Best Cheap Auto Insurance in Lynn, MA (2021)

The average Lynn, MA auto insurance rates are $367 per month. The minimum auto insurance in Lynn is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Lynn, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The average commute length in Lynn is 32.7 minutes
  • The minimum auto insurance required in Lynn, Massachusetts is 20/40/5
  • Average auto insurance rates in Lynn, MA for senior drivers are $2,995 per year

Lynn, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Lynn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lynn, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Lynn to other Massachusetts cities, including Lowell auto insurance rates, Boston auto insurance rates, and Quincy auto insurance rates to see how Lynn, Massachusetts auto insurance rates stack up.

Before you buy Lynn, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lynn, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Lynn, Massachusetts

Lynn, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lynn, Massachusetts.

Minimum Required Auto Insurance Coverage in Lynn, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Lynn, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lynn, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynn, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,678 $3,678 $3,678 $3,678 $9,184 $9,184 $4,132 $4,132
GEICO $3,383 $3,383 $3,157 $3,157 $7,164 $7,164 $3,513 $3,513
Liberty Mutual $4,578 $4,578 $3,987 $3,987 $10,500 $10,500 $4,793 $4,793
Progressive $3,420 $3,420 $3,277 $3,277 $13,014 $13,014 $3,689 $3,689
State Farm $1,490 $1,490 $1,490 $1,490 $3,268 $3,268 $1,490 $1,490
Travelers $3,711 $3,711 $3,256 $3,256 $7,665 $7,665 $4,121 $4,121
USAA $2,153 $2,153 $2,118 $2,118 $5,106 $5,106 $2,382 $2,382

Cheap Lynn, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lynn, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Lynn, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Lynn, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,184 $9,184
GEICO $7,164 $7,164
Liberty Mutual $10,500 $10,500
Progressive $13,014 $13,014
State Farm $3,268 $3,268
Travelers $7,665 $7,665
USAA $5,106 $5,106

Cheap Lynn, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Lynn, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lynn, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,678 $3,678
GEICO $3,157 $3,157
Liberty Mutual $3,987 $3,987
Progressive $3,277 $3,277
State Farm $1,490 $1,490
Travelers $3,256 $3,256
USAA $2,118 $2,118

Cheap Lynn, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lynn, Massachusetts compared to the annual auto insurance rates with a clean record in Lynn, Massachusetts.

Annual Lynn, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $6,043 $6,787 $3,921
GEICO $3,404 $4,756 $5,435 $3,623
Liberty Mutual $4,642 $6,459 $7,741 $5,016
Progressive $4,890 $6,949 $5,492 $6,070
State Farm $1,517 $2,095 $2,489 $1,638
Travelers $3,627 $5,060 $5,427 $4,638
USAA $2,078 $2,712 $4,640 $2,330

Cheap Lynn, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lynn, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Lynn, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Lynn, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,787
GEICO $5,435
Liberty Mutual $7,741
Progressive $5,492
State Farm $2,489
Travelers $5,427
USAA $4,640

Cheap Lynn, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lynn, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Lynn, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lynn, Massachusetts

ZIP Code Average Annual Rates
1901 $4,407
1902 $4,407
1904 $4,407
1905 $4,407

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Cheap Lynn, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Lynn, Massachusetts auto insurance. Find the cheapest annual Lynn, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lynn, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,993 $5,343
GEICO $4,224 $4,384
Liberty Mutual $5,734 $6,195
Progressive $5,850 $5,850
State Farm $1,890 $1,979
Travelers $4,458 $4,918
USAA $2,857 $3,022

Cheap Lynn, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lynn, Massachusetts? Check out the comparison of annual Lynn, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynn, Massachusetts

Insurance Company Low Medium High
Allstate $4,742 $5,252 $5,509
GEICO $3,976 $4,377 $4,560
Liberty Mutual $5,540 $6,047 $6,305
Progressive $5,353 $5,941 $6,256
State Farm $1,751 $1,968 $2,085
Travelers $4,226 $4,782 $5,057
USAA $2,721 $2,986 $3,113

Best By Category: Cheapest Auto Insurance in Lynn, Massachusetts

Compare the cheapest auto insurance companies in Lynn, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lynn, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Lynn, Massachusetts Auto Insurance Companies

What auto insurance companies in Lynn, Massachusetts are the cheapest? Compare the top Lynn, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lynn, Massachusetts

Insurance Company Average Annual Rates
Allstate $5,168
GEICO $4,304
Liberty Mutual $5,964
Progressive $5,850
State Farm $1,935
Travelers $4,688
USAA $2,940

What affects auto insurance rates in Lynn, Massachusetts?

There are a lot of reasons why auto insurance rates in Lynn, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lynn, Massachusetts. Many local factors may affect your Lynn auto insurance rates.

Lynn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lynn, Massachusetts commute length is 32.7 minutes according to City-Data.

Compare Lynn, Massachusetts Auto Insurance Quotes

Before you buy Lynn, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lynn, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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