Best Cheap Auto Insurance in Lytle, TX (2021)

The average Lytle, TX auto insurance rates are $306 per month. The minimum auto insurance in Lytle is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lytle, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lytle for teen drivers is Progressive
  • The minimum auto insurance required in Lytle, Texas is 30/60/25
  • The cheapest auto insurance company in Lytle is USAA

Lytle, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lytle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lytle, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lytle to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Houston auto insurance rates to see how Lytle, Texas auto insurance rates stack up.

Before you buy Lytle, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lytle, Texas auto insurance quotes.

Minimum Auto Insurance in Lytle, Texas

Lytle, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lytle, Texas.

Minimum Required Auto Insurance Coverage in Lytle, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lytle, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lytle, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lytle, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,517 $3,546 $3,471 $3,471 $9,312 $11,238 $4,349 $4,527
American Family $2,539 $2,817 $2,357 $2,690 $6,578 $8,640 $3,614 $4,122
GEICO $2,353 $2,538 $2,267 $2,565 $5,109 $5,332 $2,545 $2,546
Nationwide $2,272 $2,317 $2,005 $2,130 $6,322 $8,150 $2,657 $2,881
Progressive $2,353 $2,239 $2,093 $2,132 $9,747 $10,883 $2,787 $2,831
State Farm $1,768 $1,768 $1,568 $1,568 $4,129 $5,242 $1,915 $1,975
USAA $1,577 $1,590 $1,505 $1,499 $4,390 $4,793 $2,105 $2,265

Cheap Lytle, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lytle, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lytle, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lytle, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,312 $11,238
American Family $6,578 $8,640
GEICO $5,109 $5,332
Nationwide $6,322 $8,150
Progressive $9,747 $10,883
State Farm $4,129 $5,242
USAA $4,390 $4,793

Cheap Lytle, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lytle, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lytle, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,471 $3,471
American Family $2,357 $2,690
GEICO $2,267 $2,565
Nationwide $2,005 $2,130
Progressive $2,093 $2,132
State Farm $1,568 $1,568
USAA $1,505 $1,499

Cheap Lytle, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lytle, Texas compared to the annual auto insurance rates with a clean record in Lytle, Texas.

Annual Lytle, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,204 $6,516 $6,791 $4,204
American Family $3,809 $4,823 $4,237 $3,809
GEICO $2,681 $3,534 $2,960 $3,452
Nationwide $3,111 $3,111 $4,627 $3,519
Progressive $3,824 $4,937 $4,468 $4,304
State Farm $2,224 $2,537 $2,980 $2,224
USAA $1,841 $2,712 $3,196 $2,113

Cheap Lytle, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lytle, Texas is not easy. Compare the annual rates for DUI auto insurance in Lytle, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lytle, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,791
American Family $4,237
GEICO $2,960
Nationwide $4,627
Progressive $4,468
State Farm $2,980
USAA $3,196

Cheap Lytle, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lytle, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lytle, Texas

Insurance Company Poor Fair Good
Allstate $6,898 $5,057 $4,331
American Family $5,756 $3,599 $3,153
GEICO $4,868 $2,759 $1,843
Nationwide $4,313 $3,455 $3,008
Progressive $4,941 $4,262 $3,946
State Farm $3,528 $2,196 $1,750
USAA $3,625 $2,091 $1,681

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Cheap Lytle, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lytle, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lytle, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lytle, Texas

ZIP Code Average Annual Rates
78052 $5,422

Cheap Lytle, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lytle, Texas auto insurance. Find the cheapest annual Lytle, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lytle, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,294 $5,564
American Family $4,169 $4,169
GEICO $3,096 $3,217
Nationwide $3,592 $3,592
Progressive $4,383 $4,383
State Farm $2,492 $2,492
USAA $2,434 $2,497

Cheap Lytle, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lytle, Texas? Check out the comparison of annual Lytle, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lytle, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,383 $5,595
American Family $3,892 $4,024 $4,592
GEICO $2,991 $3,114 $3,365
Nationwide $3,875 $3,436 $3,465
Progressive $4,166 $4,363 $4,621
State Farm $2,363 $2,482 $2,630
USAA $2,383 $2,455 $2,559

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Best By Category: Cheapest Auto Insurance in Lytle, Texas

Compare the cheapest auto insurance companies in Lytle, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lytle, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Lytle, Texas Auto Insurance Companies

What auto insurance companies in Lytle, Texas are the cheapest? Compare the top Lytle, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lytle, Texas

Insurance Company Average Annual Rates
Allstate $5,429
American Family $4,169
GEICO $3,157
Nationwide $3,592
Progressive $4,383
State Farm $2,492
USAA $2,466

What affects auto insurance rates in Lytle, Texas?

There are a lot of reasons why auto insurance rates in Lytle, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lytle, Texas. Many local factors may affect your Lytle auto insurance rates.

Lytle Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lytle, Texas auto theft statistics, there have been 15 auto thefts in the city.

Lytle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lytle, Texas commute length is 28.2 minutes according to City-Data.

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Compare Lytle, Texas Auto Insurance Quotes

Before you buy Lytle, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lytle, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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