Best Cheap Auto Insurance in Macdona, TX (2021)

The average Macdona, TX auto insurance rates are $341 per month. The minimum auto insurance in Macdona is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Macdona, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Macdona, TX for senior drivers are $2,493 per year
  • The minimum auto insurance required in Macdona, Texas is 30/60/25
  • The average commute length in Macdona is 27.6 minutes

Macdona, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Macdona can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Macdona, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Macdona to other Texas cities, including Corpus Christi auto insurance rates, Dallas auto insurance rates, and El Paso auto insurance rates to see how Macdona, Texas auto insurance rates stack up.

Before you buy Macdona, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Macdona, Texas auto insurance quotes.

Minimum Auto Insurance in Macdona, Texas

Macdona, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Macdona, Texas.

Minimum Required Auto Insurance Coverage in Macdona, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Macdona, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Macdona, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macdona, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,789 $3,713 $3,713 $9,858 $11,880 $4,633 $4,817
American Family $2,894 $3,231 $2,736 $3,143 $7,977 $10,490 $4,216 $4,828
GEICO $2,713 $2,926 $2,614 $2,970 $5,852 $6,060 $2,929 $2,909
Nationwide $2,344 $2,382 $2,076 $2,195 $6,595 $8,454 $2,750 $2,972
Progressive $2,521 $2,387 $2,238 $2,284 $10,451 $11,650 $2,975 $3,007
State Farm $2,282 $2,282 $2,036 $2,036 $5,497 $7,006 $2,484 $2,553
USAA $1,646 $1,649 $1,583 $1,564 $4,689 $5,080 $2,190 $2,330

Cheap Macdona, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Macdona, Texas is a challenge. Take a look at the annual teen auto insurance rates in Macdona, Texas.

Annual Auto Insurance Rates for Teen Drivers in Macdona, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,858 $11,880
American Family $7,977 $10,490
GEICO $5,852 $6,060
Nationwide $6,595 $8,454
Progressive $10,451 $11,650
State Farm $5,497 $7,006
USAA $4,689 $5,080

Cheap Macdona, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Macdona, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Macdona, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,713
American Family $2,736 $3,143
GEICO $2,614 $2,970
Nationwide $2,076 $2,195
Progressive $2,238 $2,284
State Farm $2,036 $2,036
USAA $1,583 $1,564

Cheap Macdona, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Macdona, Texas compared to the annual auto insurance rates with a clean record in Macdona, Texas.

Annual Macdona, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,478 $6,924 $7,202 $4,478
American Family $4,503 $5,727 $5,025 $4,503
GEICO $3,070 $4,038 $3,402 $3,976
Nationwide $3,232 $3,232 $4,773 $3,647
Progressive $4,088 $5,286 $4,780 $4,603
State Farm $2,902 $3,335 $3,949 $2,902
USAA $1,925 $2,861 $3,369 $2,210

Cheap Macdona, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Macdona, Texas is not easy. Compare the annual rates for DUI auto insurance in Macdona, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Macdona, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,202
American Family $5,025
GEICO $3,402
Nationwide $4,773
Progressive $4,780
State Farm $3,949
USAA $3,369

Cheap Macdona, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Macdona, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Macdona, Texas

Insurance Company Poor Fair Good
Allstate $7,344 $5,370 $4,597
American Family $6,765 $4,286 $3,767
GEICO $5,602 $3,162 $2,101
Nationwide $4,465 $3,584 $3,114
Progressive $5,290 $4,559 $4,219
State Farm $4,626 $2,887 $2,304
USAA $3,779 $2,209 $1,785

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Cheap Macdona, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Macdona, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Macdona, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Macdona, Texas

ZIP Code Average Annual Rates
78054 $6,028

Cheap Macdona, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Macdona, Texas auto insurance. Find the cheapest annual Macdona, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Macdona, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,628 $5,913
American Family $4,939 $4,939
GEICO $3,549 $3,695
Nationwide $3,721 $3,721
Progressive $4,689 $4,689
State Farm $3,272 $3,272
USAA $2,559 $2,624

Cheap Macdona, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Macdona, Texas? Check out the comparison of annual Macdona, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macdona, Texas

Insurance Company Low Medium High
Allstate $5,617 $5,713 $5,981
American Family $4,573 $4,749 $5,496
GEICO $3,406 $3,563 $3,896
Nationwide $3,979 $3,562 $3,622
Progressive $4,435 $4,663 $4,969
State Farm $3,076 $3,255 $3,486
USAA $2,487 $2,578 $2,710

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Best By Category: Cheapest Auto Insurance in Macdona, Texas

Compare the cheapest auto insurance companies in Macdona, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Macdona, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Macdona, Texas Auto Insurance Companies

What auto insurance companies in Macdona, Texas are the cheapest? Compare the top Macdona, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Macdona, Texas

Insurance Company Average Annual Rates
Allstate $5,771
American Family $4,939
GEICO $3,622
Nationwide $3,721
Progressive $4,689
State Farm $3,272
USAA $2,591

What affects auto insurance rates in Macdona, Texas?

There are a lot of reasons why auto insurance rates in Macdona, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Macdona, Texas. Many local factors may affect your Macdona auto insurance rates.

Macdona Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Macdona, Texas commute length is 27.6 minutes according to City-Data.

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Compare Macdona, Texas Auto Insurance Quotes

Before you buy Macdona, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Macdona, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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