Best Cheap Auto Insurance in Madrid, IA (2021)

The average Madrid, IA auto insurance rates are $245 per month. The minimum auto insurance in Madrid is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Madrid, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Madrid is USAA
  • The minimum auto insurance required in Madrid, Iowa is 20/40/15
  • The most expensive auto insurance company in Madrid for teen drivers is Travelers

Madrid, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Madrid can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Madrid, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Madrid to other Iowa cities, including Ankeny auto insurance rates, Council Bluffs auto insurance rates, and Ames auto insurance rates to see how Madrid, Iowa auto insurance rates stack up.

Before you buy Madrid, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Madrid, Iowa auto insurance quotes.

Minimum Auto Insurance in Madrid, Iowa

Madrid, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Madrid, Iowa.

Minimum Required Auto Insurance Coverage in Madrid, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Madrid, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Madrid, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Madrid, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,575 $1,503 $1,301 $1,353 $4,075 $4,592 $1,890 $2,046
State Farm $1,460 $1,460 $1,285 $1,285 $3,986 $5,052 $1,642 $1,871
Travelers $2,404 $2,452 $2,343 $2,347 $10,763 $17,142 $2,504 $2,949
USAA $1,187 $1,203 $1,089 $1,114 $3,145 $3,347 $1,424 $1,574

Cheap Madrid, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Madrid, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Madrid, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Madrid, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $5,071 $7,086
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,075 $4,592
State Farm $3,986 $5,052
Travelers $10,763 $17,142
USAA $3,145 $3,347

Cheap Madrid, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Madrid, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Madrid, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,688 $1,688
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,301 $1,353
State Farm $1,285 $1,285
Travelers $2,343 $2,347
USAA $1,089 $1,114

Cheap Madrid, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Madrid, Iowa compared to the annual auto insurance rates with a clean record in Madrid, Iowa.

Annual Madrid, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $2,116 $3,102 $4,020 $2,487
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,836 $3,039 $1,996 $2,296
State Farm $2,086 $2,425 $2,255 $2,255
Travelers $3,903 $5,214 $6,985 $5,350
USAA $1,347 $1,806 $2,344 $1,545

Cheap Madrid, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Madrid, Iowa is not easy. Compare the annual rates for DUI auto insurance in Madrid, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Madrid, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,529
American Family $4,020
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $1,996
State Farm $2,255
Travelers $6,985
USAA $2,344

Cheap Madrid, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Madrid, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Madrid, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,736 $2,746 $2,312
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,689 $2,193 $1,994
State Farm $3,212 $1,987 $1,567
Travelers $6,028 $5,151 $4,909
USAA $2,314 $1,590 $1,377

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Cheap Madrid, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Madrid, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Madrid, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Madrid, Iowa

ZIP Code Average Annual Rates
50156 $2,484

Cheap Madrid, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Madrid, Iowa auto insurance. Find the cheapest annual Madrid, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Madrid, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,897 $2,965
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,292 $2,292
State Farm $2,201 $2,310
Travelers $5,363 $5,363
USAA $1,696 $1,825

Cheap Madrid, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Madrid, Iowa? Check out the comparison of annual Madrid, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Madrid, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,937 $3,095 $2,763
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,136 $2,300 $2,440
State Farm $2,142 $2,269 $2,355
Travelers $5,049 $5,444 $5,596
USAA $1,663 $1,767 $1,852

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Best By Category: Cheapest Auto Insurance in Madrid, Iowa

Compare the cheapest auto insurance companies in Madrid, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Madrid, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Madrid, Iowa Auto Insurance Companies

What auto insurance companies in Madrid, Iowa are the cheapest? Compare the top Madrid, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Madrid, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,931
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,292
State Farm $2,255
Travelers $5,363
USAA $1,760

What affects auto insurance rates in Madrid, Iowa?

There are a lot of reasons why auto insurance rates in Madrid, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Madrid, Iowa. Many local factors may affect your Madrid auto insurance rates.

Madrid Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Madrid, Iowa commute length is 23.4 minutes according to City-Data.

Madrid Traffic

How does Madrid, Iowa rank for traffic? According to Inrix Madrid, Iowa is the 217th most congested worldwide.

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Compare Madrid, Iowa Auto Insurance Quotes

Before you buy Madrid, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Madrid, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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