Best Cheap Auto Insurance in Macatawa, MI (2021)

The average Macatawa, MI auto insurance rates are $727 per month. The minimum auto insurance in Macatawa is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Macatawa, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Macatawa, MI for senior drivers are $5,720 per year
  • The most expensive auto insurance company in Macatawa for teen drivers is Allstate
  • The cheapest auto insurance company in Macatawa is USAA

Macatawa, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Macatawa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Macatawa, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Macatawa to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Grand Rapids auto insurance rates to see how Macatawa, Michigan auto insurance rates stack up.

Before you buy Macatawa, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Macatawa, Michigan auto insurance quotes.

Minimum Auto Insurance in Macatawa, Michigan

Macatawa, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Macatawa, Michigan.

Minimum Required Auto Insurance Coverage in Macatawa, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Macatawa, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Macatawa, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macatawa, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $4,166 $4,166 $3,892 $3,892 $9,197 $9,197 $4,686 $4,686
GEICO $3,549 $3,549 $3,656 $3,656 $10,426 $10,426 $3,401 $3,401
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,691 $2,514 $2,386 $2,637 $10,034 $10,777 $3,129 $2,932
State Farm $6,376 $6,376 $5,904 $5,904 $22,413 $22,413 $7,497 $7,497
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,365 $2,258 $2,222 $2,108 $5,853 $5,617 $2,898 $2,805

Cheap Macatawa, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Macatawa, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Macatawa, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Macatawa, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $9,197 $9,197
GEICO $10,426 $10,426
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $10,034 $10,777
State Farm $22,413 $22,413
Travelers $13,395 $13,395
USAA $5,853 $5,617

Cheap Macatawa, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Macatawa, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Macatawa, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,892 $3,892
GEICO $3,656 $3,656
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,386 $2,637
State Farm $5,904 $5,904
Travelers $3,858 $3,858
USAA $2,222 $2,108

Cheap Macatawa, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Macatawa, Michigan compared to the annual auto insurance rates with a clean record in Macatawa, Michigan.

Annual Macatawa, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,607 $5,869 $5,797 $5,667
GEICO $1,809 $3,916 $11,911 $3,396
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,954 $5,157 $4,632 $4,808
State Farm $6,678 $8,024 $17,446 $10,043
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,632 $3,275 $4,288 $2,868

Cheap Macatawa, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Macatawa, Michigan is not easy. Compare the annual rates for DUI auto insurance in Macatawa, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Macatawa, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,797
GEICO $11,911
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,632
State Farm $17,446
Travelers $10,331
USAA $4,288

Cheap Macatawa, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Macatawa, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Macatawa, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $7,265 $4,782 $4,409
GEICO $6,756 $4,971 $4,048
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $5,321 $4,507 $4,085
State Farm $17,095 $8,660 $5,888
Travelers $6,813 $6,608 $6,525
USAA $4,874 $2,785 $2,138

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Cheap Macatawa, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Macatawa, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Macatawa, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Macatawa, Michigan

ZIP Code Average Annual Rates
49434 $6,177

Cheap Macatawa, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Macatawa, Michigan auto insurance. Find the cheapest annual Macatawa, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Macatawa, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,485 $5,485
GEICO $5,142 $5,374
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,638 $4,638
State Farm $10,274 $10,821
Travelers $6,611 $6,686
USAA $3,229 $3,302

Cheap Macatawa, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Macatawa, Michigan? Check out the comparison of annual Macatawa, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macatawa, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,365 $5,475 $5,616
GEICO $4,928 $5,213 $5,634
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,504 $4,643 $4,766
State Farm $10,071 $10,606 $10,965
Travelers $6,575 $6,656 $6,715
USAA $3,176 $3,273 $3,348

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Best By Category: Cheapest Auto Insurance in Macatawa, Michigan

Compare the cheapest auto insurance companies in Macatawa, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Macatawa, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Macatawa, Michigan Auto Insurance Companies

What auto insurance companies in Macatawa, Michigan are the cheapest? Compare the top Macatawa, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Macatawa, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,485
GEICO $5,258
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,638
State Farm $10,547
Travelers $6,649
USAA $3,266

Compare Macatawa, Michigan Auto Insurance Quotes

Before you buy Macatawa, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Macatawa, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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