Best Cheap Auto Insurance in Madras, OR (2021)

The average Madras, OR auto insurance rates are $267 per month. The minimum auto insurance in Madras is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Madras, Oregon, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Madras, Oregon is 25/50/20
  • The most expensive auto insurance company in Madras for teen drivers is Progressive
  • Average auto insurance rates in Madras, OR for senior drivers are $1,876 per year

Madras, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Madras can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Madras, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Madras to other Oregon cities, including Bend auto insurance rates, Salem auto insurance rates, and Portland auto insurance rates to see how Madras, Oregon auto insurance rates stack up.

Before you buy Madras, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Madras, Oregon auto insurance quotes.

Minimum Auto Insurance in Madras, Oregon

Madras, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Madras, Oregon.

Minimum Required Auto Insurance Coverage in Madras, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Madras, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Madras, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Madras, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,640 $2,469 $2,404 $2,433 $7,766 $8,686 $2,790 $2,818
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,958 $1,910 $1,733 $1,842 $7,890 $8,039 $2,181 $2,229
GEICO $2,407 $2,310 $2,221 $2,218 $6,147 $5,599 $2,568 $2,220
Liberty Mutual $2,585 $2,731 $2,249 $2,494 $8,067 $8,708 $2,507 $2,541
Nationwide $2,129 $2,129 $1,895 $1,988 $4,846 $6,084 $2,479 $2,621
Progressive $1,927 $1,755 $1,665 $1,718 $8,115 $8,953 $2,309 $2,195
State Farm $1,455 $1,455 $1,326 $1,326 $4,531 $5,692 $1,649 $1,889
Travelers $1,817 $1,823 $1,619 $1,680 $4,914 $5,879 $1,896 $1,920
USAA $1,499 $1,457 $1,476 $1,429 $4,532 $4,879 $1,922 $2,003

Cheap Madras, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Madras, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Madras, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Madras, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,766 $8,686
American Family $5,264 $8,240
Farmers $7,890 $8,039
GEICO $6,147 $5,599
Liberty Mutual $8,067 $8,708
Nationwide $4,846 $6,084
Progressive $8,115 $8,953
State Farm $4,531 $5,692
Travelers $4,914 $5,879
USAA $4,532 $4,879

Cheap Madras, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Madras, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Madras, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,404 $2,433
American Family $1,903 $1,903
Farmers $1,733 $1,842
GEICO $2,221 $2,218
Liberty Mutual $2,249 $2,494
Nationwide $1,895 $1,988
Progressive $1,665 $1,718
State Farm $1,326 $1,326
Travelers $1,619 $1,680
USAA $1,476 $1,429

Cheap Madras, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Madras, Oregon compared to the annual auto insurance rates with a clean record in Madras, Oregon.

Annual Madras, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,243 $4,333 $4,490 $3,938
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,932 $3,770 $3,688 $3,501
GEICO $2,125 $3,376 $4,401 $2,942
Liberty Mutual $3,531 $3,947 $4,536 $3,926
Nationwide $2,561 $2,743 $3,883 $2,898
Progressive $2,702 $4,914 $3,482 $3,221
State Farm $2,149 $2,789 $2,362 $2,362
Travelers $2,185 $2,792 $3,129 $2,669
USAA $1,747 $2,432 $3,376 $2,042

Cheap Madras, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Madras, Oregon is not easy. Compare the annual rates for DUI auto insurance in Madras, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Madras, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,490
American Family $4,356
Farmers $3,688
GEICO $4,401
Liberty Mutual $4,536
Nationwide $3,883
Progressive $3,482
State Farm $2,362
Travelers $3,129
USAA $3,376

Cheap Madras, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Madras, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Madras, Oregon

Insurance Company Poor Fair Good
Allstate $5,242 $3,701 $3,060
American Family $4,117 $3,040 $2,573
Farmers $4,027 $3,282 $3,110
GEICO $3,874 $3,211 $2,548
Liberty Mutual $5,834 $3,449 $2,672
Nationwide $3,651 $2,900 $2,514
Progressive $4,032 $3,474 $3,233
State Farm $3,372 $2,152 $1,722
Travelers $3,391 $2,628 $2,062
USAA $3,596 $2,006 $1,597

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Madras, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Madras, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Madras, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Madras, Oregon

ZIP Code Average Annual Rates
97741 $3,009

Cheap Madras, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Madras, Oregon auto insurance. Find the cheapest annual Madras, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Madras, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,001 $4,001
American Family $3,194 $3,293
Farmers $3,473 $3,473
GEICO $3,157 $3,265
Liberty Mutual $3,985 $3,985
Nationwide $3,021 $3,021
Progressive $3,580 $3,580
State Farm $2,354 $2,477
Travelers $2,587 $2,801
USAA $2,331 $2,468

Cheap Madras, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Madras, Oregon? Check out the comparison of annual Madras, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Madras, Oregon

Insurance Company Low Medium High
Allstate $3,862 $3,992 $4,149
American Family $3,228 $3,428 $3,074
Farmers $3,263 $3,429 $3,726
GEICO $2,966 $3,227 $3,441
Liberty Mutual $3,750 $3,974 $4,231
Nationwide $2,895 $3,102 $3,067
Progressive $3,462 $3,564 $3,713
State Farm $2,285 $2,418 $2,543
Travelers $2,543 $2,681 $2,857
USAA $2,302 $2,401 $2,496

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Madras, Oregon

Compare the cheapest auto insurance companies in Madras, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Madras, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Madras, Oregon Auto Insurance Companies

What auto insurance companies in Madras, Oregon are the cheapest? Compare the top Madras, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Madras, Oregon

Insurance Company Average Annual Rates
Allstate $4,001
American Family $3,243
Farmers $3,473
GEICO $3,211
Liberty Mutual $3,985
Nationwide $3,021
Progressive $3,580
State Farm $2,415
Travelers $2,694
USAA $2,400

What affects auto insurance rates in Madras, Oregon?

There are a lot of reasons why auto insurance rates in Madras, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Madras, Oregon. Many local factors may affect your Madras auto insurance rates.

Madras Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Madras, Oregon auto theft statistics, there have been 21 auto thefts in the city.

Madras Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Madras, Oregon commute length is 21.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Madras, Oregon Auto Insurance Quotes

Before you buy Madras, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Madras, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption