Best Cheap Auto Insurance in Lynnville, IA (2021)

The average Lynnville, IA auto insurance rates are $242 per month. The minimum auto insurance in Lynnville is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Lynnville, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Lynnville is 18.7 minutes
  • The cheapest auto insurance company in Lynnville is USAA
  • The minimum auto insurance required in Lynnville, Iowa is 20/40/15

Lynnville, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Lynnville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lynnville, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Lynnville to other Iowa cities, including Ames auto insurance rates, Ankeny auto insurance rates, and Waterloo auto insurance rates to see how Lynnville, Iowa auto insurance rates stack up.

Before you buy Lynnville, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lynnville, Iowa auto insurance quotes.

Minimum Auto Insurance in Lynnville, Iowa

Lynnville, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lynnville, Iowa.

Minimum Required Auto Insurance Coverage in Lynnville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Lynnville, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lynnville, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynnville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,582 $1,518 $1,305 $1,354 $3,969 $4,478 $1,902 $2,061
State Farm $1,373 $1,373 $1,209 $1,209 $3,754 $4,755 $1,544 $1,761
Travelers $2,603 $2,653 $2,549 $2,552 $11,899 $18,969 $2,719 $3,182
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

Cheap Lynnville, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lynnville, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Lynnville, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Lynnville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,974 $6,962
Farmers $4,460 $4,750
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $3,969 $4,478
State Farm $3,754 $4,755
Travelers $11,899 $18,969
USAA $3,071 $3,260

Cheap Lynnville, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Lynnville, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lynnville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,663 $1,663
Farmers $1,337 $1,458
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,305 $1,354
State Farm $1,209 $1,209
Travelers $2,549 $2,552
USAA $1,055 $1,075

Cheap Lynnville, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lynnville, Iowa compared to the annual auto insurance rates with a clean record in Lynnville, Iowa.

Annual Lynnville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,824 $3,000 $1,979 $2,282
State Farm $1,962 $2,282 $2,122 $2,122
Travelers $4,276 $5,733 $7,686 $5,868
USAA $1,305 $1,751 $2,274 $1,498

Cheap Lynnville, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lynnville, Iowa is not easy. Compare the annual rates for DUI auto insurance in Lynnville, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Lynnville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $3,953
Farmers $2,574
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $1,979
State Farm $2,122
Travelers $7,686
USAA $2,274

Cheap Lynnville, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lynnville, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lynnville, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,676 $2,702 $2,273
Farmers $2,754 $2,281 $2,160
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,675 $2,170 $1,968
State Farm $3,022 $1,870 $1,475
Travelers $6,614 $5,661 $5,398
USAA $2,242 $1,543 $1,337

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Cheap Lynnville, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lynnville, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Lynnville, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lynnville, Iowa

ZIP Code Average Annual Rates
50153 $2,457

Cheap Lynnville, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Lynnville, Iowa auto insurance. Find the cheapest annual Lynnville, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lynnville, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,850 $2,917
Farmers $2,398 $2,398
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,271 $2,271
State Farm $2,071 $2,173
Travelers $5,891 $5,891
USAA $1,645 $1,769

Cheap Lynnville, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lynnville, Iowa? Check out the comparison of annual Lynnville, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynnville, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,893 $3,044 $2,714
Farmers $2,295 $2,405 $2,494
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,135 $2,279 $2,400
State Farm $2,017 $2,134 $2,215
Travelers $5,540 $5,980 $6,153
USAA $1,614 $1,713 $1,795

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Best By Category: Cheapest Auto Insurance in Lynnville, Iowa

Compare the cheapest auto insurance companies in Lynnville, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lynnville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Lynnville, Iowa Auto Insurance Companies

What auto insurance companies in Lynnville, Iowa are the cheapest? Compare the top Lynnville, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lynnville, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,883
Farmers $2,398
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,271
State Farm $2,122
Travelers $5,891
USAA $1,707

What affects auto insurance rates in Lynnville, Iowa?

There are a lot of reasons why auto insurance rates in Lynnville, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lynnville, Iowa. Many local factors may affect your Lynnville auto insurance rates.

Lynnville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lynnville, Iowa commute length is 18.7 minutes according to City-Data.

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Compare Lynnville, Iowa Auto Insurance Quotes

Before you buy Lynnville, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lynnville, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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