Best Cheap Auto Insurance in Maceo, KY (2021)

The average Maceo, KY auto insurance rates are $314 per month. The minimum auto insurance in Maceo is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Maceo, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Maceo is 23.1 minutes
  • The most expensive auto insurance company in Maceo for teen drivers is Travelers
  • Average auto insurance rates in Maceo, KY for senior drivers are $2,118 per year

Maceo, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Maceo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maceo, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Maceo to other Kentucky cities, including Richmond auto insurance rates, George auto insurance rates, and Independence auto insurance rates to see how Maceo, Kentucky auto insurance rates stack up.

Before you buy Maceo, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maceo, Kentucky auto insurance quotes.

Minimum Auto Insurance in Maceo, Kentucky

Maceo, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maceo, Kentucky.

Minimum Required Auto Insurance Coverage in Maceo, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Maceo, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Maceo, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maceo, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,926 $2,659 $2,834 $10,598 $11,904 $3,283 $3,477
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,420 $2,621 $2,064 $2,305 $9,885 $10,935 $2,524 $2,619
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $1,675 $1,593 $1,506 $1,512 $8,138 $9,206 $2,073 $2,122
State Farm $1,517 $1,517 $1,358 $1,358 $4,521 $5,738 $1,693 $1,884
Travelers $2,084 $2,123 $2,040 $2,045 $9,755 $15,578 $2,176 $2,525
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

Cheap Maceo, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Maceo, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Maceo, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Maceo, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,598 $11,904
GEICO $6,876 $8,160
Liberty Mutual $9,885 $10,935
Nationwide $4,986 $6,172
Progressive $8,138 $9,206
State Farm $4,521 $5,738
Travelers $9,755 $15,578
USAA $4,666 $4,921

Cheap Maceo, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Maceo, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Maceo, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,659 $2,834
GEICO $3,530 $3,197
Liberty Mutual $2,064 $2,305
Nationwide $2,105 $2,191
Progressive $1,506 $1,512
State Farm $1,358 $1,358
Travelers $2,040 $2,045
USAA $1,581 $1,608

Cheap Maceo, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maceo, Kentucky compared to the annual auto insurance rates with a clean record in Maceo, Kentucky.

Annual Maceo, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $5,488 $5,830 $4,759
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $3,694 $5,663 $4,408 $3,921
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $2,880 $4,253 $3,283 $3,495
State Farm $2,238 $2,659 $2,448 $2,448
Travelers $4,181 $4,302 $6,196 $4,484
USAA $1,972 $2,788 $3,330 $2,374

Cheap Maceo, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Maceo, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Maceo, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Maceo, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,830
GEICO $6,759
Liberty Mutual $4,408
Nationwide $4,077
Progressive $3,283
State Farm $2,448
Travelers $6,196
USAA $3,330

Cheap Maceo, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Maceo, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Maceo, Kentucky

Insurance Company Poor Fair Good
Allstate $6,717 $4,641 $3,878
GEICO $6,869 $3,430 $2,235
Liberty Mutual $6,303 $3,887 $3,075
Nationwide $3,840 $3,036 $2,648
Progressive $3,877 $3,391 $3,166
State Farm $3,540 $2,137 $1,667
Travelers $5,346 $4,523 $4,503
USAA $3,889 $2,181 $1,778

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Cheap Maceo, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Maceo, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Maceo, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Maceo, Kentucky

ZIP Code Average Annual Rates
42355 $3,362

Cheap Maceo, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Maceo, Kentucky auto insurance. Find the cheapest annual Maceo, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Maceo, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,079 $5,079
GEICO $4,139 $4,217
Liberty Mutual $4,422 $4,422
Nationwide $3,175 $3,175
Progressive $3,478 $3,478
State Farm $2,387 $2,510
Travelers $4,791 $4,791
USAA $2,520 $2,712

Cheap Maceo, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Maceo, Kentucky? Check out the comparison of annual Maceo, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maceo, Kentucky

Insurance Company Low Medium High
Allstate $4,747 $5,060 $5,430
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,203 $4,393 $4,669
Nationwide $3,202 $3,141 $3,180
Progressive $3,221 $3,441 $3,772
State Farm $2,292 $2,447 $2,606
Travelers $4,566 $4,816 $4,990
USAA $2,504 $2,611 $2,734

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Best By Category: Cheapest Auto Insurance in Maceo, Kentucky

Compare the cheapest auto insurance companies in Maceo, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Maceo, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Maceo, Kentucky Auto Insurance Companies

What auto insurance companies in Maceo, Kentucky are the cheapest? Compare the top Maceo, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Maceo, Kentucky

Insurance Company Average Annual Rates
Allstate $5,079
GEICO $4,178
Liberty Mutual $4,422
Nationwide $3,175
Progressive $3,478
State Farm $2,448
Travelers $4,791
USAA $2,616

What affects auto insurance rates in Maceo, Kentucky?

There are a lot of reasons why auto insurance rates in Maceo, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maceo, Kentucky. Many local factors may affect your Maceo auto insurance rates.

Maceo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maceo, Kentucky commute length is 23.1 minutes according to City-Data.

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Compare Maceo, Kentucky Auto Insurance Quotes

Before you buy Maceo, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maceo, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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