressive $4,435
State Farm $4,224
Travelers $3,462
USAA $1,929

What affects auto insurance rates in Magnolia Springs, Alabama?

There are a lot of reasons why auto insurance rates in Magnolia Springs, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Magnolia Springs, Alabama. Many local factors may affect your Magnolia Springs auto insurance rates.

Magnolia Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Magnolia Springs, Alabama commute length is 41.4 minutes according to City-Data.

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Compare Magnolia Springs, Alabama Auto Insurance Quotes

Before you buy Magnolia Springs, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Magnolia Springs, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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