Best Cheap Auto Insurance in Macclenny, FL (2021)

The average Macclenny, FL auto insurance rates are $344 per month. The minimum auto insurance in Macclenny is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Macclenny, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Macclenny is USAA
  • The most expensive auto insurance company in Macclenny for teen drivers is Allstate
  • The minimum auto insurance required in Macclenny, Florida is 10/20/10

Macclenny, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Macclenny can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Macclenny, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Macclenny to other Florida cities, including Fort Lauderdale auto insurance rates, Tampa auto insurance rates, and Miami auto insurance rates to see how Macclenny, Florida auto insurance rates stack up.

Before you buy Macclenny, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Macclenny, Florida auto insurance quotes.

Minimum Auto Insurance in Macclenny, Florida

Macclenny, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Macclenny, Florida.

Minimum Required Auto Insurance Coverage in Macclenny, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Macclenny, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Macclenny, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macclenny, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,070 $3,857 $3,502 $3,542 $13,526 $14,496 $4,072 $4,122
GEICO $2,602 $2,618 $2,432 $2,432 $4,653 $5,893 $2,872 $2,934
Liberty Mutual $3,430 $3,430 $3,140 $3,140 $7,288 $11,243 $3,430 $4,659
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,431 $3,242 $2,957 $3,167 $9,747 $10,697 $4,143 $3,992
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

Cheap Macclenny, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Macclenny, Florida is a challenge. Take a look at the annual teen auto insurance rates in Macclenny, Florida.

Annual Auto Insurance Rates for Teen Drivers in Macclenny, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,526 $14,496
GEICO $4,653 $5,893
Liberty Mutual $7,288 $11,243
Nationwide $6,126 $7,559
Progressive $9,747 $10,697
State Farm $4,900 $6,272
USAA $5,284 $6,165

Cheap Macclenny, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Macclenny, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Macclenny, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,502 $3,542
GEICO $2,432 $2,432
Liberty Mutual $3,140 $3,140
Nationwide $2,285 $2,364
Progressive $2,957 $3,167
State Farm $1,546 $1,546
USAA $1,452 $1,445

Cheap Macclenny, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Macclenny, Florida compared to the annual auto insurance rates with a clean record in Macclenny, Florida.

Annual Macclenny, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,543 $6,611 $7,307 $6,131
GEICO $2,319 $2,948 $4,360 $3,590
Liberty Mutual $3,606 $4,661 $6,718 $4,895
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,080 $6,046 $5,081 $5,482
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,112 $2,599 $3,833 $2,213

Cheap Macclenny, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Macclenny, Florida is not easy. Compare the annual rates for DUI auto insurance in Macclenny, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Macclenny, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,307
GEICO $4,360
Liberty Mutual $6,718
Nationwide $4,582
Progressive $5,081
State Farm $2,707
USAA $3,833

Cheap Macclenny, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Macclenny, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Macclenny, Florida

Insurance Company Poor Fair Good
Allstate $8,933 $5,660 $4,601
GEICO $4,791 $2,919 $2,204
Liberty Mutual $6,415 $4,695 $3,800
Nationwide $4,552 $3,350 $3,034
Progressive $6,723 $4,790 $4,004
State Farm $3,653 $2,441 $2,026
USAA $4,378 $2,137 $1,553

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Cheap Macclenny, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Macclenny, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Macclenny, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Macclenny, Florida

ZIP Code Average Annual Rates
32063 $3,186

Cheap Macclenny, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Macclenny, Florida auto insurance. Find the cheapest annual Macclenny, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Macclenny, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,213 $6,584
GEICO $3,288 $3,321
Liberty Mutual $4,808 $5,131
Nationwide $3,646 $3,646
Progressive $5,172 $5,172
State Farm $2,617 $2,797
USAA $2,659 $2,720

Cheap Macclenny, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Macclenny, Florida? Check out the comparison of annual Macclenny, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macclenny, Florida

Insurance Company Low Medium High
Allstate $5,285 $6,650 $7,259
GEICO $2,764 $3,409 $3,741
Liberty Mutual $4,640 $5,038 $5,231
Nationwide $2,897 $3,787 $4,253
Progressive $4,335 $5,291 $5,890
State Farm $2,367 $2,761 $2,992
USAA $2,344 $2,778 $2,945

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Best By Category: Cheapest Auto Insurance in Macclenny, Florida

Compare the cheapest auto insurance companies in Macclenny, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Macclenny, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Macclenny, Florida Auto Insurance Companies

What auto insurance companies in Macclenny, Florida are the cheapest? Compare the top Macclenny, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Macclenny, Florida

Insurance Company Average Annual Rates
Allstate $6,398
GEICO $3,305
Liberty Mutual $4,970
Nationwide $3,646
Progressive $5,172
State Farm $2,707
USAA $2,689

What affects auto insurance rates in Macclenny, Florida?

There are a lot of reasons why auto insurance rates in Macclenny, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Macclenny, Florida. Many local factors may affect your Macclenny auto insurance rates.

Macclenny Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Macclenny, Florida commute length is 22.8 minutes according to City-Data.

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Compare Macclenny, Florida Auto Insurance Quotes

Before you buy Macclenny, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Macclenny, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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