Best Cheap Auto Insurance in Lynn Haven, FL (2021)

The average Lynn Haven, FL auto insurance rates are $314 per month. The minimum auto insurance in Lynn Haven is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Lynn Haven, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Lynn Haven for teen drivers is Allstate
  • The cheapest auto insurance company in Lynn Haven is USAA
  • Average auto insurance rates in Lynn Haven, FL for senior drivers are $2,287 per year

Lynn Haven, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Lynn Haven can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lynn Haven, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Lynn Haven to other Florida cities, including Tallahassee auto insurance rates, St. Petersburg auto insurance rates, and Port St. Lucie auto insurance rates to see how Lynn Haven, Florida auto insurance rates stack up.

Before you buy Lynn Haven, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lynn Haven, Florida auto insurance quotes.

Minimum Auto Insurance in Lynn Haven, Florida

Lynn Haven, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lynn Haven, Florida.

Minimum Required Auto Insurance Coverage in Lynn Haven, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Lynn Haven, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lynn Haven, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynn Haven, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,616 $2,626 $2,450 $2,450 $4,710 $5,930 $2,884 $2,928
Liberty Mutual $3,029 $3,029 $2,780 $2,780 $6,339 $9,731 $3,029 $4,083
Nationwide $2,368 $2,349 $2,115 $2,194 $5,660 $7,017 $2,609 $2,732
Progressive $2,958 $2,799 $2,560 $2,738 $8,310 $9,129 $3,547 $3,461
State Farm $1,741 $1,741 $1,576 $1,576 $5,072 $6,487 $1,929 $2,081
USAA $1,256 $1,238 $1,170 $1,165 $4,190 $4,879 $1,572 $1,701

Cheap Lynn Haven, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lynn Haven, Florida is a challenge. Take a look at the annual teen auto insurance rates in Lynn Haven, Florida.

Annual Auto Insurance Rates for Teen Drivers in Lynn Haven, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,710 $5,930
Liberty Mutual $6,339 $9,731
Nationwide $5,660 $7,017
Progressive $8,310 $9,129
State Farm $5,072 $6,487
USAA $4,190 $4,879

Cheap Lynn Haven, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Lynn Haven, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lynn Haven, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,450 $2,450
Liberty Mutual $2,780 $2,780
Nationwide $2,115 $2,194
Progressive $2,560 $2,738
State Farm $1,576 $1,576
USAA $1,170 $1,165

Cheap Lynn Haven, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lynn Haven, Florida compared to the annual auto insurance rates with a clean record in Lynn Haven, Florida.

Annual Lynn Haven, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,309 $2,957 $4,413 $3,619
Liberty Mutual $3,193 $4,089 $5,831 $4,286
Nationwide $2,907 $3,171 $4,229 $3,215
Progressive $3,516 $5,179 $4,352 $4,704
State Farm $2,541 $3,010 $2,775 $2,775
USAA $1,693 $2,076 $3,044 $1,773

Cheap Lynn Haven, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lynn Haven, Florida is not easy. Compare the annual rates for DUI auto insurance in Lynn Haven, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Lynn Haven, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,413
Liberty Mutual $5,831
Nationwide $4,229
Progressive $4,352
State Farm $2,775
USAA $3,044

Cheap Lynn Haven, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lynn Haven, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lynn Haven, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,855 $2,927 $2,191
Liberty Mutual $5,589 $4,114 $3,347
Nationwide $4,217 $3,107 $2,817
Progressive $5,774 $4,104 $3,435
State Farm $3,780 $2,493 $2,052
USAA $3,485 $1,709 $1,246

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Cheap Lynn Haven, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lynn Haven, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Lynn Haven, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lynn Haven, Florida

ZIP Code Average Annual Rates
32444 $2,920

Cheap Lynn Haven, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Lynn Haven, Florida auto insurance. Find the cheapest annual Lynn Haven, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lynn Haven, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,308 $3,341
Liberty Mutual $4,211 $4,489
Nationwide $3,380 $3,380
Progressive $4,438 $4,438
State Farm $2,682 $2,868
USAA $2,122 $2,171

Cheap Lynn Haven, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lynn Haven, Florida? Check out the comparison of annual Lynn Haven, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynn Haven, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,796 $3,433 $3,744
Liberty Mutual $4,028 $4,411 $4,611
Nationwide $2,747 $3,501 $3,893
Progressive $3,854 $4,525 $4,934
State Farm $2,393 $2,838 $3,095
USAA $1,877 $2,216 $2,346

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Best By Category: Cheapest Auto Insurance in Lynn Haven, Florida

Compare the cheapest auto insurance companies in Lynn Haven, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lynn Haven, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Lynn Haven, Florida Auto Insurance Companies

What auto insurance companies in Lynn Haven, Florida are the cheapest? Compare the top Lynn Haven, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lynn Haven, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,324
Liberty Mutual $4,350
Nationwide $3,380
Progressive $4,438
State Farm $2,775
USAA $2,147

What affects auto insurance rates in Lynn Haven, Florida?

There are a lot of reasons why auto insurance rates in Lynn Haven, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lynn Haven, Florida. Many local factors may affect your Lynn Haven auto insurance rates.

Lynn Haven Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lynn Haven, Florida auto theft statistics, there have been 13 auto thefts in the city.

Lynn Haven Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lynn Haven, Florida commute length is 23.4 minutes according to City-Data.

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Compare Lynn Haven, Florida Auto Insurance Quotes

Before you buy Lynn Haven, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lynn Haven, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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