Best Cheap Auto Insurance in Lyman, NE (2021)

The average Lyman, NE auto insurance rates are $298 per month. The minimum auto insurance in Lyman is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Lyman, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Lyman, NE for senior drivers are $2,090 per year
  • The most expensive auto insurance company in Lyman for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Lyman is American Family

Lyman, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Lyman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lyman, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Lyman to other Nebraska cities, including Fremont auto insurance rates, Lincoln auto insurance rates, and Columbus auto insurance rates to see how Lyman, Nebraska auto insurance rates stack up.

Before you buy Lyman, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lyman, Nebraska auto insurance quotes.

Minimum Auto Insurance in Lyman, Nebraska

Lyman, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lyman, Nebraska.

Minimum Required Auto Insurance Coverage in Lyman, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lyman, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lyman, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lyman, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,787 $1,787 $1,623 $1,623 $2,954 $4,311 $1,747 $1,886
Farmers $2,339 $2,324 $2,099 $2,208 $8,915 $9,176 $2,669 $2,811
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,276 $2,217 $1,864 $1,931 $8,335 $9,426 $2,732 $2,923
State Farm $1,552 $1,552 $1,354 $1,354 $4,118 $5,267 $1,712 $1,939
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Cheap Lyman, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lyman, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Lyman, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Lyman, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,954 $4,311
Farmers $8,915 $9,176
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $8,335 $9,426
State Farm $4,118 $5,267
USAA $4,552 $5,488

Cheap Lyman, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Lyman, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lyman, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,623 $1,623
Farmers $2,099 $2,208
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $1,864 $1,931
State Farm $1,354 $1,354
USAA $1,354 $1,410

Cheap Lyman, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lyman, Nebraska compared to the annual auto insurance rates with a clean record in Lyman, Nebraska.

Annual Lyman, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,169 $2,353 $2,169 $2,169
Farmers $3,433 $4,406 $4,297 $4,133
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,376 $4,917 $3,772 $3,787
State Farm $2,196 $2,517 $2,356 $2,356
USAA $1,900 $2,381 $3,562 $2,152

Cheap Lyman, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lyman, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Lyman, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Lyman, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
American Family $2,169
Farmers $4,297
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $3,772
State Farm $2,356
USAA $3,562

Cheap Lyman, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lyman, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lyman, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,961 $2,031 $1,653
Farmers $4,669 $3,861 $3,673
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,574 $3,810 $3,505
State Farm $3,423 $2,052 $1,593
USAA $3,345 $2,249 $1,902

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Cheap Lyman, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Lyman, Nebraska auto insurance. Find the cheapest annual Lyman, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lyman, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,197 $2,233
Farmers $4,067 $4,067
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $3,963 $3,963
State Farm $2,296 $2,417
USAA $2,469 $2,528

Cheap Lyman, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lyman, Nebraska? Check out the comparison of annual Lyman, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lyman, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,201 $2,281 $2,162
Farmers $3,917 $4,017 $4,268
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $3,808 $3,954 $4,127
State Farm $2,268 $2,352 $2,449
USAA $2,428 $2,495 $2,573

Best By Category: Cheapest Auto Insurance in Lyman, Nebraska

Compare the cheapest auto insurance companies in Lyman, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lyman, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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The Cheapest Lyman, Nebraska Auto Insurance Companies

What auto insurance companies in Lyman, Nebraska are the cheapest? Compare the top Lyman, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lyman, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,215
Farmers $4,067
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $3,963
State Farm $2,356
USAA $2,499

What affects auto insurance rates in Lyman, Nebraska?

There are a lot of reasons why auto insurance rates in Lyman, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lyman, Nebraska. Many local factors may affect your Lyman auto insurance rates.

Lyman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lyman, Nebraska commute length is 22.5 minutes according to City-Data.

Compare Lyman, Nebraska Auto Insurance Quotes

Before you buy Lyman, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lyman, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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