Best Cheap Auto Insurance in Lyford, TX (2021)

The average Lyford, TX auto insurance rates are $341 per month. The minimum auto insurance in Lyford is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Lyford, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Lyford, Texas is 30/60/25
  • Average auto insurance rates in Lyford, TX for senior drivers are $2,516 per year
  • The cheapest auto insurance company in Lyford is State Farm

Lyford, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Lyford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lyford, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Lyford to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and Houston auto insurance rates to see how Lyford, Texas auto insurance rates stack up.

Before you buy Lyford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lyford, Texas auto insurance quotes.

Minimum Auto Insurance in Lyford, Texas

Lyford, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lyford, Texas.

Minimum Required Auto Insurance Coverage in Lyford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Lyford, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Lyford, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lyford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,975 $4,027 $3,927 $3,927 $10,167 $12,332 $4,923 $5,156
American Family $2,949 $3,276 $2,688 $3,078 $7,408 $9,638 $4,167 $4,722
GEICO $2,329 $2,526 $2,299 $2,644 $4,935 $5,054 $2,493 $2,430
Nationwide $3,009 $3,072 $2,646 $2,820 $8,365 $10,839 $3,519 $3,829
Progressive $2,470 $2,354 $2,193 $2,238 $10,029 $11,187 $2,919 $2,948
State Farm $1,817 $1,817 $1,608 $1,608 $4,184 $5,296 $1,964 $2,021
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

Cheap Lyford, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Lyford, Texas is a challenge. Take a look at the annual teen auto insurance rates in Lyford, Texas.

Annual Auto Insurance Rates for Teen Drivers in Lyford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,167 $12,332
American Family $7,408 $9,638
GEICO $4,935 $5,054
Nationwide $8,365 $10,839
Progressive $10,029 $11,187
State Farm $4,184 $5,296
USAA $5,099 $5,578

Cheap Lyford, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Lyford, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Lyford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
American Family $2,688 $3,078
GEICO $2,299 $2,644
Nationwide $2,646 $2,820
Progressive $2,193 $2,238
State Farm $1,608 $1,608
USAA $1,774 $1,780

Cheap Lyford, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lyford, Texas compared to the annual auto insurance rates with a clean record in Lyford, Texas.

Annual Lyford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,766 $7,210 $7,476 $4,766
American Family $4,342 $5,466 $4,814 $4,342
GEICO $2,624 $3,446 $2,893 $3,394
Nationwide $4,108 $4,108 $6,169 $4,663
Progressive $3,961 $5,108 $4,634 $4,465
State Farm $2,272 $2,585 $3,029 $2,272
USAA $2,158 $3,187 $3,744 $2,479

Cheap Lyford, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Lyford, Texas is not easy. Compare the annual rates for DUI auto insurance in Lyford, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Lyford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,476
American Family $4,814
GEICO $2,893
Nationwide $6,169
Progressive $4,634
State Farm $3,029
USAA $3,744

Cheap Lyford, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Lyford, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Lyford, Texas

Insurance Company Poor Fair Good
Allstate $7,718 $5,632 $4,813
American Family $6,523 $4,118 $3,582
GEICO $4,761 $2,701 $1,805
Nationwide $5,743 $4,570 $3,974
Progressive $5,135 $4,412 $4,080
State Farm $3,598 $2,238 $1,782
USAA $4,239 $2,457 $1,980

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Cheap Lyford, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Lyford, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Lyford, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Lyford, Texas

ZIP Code Average Annual Rates
78569 $5,996

Cheap Lyford, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Lyford, Texas auto insurance. Find the cheapest annual Lyford, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Lyford, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,910 $6,199
American Family $4,741 $4,741
GEICO $3,027 $3,151
Nationwide $4,762 $4,762
Progressive $4,542 $4,542
State Farm $2,539 $2,539
USAA $2,854 $2,929

Cheap Lyford, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Lyford, Texas? Check out the comparison of annual Lyford, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lyford, Texas

Insurance Company Low Medium High
Allstate $5,928 $6,007 $6,229
American Family $4,366 $4,535 $5,322
GEICO $2,854 $3,017 $3,396
Nationwide $5,091 $4,548 $4,648
Progressive $4,260 $4,519 $4,847
State Farm $2,391 $2,523 $2,704
USAA $2,777 $2,875 $3,024

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Best By Category: Cheapest Auto Insurance in Lyford, Texas

Compare the cheapest auto insurance companies in Lyford, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Lyford, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

The Cheapest Lyford, Texas Auto Insurance Companies

What auto insurance companies in Lyford, Texas are the cheapest? Compare the top Lyford, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Lyford, Texas

Insurance Company Average Annual Rates
Allstate $6,054
American Family $4,741
GEICO $3,089
Nationwide $4,762
Progressive $4,542
State Farm $2,539
USAA $2,892

What affects auto insurance rates in Lyford, Texas?

There are a lot of reasons why auto insurance rates in Lyford, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lyford, Texas. Many local factors may affect your Lyford auto insurance rates.

Lyford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Lyford, Texas auto theft statistics, there have been 3 auto thefts in the city.

Lyford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lyford, Texas commute length is 20.4 minutes according to City-Data.

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Compare Lyford, Texas Auto Insurance Quotes

Before you buy Lyford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lyford, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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