Best Cheap Auto Insurance in Lyons, IL (2021)

The average Lyons, IL auto insurance rates are $321 per month. The minimum auto insurance in Lyons is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Lyons, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lyons is 29.1 minutes
  • Average auto insurance rates in Lyons, IL for senior drivers are $2,140 per year
  • The most expensive auto insurance company in Lyons for teen drivers is Farmers

Lyons, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Lyons can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lyons, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Lyons to other Illinois cities, including Naperville auto insurance rates, Waukegan auto insurance rates, and Champaign auto insurance rates to see how Lyons, Illinois auto insurance rates stack up.

Before you buy Lyons, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lyons, Illinois auto insurance quotes.

Minimum Auto Insurance in Lyons, Illinois

Lyons, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lyons, Illinois.

Minimum Required Auto Insurance Coverage in Lyons, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Lyons, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lyons, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lyons, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,788 $3,957 $3,957 $9,964 $12,951 $4,539 $4,908
American Family $2,733 $2,733 $2,507 $2,507 $7,872 $10,868 $2,733 $3,537
Farmers $2,816 $2,815 $2,487 $2,640 $12,708 $13,273 $3,223 $3,356
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,439 $1,551 $1,190 $1,331 $5,053 $5,621 $1,503 $1,582
Nationwide $2,462 $2,498 $2,189 $2,313 $6,985 $8,947 $2,890 $3,128
Progressive $2,507 $2,343 $2,080 $2,179 $9,513 $10,660 $2,984 $3,218
State Farm $1,757 $1,757 $1,592 $1,592 $5,658 $7,129 $1,994 $2,315
Travelers $1,696 $1,787 $1,569 $1,670 $5,178 $6,557 $1,795 $1,889
USAA $1,717 $1,730 $1,598 $1,554 $5,724 $6,277 $2,253 $2,451

Cheap Lyons, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lyons, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Lyons, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Lyons, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,964 $12,951
American Family $7,872 $10,868
Farmers $12,708 $13,273
GEICO $7,024 $7,271
Liberty Mutual $5,053 $5,621
Nationwide $6,985 $8,947
Progressive $9,513 $10,660
State Farm $5,658 $7,129
Travelers $5,178 $6,557
USAA $5,724 $6,277

Cheap Lyons, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Lyons, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lyons, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,957 $3,957
American Family $2,507 $2,507
Farmers $2,487 $2,640
GEICO $1,827 $2,063
Liberty Mutual $1,190 $1,331
Nationwide $2,189 $2,313
Progressive $2,080 $2,179
State Farm $1,592 $1,592
Travelers $1,569 $1,670
USAA $1,598 $1,554

Cheap Lyons, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lyons, Illinois compared to the annual auto insurance rates with a clean record in Lyons, Illinois.

Annual Lyons, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,213 $7,298 $6,806 $5,602
American Family $3,265 $4,607 $6,169 $3,704
Farmers $4,566 $5,908 $5,760 $5,425
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $2,000 $2,859 $2,502 $2,274
Nationwide $3,160 $4,096 $4,818 $3,632
Progressive $3,638 $5,464 $4,041 $4,599
State Farm $2,695 $3,253 $2,974 $2,974
Travelers $2,193 $2,892 $3,229 $2,756
USAA $2,065 $2,994 $4,095 $2,499

Cheap Lyons, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lyons, Illinois is not easy. Compare the annual rates for DUI auto insurance in Lyons, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Lyons, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
American Family $6,169
Farmers $5,760
GEICO $5,028
Liberty Mutual $2,502
Nationwide $4,818
Progressive $4,041
State Farm $2,974
Travelers $3,229
USAA $4,095

Cheap Lyons, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lyons, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lyons, Illinois

Insurance Company Poor Fair Good
Allstate $7,605 $5,511 $4,823
American Family $5,891 $4,018 $3,400
Farmers $6,129 $5,184 $4,930
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,402 $2,132 $1,693
Nationwide $4,692 $3,786 $3,302
Progressive $5,030 $4,295 $3,982
State Farm $4,325 $2,590 $2,008
Travelers $3,361 $2,733 $2,208
USAA $3,866 $2,669 $2,204

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Cheap Lyons, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lyons, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Lyons, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lyons, Illinois

ZIP Code Average Annual Rates
60534 $3,834

Cheap Lyons, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Lyons, Illinois auto insurance. Find the cheapest annual Lyons, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lyons, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,980 $5,980
American Family $4,380 $4,493
Farmers $5,415 $5,415
GEICO $3,257 $3,368
Liberty Mutual $2,409 $2,409
Nationwide $3,927 $3,927
Progressive $4,436 $4,436
State Farm $2,901 $3,048
Travelers $2,658 $2,877
USAA $2,832 $2,995

Cheap Lyons, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lyons, Illinois? Check out the comparison of annual Lyons, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lyons, Illinois

Insurance Company Low Medium High
Allstate $5,799 $5,974 $6,166
American Family $4,265 $4,599 $4,445
Farmers $5,126 $5,271 $5,847
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,270 $2,404 $2,552
Nationwide $3,874 $3,967 $3,939
Progressive $4,033 $4,419 $4,855
State Farm $2,800 $2,980 $3,144
Travelers $2,584 $2,764 $2,954
USAA $2,713 $2,912 $3,114

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Best By Category: Cheapest Auto Insurance in Lyons, Illinois

Compare the cheapest auto insurance companies in Lyons, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lyons, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Lyons, Illinois Auto Insurance Companies

What auto insurance companies in Lyons, Illinois are the cheapest? Compare the top Lyons, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lyons, Illinois

Insurance Company Average Annual Rates
Allstate $5,980
American Family $4,436
Farmers $5,415
GEICO $3,312
Liberty Mutual $2,409
Nationwide $3,927
Progressive $4,436
State Farm $2,974
Travelers $2,768
USAA $2,913

What affects auto insurance rates in Lyons, Illinois?

There are a lot of reasons why auto insurance rates in Lyons, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lyons, Illinois. Many local factors may affect your Lyons auto insurance rates.

Lyons Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lyons, Illinois commute length is 29.1 minutes according to City-Data.

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Compare Lyons, Illinois Auto Insurance Quotes

Before you buy Lyons, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lyons, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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